Mpesa and online payments

How ideal is mpesa for online payments if I can pay a good or service by mpesa and immediately call Safcon and inform them that I made a transaction to the wrong number and request them to reverse transaction - and they actually do it as long as the other party hasn't picked the money yet? ./Ok3ch

On Thu, May 14, 2009 at 9:41 AM, Okechukwu <okechukwu@gmail.com> wrote:
How ideal is mpesa for online payments if I can pay a good or service by mpesa and immediately call Safcon and inform them that I made a transaction to the wrong number and request them to reverse transaction - and they actually do it as long as the other party hasn't picked the money yet?
It is very ideal. I only think in this case, it's your conscience that is far from ideal! -- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ "Clothes make the man. Naked people have little or no influence on society." -- Mark Twain

Odhiambo, I have heard of so many cases of people reversing MPESA payments !!! so is it ideal? Alvin 2009/5/14 Odhiambo ワシントン <odhiambo@gmail.com>:
On Thu, May 14, 2009 at 9:41 AM, Okechukwu <okechukwu@gmail.com> wrote:
How ideal is mpesa for online payments if I can pay a good or service by mpesa and immediately call Safcon and inform them that I made a transaction to the wrong number and request them to reverse transaction - and they actually do it as long as the other party hasn't picked the money yet?
It is very ideal. I only think in this case, it's your conscience that is far from ideal! -- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ "Clothes make the man. Naked people have little or no influence on society." -- Mark Twain
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Regards, Alvin Ochieng - Corporate Account Manager GREENLINE TECHNOLOGY LIMITED| IT solutions Odyssey Plaza 2nd Floor| Mukoma Road | Box 61895-00200 Nairobi. |+254.20. 651755 / 552086 Fax +254.20-559841. **Wireless - 020-2405225 / 020 - 2429734 ** CellPhone – 0722-219938 / 0733610758 Help save paper - do you need to print this email?

On Thu, May 14, 2009 at 9:59 AM, Alvin Jason Ochieng <ajochola@gmail.com>wrote:
Odhiambo, I have heard of so many cases of people reversing MPESA payments !!!
so is it ideal?
If you have sold me an item and I've paid for it using M-Pesa, and you have issued me a sales receipt (I hope) then I believe if I reverse that payment, it amounts to FRAUD and you have the right to take legal action against me. M-Pesa is being operated within the laws of the land. It's just a money transfer method. I have another case to compare: I have a Credit Card with a local bank and every time I perform a transaction, I get an SMS (within 5 minutes) informing me about the same transaction and instructing me to call a certain number (where I can block the payment) suppose the transaction wasn't by me. Now, if I go to Nakumatt or any shop, buy staff, and call the said number to block payment, does that make this Credit Card service less than ideal? The use of "ideal" in this context worries me! To me, both cases are ideal. Why should one be reversing payment for goods he'd holding in his custody, plus the proof of purchase (receipt)? Isn't that stealing? -- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ "Clothes make the man. Naked people have little or no influence on society." -- Mark Twain

Thing is, if the guy has already chucked the money from an agent you can do nothing, coz probably this is someone who'll dump the SIM asap. But guys reverse all the time coz the guy who has received the money is usually still contemplating whether to withdraw the money or not. I'v not heard of a situation where the money has already been withdrawn and they've reversed the transaction... anyone? V On Thu, May 14, 2009 at 9:59 AM, Alvin Jason Ochieng <ajochola@gmail.com>wrote:
Odhiambo, I have heard of so many cases of people reversing MPESA payments !!!
so is it ideal?
Alvin
2009/5/14 Odhiambo ワシントン <odhiambo@gmail.com>:
On Thu, May 14, 2009 at 9:41 AM, Okechukwu <okechukwu@gmail.com> wrote:
How ideal is mpesa for online payments if I can pay a good or service by mpesa and immediately call Safcon and inform them that I made a
transaction
to the wrong number and request them to reverse transaction - and they actually do it as long as the other party hasn't picked the money yet?
It is very ideal. I only think in this case, it's your conscience that is far from ideal! -- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ "Clothes make the man. Naked people have little or no influence on society." -- Mark Twain
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
--
Regards, Alvin Ochieng - Corporate Account Manager GREENLINE TECHNOLOGY LIMITED| IT solutions Odyssey Plaza 2nd Floor| Mukoma Road | Box 61895-00200 Nairobi. |+254.20. 651755 / 552086 Fax +254.20-559841. **Wireless - 020-2405225 / 020 - 2429734 ** CellPhone – 0722-219938 / 0733610758 Help save paper - do you need to print this email? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Victor Ngeny Mobile +254716622916 GTalk: victormaritim Twitter: @ngeny Yahoo: vikngne Skype: victor.ngeny

why I asked this, a friend told me a scenario where they went drinking in a pub and the pub accepted mpesa payments, so the guyz drowned 5k worth of beer and paid by mpesa, only for the guy to reverse back afew minutes after leaving the establishment, and from that day, tha pub doesn't accept mpesa - so should this go on, then everyone will refuse these payments and we back to square one - not ideal. The case of card payments, the receiving bank actually initiates a transfer back, that is, if you bought something at Nakumatt, then the merchant has to be aware that you want to reverse the transaction, before the transaction is actually reversed. I had an arguement with someone at safcon and they didn't see the point of having such controls - which to me is knowing that fraud can occur and not doing anything about it. Question is, as a merchant selling goods online or even from a shop, would you agree to have mpesa payments knowing these facts? ./Ok3ch On Thu, May 14, 2009 at 10:13 AM, Victor Ngeny <victormaritim@gmail.com>wrote:
Thing is, if the guy has already chucked the money from an agent you can do nothing, coz probably this is someone who'll dump the SIM asap. But guys reverse all the time coz the guy who has received the money is usually still contemplating whether to withdraw the money or not. I'v not heard of a situation where the money has already been withdrawn and they've reversed the transaction... anyone?
V
On Thu, May 14, 2009 at 9:59 AM, Alvin Jason Ochieng <ajochola@gmail.com>wrote:
Odhiambo, I have heard of so many cases of people reversing MPESA payments !!!
so is it ideal?
Alvin
2009/5/14 Odhiambo ワシントン <odhiambo@gmail.com>:
On Thu, May 14, 2009 at 9:41 AM, Okechukwu <okechukwu@gmail.com> wrote:
How ideal is mpesa for online payments if I can pay a good or service
by
mpesa and immediately call Safcon and inform them that I made a transaction to the wrong number and request them to reverse transaction - and they actually do it as long as the other party hasn't picked the money yet?
It is very ideal. I only think in this case, it's your conscience that is far from ideal! -- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ "Clothes make the man. Naked people have little or no influence on society." -- Mark Twain
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
--
Regards, Alvin Ochieng - Corporate Account Manager GREENLINE TECHNOLOGY LIMITED| IT solutions Odyssey Plaza 2nd Floor| Mukoma Road | Box 61895-00200 Nairobi. |+254.20. 651755 / 552086 Fax +254.20-559841. **Wireless - 020-2405225 / 020 - 2429734 ** CellPhone – 0722-219938 / 0733610758 Help save paper - do you need to print this email? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Victor Ngeny
Mobile +254716622916 GTalk: victormaritim Twitter: @ngeny Yahoo: vikngne Skype: victor.ngeny
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

On Thu, May 14, 2009 at 11:44 AM, Okechukwu <okechukwu@gmail.com> wrote:
why I asked this, a friend told me a scenario where they went drinking in a pub and the pub accepted mpesa payments, so the guyz drowned 5k worth of beer and paid by mpesa, only for the guy to reverse back afew minutes after leaving the establishment, and from that day, tha pub doesn't accept mpesa - so should this go on, then everyone will refuse these payments and we back to square one - not ideal.
Ideal, except that your pal is ..err.. a dishonest fellow. he should be killed by stoning. [snip] I had an arguement with someone at safcon and they didn't see the point of
having such controls - which to me is knowing that fraud can occur and not doing anything about it. Question is, as a merchant selling goods online or even from a shop, would you agree to have mpesa payments knowing these facts?
Now that portends a problem. I suggest you raise this issue on KICTANet list. Someone there will surely listen. -- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ "Clothes make the man. Naked people have little or no influence on society." -- Mark Twain

What happened to that idea of focussing on telcos issues? I remember some of us suggesting domain names for such undertaking. Instead of taking this problem to another mailing list for solutions, let us create an platform for addressing the stuff. How many of us are members of KICTANET Mailin List? my thoughts. On 14/05/2009, Odhiambo ワシントン <odhiambo@gmail.com> wrote:
On Thu, May 14, 2009 at 11:44 AM, Okechukwu <okechukwu@gmail.com> wrote:
why I asked this, a friend told me a scenario where they went drinking in a pub and the pub accepted mpesa payments, so the guyz drowned 5k worth of beer and paid by mpesa, only for the guy to reverse back afew minutes after leaving the establishment, and from that day, tha pub doesn't accept mpesa - so should this go on, then everyone will refuse these payments and we back to square one - not ideal.
Ideal, except that your pal is ..err.. a dishonest fellow. he should be killed by stoning.
[snip]
I had an arguement with someone at safcon and they didn't see the point of
having such controls - which to me is knowing that fraud can occur and not doing anything about it. Question is, as a merchant selling goods online or even from a shop, would you agree to have mpesa payments knowing these facts?
Now that portends a problem.
I suggest you raise this issue on KICTANet list. Someone there will surely listen.
-- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ "Clothes make the man. Naked people have little or no influence on society." -- Mark Twain
-- Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!

Allow of to digress, online payment solutions will work fully in kenya, when courier services are brought in the debate, and town councils who are responsible for naming of streets, then gis can be incorporated to provide geotagging of the merchandise in question. Then other slunks can introduce innovative solutions throughout the nodes of this chain. E.g. Twitter & peep updates for tracking to ensure transparency and efficiency. Thank you. -- christiano kwena +254722243459

There should be an extra option on Mpesa that locks the cheddar in your account even if you haven't withdrawn it. For the case of the barman, he should have had an option of securing the money while waiting to withdraw it the following morning. -- J. N. Kimani 2009/5/14 Okechukwu <okechukwu@gmail.com>
why I asked this, a friend told me a scenario where they went drinking in a pub and the pub accepted mpesa payments, so the guyz drowned 5k worth of beer and paid by mpesa, only for the guy to reverse back afew minutes after leaving the establishment, and from that day, tha pub doesn't accept mpesa - so should this go on, then everyone will refuse these payments and we back to square one - not ideal. The case of card payments, the receiving bank actually initiates a transfer back, that is, if you bought something at Nakumatt, then the merchant has to be aware that you want to reverse the transaction, before the transaction is actually reversed. I had an arguement with someone at safcon and they didn't see the point of having such controls - which to me is knowing that fraud can occur and not doing anything about it. Question is, as a merchant selling goods online or even from a shop, would you agree to have mpesa payments knowing these facts? ./Ok3ch
On Thu, May 14, 2009 at 10:13 AM, Victor Ngeny <victormaritim@gmail.com>wrote:
Thing is, if the guy has already chucked the money from an agent you can do nothing, coz probably this is someone who'll dump the SIM asap. But guys reverse all the time coz the guy who has received the money is usually still contemplating whether to withdraw the money or not. I'v not heard of a situation where the money has already been withdrawn and they've reversed the transaction... anyone?
V
On Thu, May 14, 2009 at 9:59 AM, Alvin Jason Ochieng <ajochola@gmail.com>wrote:
Odhiambo, I have heard of so many cases of people reversing MPESA payments !!!
so is it ideal?
Alvin
2009/5/14 Odhiambo ワシントン <odhiambo@gmail.com>:
On Thu, May 14, 2009 at 9:41 AM, Okechukwu <okechukwu@gmail.com> wrote:
How ideal is mpesa for online payments if I can pay a good or service
by
mpesa and immediately call Safcon and inform them that I made a transaction to the wrong number and request them to reverse transaction - and they actually do it as long as the other party hasn't picked the money yet?
It is very ideal. I only think in this case, it's your conscience that is far from ideal! -- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ "Clothes make the man. Naked people have little or no influence on society." -- Mark Twain
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
--
Regards, Alvin Ochieng - Corporate Account Manager GREENLINE TECHNOLOGY LIMITED| IT solutions Odyssey Plaza 2nd Floor| Mukoma Road | Box 61895-00200 Nairobi. |+254.20. 651755 / 552086 Fax +254.20-559841. **Wireless - 020-2405225 / 020 - 2429734 ** CellPhone – 0722-219938 / 0733610758 Help save paper - do you need to print this email? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Victor Ngeny
Mobile +254716622916 GTalk: victormaritim Twitter: @ngeny Yahoo: vikngne Skype: victor.ngeny
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
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Use the paybill option on mpesa -- christiano kwena +254722243459

@Christiano, the paybill option is only used after setting up a contract with safcon and probably paying them millions for using the service - people like KPLC can do, but what about those small time traders in kiosks. ./Ok3ch On Thu, May 14, 2009 at 5:12 PM, christiano kwena < christianokwena@googlemail.com> wrote:
Use the paybill option on mpesa
-- christiano kwena +254722243459 _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

Millions?? I know I didn't... On 5/15/09, Okechukwu <okechukwu@gmail.com> wrote:
@Christiano, the paybill option is only used after setting up a contract with safcon and probably paying them millions for using the service - people like KPLC can do, but what about those small time traders in kiosks. ./Ok3ch
On Thu, May 14, 2009 at 5:12 PM, christiano kwena < christianokwena@googlemail.com> wrote:
Use the paybill option on mpesa
-- christiano kwena +254722243459 _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

enlighten us, how much did you pay? ./ok3ch On Fri, May 15, 2009 at 9:14 AM, Patrick Kariuki <patrick.kariuki@gmail.com>wrote:
Millions?? I know I didn't...
On 5/15/09, Okechukwu <okechukwu@gmail.com> wrote:
@Christiano, the paybill option is only used after setting up a contract with safcon and probably paying them millions for using the service - people like KPLC can do, but what about those small time traders in kiosks. ./Ok3ch
On Thu, May 14, 2009 at 5:12 PM, christiano kwena < christianokwena@googlemail.com> wrote:
Use the paybill option on mpesa
-- christiano kwena +254722243459 _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
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apparently every mpesa transaction generates a unique id/code. So all safaricom has to do is add 2 new menus (accept sent amount & reverse) which prompts the recipient of cash to enter the transaction code the sender receives (sender can sms this code to recipient) so as to unlock the cash sent. Meanwhile the cash can be held up in a virtual account (each transaction has a unique code) such that the sender may choose to cancel the transaction if he realises he got the wrong recipient without calling customer care by pressing [reverse] and using the transaction code. Since the transaction only becomes commited when the recipient unlocks the cash with the code sent by sender the amount remains suspended in the virtual account till someone with the [recipient phone no. + code] or [sender phone no. + code] can claim. Problem solved. Feel free to poke holes in my idea. it may not be all that perfect.

they just need to add a simple menu that allows you to scroll your phone book and the number of errors will fall. as for the rest of the errors, maybe they should allow their agents to register businesses (decentralize it) but your idea still solves the problem too. -- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com

@Jacob, thank you very much. So it wasn't only me who was thinking that this HAS to be implemented for the traders to start completely TRUST this system. I hope someone here listens to this cause I know alot of those Safcon techies who can suggest this to MJ are listening, otherwise, the dream of having mpesa for online transactions becomes a dream after 2 or 3 traders are hit by this reversal thing. ./Ok3ch On Sat, May 16, 2009 at 8:45 PM, Jacob Ayienda <jacobayienda@gmail.com>wrote:
apparently every mpesa transaction generates a unique id/code.
So all safaricom has to do is add 2 new menus (accept sent amount & reverse) which prompts the recipient of cash to enter the transaction code the sender receives (sender can sms this code to recipient) so as to unlock the cash sent.
Meanwhile the cash can be held up in a virtual account (each transaction has a unique code) such that the sender may choose to cancel the transaction if he realises he got the wrong recipient without calling customer care by pressing [reverse] and using the transaction code.
Since the transaction only becomes commited when the recipient unlocks the cash with the code sent by sender the amount remains suspended in the virtual account till someone with the [recipient phone no. + code] or [sender phone no. + code] can claim.
Problem solved. Feel free to poke holes in my idea. it may not be all that perfect. _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

This reversal of a transaction is a sure way of making the system worth using. The amount of money lost through m-Pesa {have not heard complaints on Zap} are enourIn my opinion, if the banks haven't implemented such a service, then telcos cannot initiate such an undertaking. My take! On 17/05/2009, Okechukwu <okechukwu@gmail.com> wrote:
@Jacob, thank you very much. So it wasn't only me who was thinking that this HAS to be implemented for the traders to start completely TRUST this system. I hope someone here listens to this cause I know alot of those Safcon techies who can suggest this to MJ are listening, otherwise, the dream of having mpesa for online transactions becomes a dream after 2 or 3 traders are hit by this reversal thing. ./Ok3ch
On Sat, May 16, 2009 at 8:45 PM, Jacob Ayienda <jacobayienda@gmail.com>wrote:
apparently every mpesa transaction generates a unique id/code.
So all safaricom has to do is add 2 new menus (accept sent amount & reverse) which prompts the recipient of cash to enter the transaction code the sender receives (sender can sms this code to recipient) so as to unlock the cash sent.
Meanwhile the cash can be held up in a virtual account (each transaction has a unique code) such that the sender may choose to cancel the transaction if he realises he got the wrong recipient without calling customer care by pressing [reverse] and using the transaction code.
Since the transaction only becomes commited when the recipient unlocks the cash with the code sent by sender the amount remains suspended in the virtual account till someone with the [recipient phone no. + code] or [sender phone no. + code] can claim.
Problem solved. Feel free to poke holes in my idea. it may not be all that perfect. _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041 Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!

what about u as the trader? On Sun, May 17, 2009 at 12:13 PM, Solomon Mburu <solo.mburu@gmail.com>wrote:
This reversal of a transaction is a sure way of making the system worth using. The amount of money lost through m-Pesa {have not heard complaints on Zap} are enourIn my opinion, if the banks haven't implemented such a service, then telcos cannot initiate such an undertaking. My take!
On 17/05/2009, Okechukwu <okechukwu@gmail.com> wrote:
@Jacob, thank you very much. So it wasn't only me who was thinking that this HAS to be implemented for the traders to start completely TRUST this system. I hope someone here listens to this cause I know alot of those Safcon techies who can suggest this to MJ are listening, otherwise, the dream of having mpesa for online transactions becomes a dream after 2 or 3 traders are hit by this reversal thing. ./Ok3ch
On Sat, May 16, 2009 at 8:45 PM, Jacob Ayienda <jacobayienda@gmail.com>wrote:
apparently every mpesa transaction generates a unique id/code.
So all safaricom has to do is add 2 new menus (accept sent amount & reverse) which prompts the recipient of cash to enter the transaction code the sender receives (sender can sms this code to recipient) so as to unlock the cash sent.
Meanwhile the cash can be held up in a virtual account (each transaction has a unique code) such that the sender may choose to cancel the transaction if he realises he got the wrong recipient without calling customer care by pressing [reverse] and using the transaction code.
Since the transaction only becomes commited when the recipient unlocks the cash with the code sent by sender the amount remains suspended in the virtual account till someone with the [recipient phone no. + code] or [sender phone no. + code] can claim.
Problem solved. Feel free to poke holes in my idea. it may not be all that perfect. _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
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seems the only option at the moment is to register your business with mpesa. it also discourages you from using the normal mpesa in your business. -- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com

Ok3ch - I'm sure if you call/walk up to the mpesa division at Safaricom they have all the information you need, ofcourse its all about how much money your mpesa number can bring in. I agree with Dennis, become an mpesa partner.. that is what the Paybill function is all about (reversal of a paybill transaction is not possible by a customer, if he/she calls customer care they will be referred to the company they made the payment to). On 5/18/09, Dennis Kioko <dmbuvi@gmail.com> wrote:
seems the only option at the moment is to register your business with mpesa. it also discourages you from using the normal mpesa in your business.
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

Well, I put these questions here since the number of techies from safcon I've talked to don't want to admit there is a problem about this reversal thing - a problem to these small time traders who might want to use the service even before walking to safcon to register. Can you imagin how long the menu can be if all Kenya traders registered and were listed on the paybill function? Why not make in built function to prevent these abuses and let everyone decide when they want to use the service. You don't have to register with Visa to accept credit card payments, do you? Am not trying to discredit the system, am just hoping that through these initiatives the system can be improved for all time use. ./Ok3ch On Mon, May 18, 2009 at 9:00 AM, Patrick Kariuki <patrick.kariuki@gmail.com>wrote:
Ok3ch - I'm sure if you call/walk up to the mpesa division at Safaricom they have all the information you need, ofcourse its all about how much money your mpesa number can bring in.
I agree with Dennis, become an mpesa partner.. that is what the Paybill function is all about (reversal of a paybill transaction is not possible by a customer, if he/she calls customer care they will be referred to the company they made the payment to).
On 5/18/09, Dennis Kioko <dmbuvi@gmail.com> wrote:
seems the only option at the moment is to register your business with mpesa. it also discourages you from using the normal mpesa in your business.
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
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Hi Ok3ch , Safaricom setup is free, the catch is the transaction fee, ranging from 25-175ksh. Zain you actually pay a setup fee of 180,000 ksh and a monthly fee of guess 24K, but there transaction fee is fixed at 10bob, But the CEO must Approve.. they have a lot of ducumentation ang afreements... You must start bt signing a non-disc before they give you the niti gritis of the system. Hope this clears the Air. On Mon, May 18, 2009 at 9:00 AM, Patrick Kariuki <patrick.kariuki@gmail.com>wrote:
Ok3ch - I'm sure if you call/walk up to the mpesa division at Safaricom they have all the information you need, ofcourse its all about how much money your mpesa number can bring in.
I agree with Dennis, become an mpesa partner.. that is what the Paybill function is all about (reversal of a paybill transaction is not possible by a customer, if he/she calls customer care they will be referred to the company they made the payment to).
On 5/18/09, Dennis Kioko <dmbuvi@gmail.com> wrote:
seems the only option at the moment is to register your business with mpesa. it also discourages you from using the normal mpesa in your business.
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
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Mpesa for Online payment?? For now its at your own risk. If you want to trade with mpesa in your small business the best thing would be to signup for an account with paybill-mpesa. When signed up you will be the only one who can reverse a transaction or any errors in payment. But for the sim based one reversals are all over and there are too many conmen out there doing it. Theres is no API yet for Mpesa but the ZAP one is pretty good for system integration(but can be improved), which means that for your online payments youre given a ready platform to hook up to your web/trading portal. On Mon, May 18, 2009 at 10:40 AM, Zack Githinji <zachgithinji@gmail.com>wrote:
Hi Ok3ch ,
Safaricom setup is free, the catch is the transaction fee, ranging from 25-175ksh. Zain you actually pay a setup fee of 180,000 ksh and a monthly fee of guess 24K, but there transaction fee is fixed at 10bob, But the CEO must Approve.. they have a lot of ducumentation ang afreements... You must start bt signing a non-disc before they give you the niti gritis of the system. Hope this clears the Air.
On Mon, May 18, 2009 at 9:00 AM, Patrick Kariuki < patrick.kariuki@gmail.com> wrote:
Ok3ch - I'm sure if you call/walk up to the mpesa division at Safaricom they have all the information you need, ofcourse its all about how much money your mpesa number can bring in.
I agree with Dennis, become an mpesa partner.. that is what the Paybill function is all about (reversal of a paybill transaction is not possible by a customer, if he/she calls customer care they will be referred to the company they made the payment to).
On 5/18/09, Dennis Kioko <dmbuvi@gmail.com> wrote:
seems the only option at the moment is to register your business with mpesa. it also discourages you from using the normal mpesa in your business.
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
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-- Regards, Zack K. Githinji
Cell:+254 722 649199 E-mail:zachgithinji@gmail.com <E-mail%3Azachgithinji@gmail.com>
"God grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference."
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did you say Zain already got an API? -- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com

I talked to a Safaricom Official about this issue, and he assured me that both parties are contacted before any reversal is made. so you guys have just been making up stories and allibis! 2009/5/18 Dennis Kioko <dmbuvi@gmail.com>
did you say Zain already got an API?
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com

Hi, Actually this is not true. I have had someone do a reversal that i knew of but no safaricom contacted me. It was only that I was aware of it. David. On Mon, May 18, 2009 at 9:47 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
I talked to a Safaricom Official about this issue, and he assured me that both parties are contacted before any reversal is made. so you guys have just been making up stories and allibis!
2009/5/18 Dennis Kioko <dmbuvi@gmail.com>
did you say Zain already got an API?
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
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-- Got any life problems? visit www.dearkenya.com

so you saying that you received money and it was reversed without you been contacted? 2009/5/19 David Mugo <raidarmax@gmail.com>
Hi,
Actually this is not true. I have had someone do a reversal that i knew of but no safaricom contacted me. It was only that I was aware of it.
David.
On Mon, May 18, 2009 at 9:47 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
I talked to a Safaricom Official about this issue, and he assured me that both parties are contacted before any reversal is made. so you guys have just been making up stories and allibis!
2009/5/18 Dennis Kioko <dmbuvi@gmail.com>
did you say Zain already got an API?
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
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-- Got any life problems? visit www.dearkenya.com
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-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com

Guys, yes, someone sent me cash, it was in my balance and after a while we agreed he should reverse, he did, got his cash back but there was nothing on my side....no notification or any confirmation, just that my balance was less. David. On Mon, May 18, 2009 at 9:53 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
so you saying that you received money and it was reversed without you been contacted? 2009/5/19 David Mugo <raidarmax@gmail.com>
Hi,
Actually this is not true. I have had someone do a reversal that i knew of but no safaricom contacted me. It was only that I was aware of it.
David.
On Mon, May 18, 2009 at 9:47 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
I talked to a Safaricom Official about this issue, and he assured me that both parties are contacted before any reversal is made. so you guys have just been making up stories and allibis!
2009/5/18 Dennis Kioko <dmbuvi@gmail.com>
did you say Zain already got an API?
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
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-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
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-- Got any life problems? visit www.dearkenya.com

Ok, I will inquire more on that. 2009/5/19 David Mugo <raidarmax@gmail.com>
Guys,
yes, someone sent me cash, it was in my balance and after a while we agreed he should reverse, he did, got his cash back but there was nothing on my side....no notification or any confirmation, just that my balance was less.
David.
On Mon, May 18, 2009 at 9:53 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
so you saying that you received money and it was reversed without you been contacted? 2009/5/19 David Mugo <raidarmax@gmail.com>
Hi,
Actually this is not true. I have had someone do a reversal that i knew of but no safaricom contacted me. It was only that I was aware of it.
David.
On Mon, May 18, 2009 at 9:47 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
I talked to a Safaricom Official about this issue, and he assured me that both parties are contacted before any reversal is made. so you guys have just been making up stories and allibis!
2009/5/18 Dennis Kioko <dmbuvi@gmail.com>
did you say Zain already got an API?
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
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-- Got any life problems? visit www.dearkenya.com
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-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com

@Dennis, you should have enquired more before saying we make things up, coz its happened before. ./Ok3ch On Tue, May 19, 2009 at 1:05 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
Ok, I will inquire more on that.
2009/5/19 David Mugo <raidarmax@gmail.com>
Guys,
yes, someone sent me cash, it was in my balance and after a while we agreed he should reverse, he did, got his cash back but there was nothing on my side....no notification or any confirmation, just that my balance was less.
David.
On Mon, May 18, 2009 at 9:53 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
so you saying that you received money and it was reversed without you been contacted? 2009/5/19 David Mugo <raidarmax@gmail.com>
Hi,
Actually this is not true. I have had someone do a reversal that i knew of but no safaricom contacted me. It was only that I was aware of it.
David.
On Mon, May 18, 2009 at 9:47 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
I talked to a Safaricom Official about this issue, and he assured me that both parties are contacted before any reversal is made. so you guys have just been making up stories and allibis!
2009/5/18 Dennis Kioko <dmbuvi@gmail.com>
did you say Zain already got an API?
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Got any life problems? visit www.dearkenya.com
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I apologize. I thought that the fact came from a safaricom official was evidence enough. On 19/05/2009, Okechukwu <okechukwu@gmail.com> wrote:
@Dennis, you should have enquired more before saying we make things up, coz its happened before. ./Ok3ch
On Tue, May 19, 2009 at 1:05 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
Ok, I will inquire more on that.
2009/5/19 David Mugo <raidarmax@gmail.com>
Guys,
yes, someone sent me cash, it was in my balance and after a while we agreed he should reverse, he did, got his cash back but there was nothing on my side....no notification or any confirmation, just that my balance was less.
David.
On Mon, May 18, 2009 at 9:53 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
so you saying that you received money and it was reversed without you been contacted? 2009/5/19 David Mugo <raidarmax@gmail.com>
Hi,
Actually this is not true. I have had someone do a reversal that i knew of but no safaricom contacted me. It was only that I was aware of it.
David.
On Mon, May 18, 2009 at 9:47 PM, Dennis Kioko <dmbuvi@gmail.com>wrote:
I talked to a Safaricom Official about this issue, and he assured me that both parties are contacted before any reversal is made. so you guys have just been making up stories and allibis!
2009/5/18 Dennis Kioko <dmbuvi@gmail.com>
> did you say Zain already got an API? > > -- > Bored? Stop been Bored. why are u still Bored? visit my blog > http://gramware.blogspot.com > Get your free issue of tekniaonline, a Kenyan ICT magazine at > http://tekniaonline.blogspot.com >
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Got any life problems? visit www.dearkenya.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Got any life problems? visit www.dearkenya.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com

@ Dennis, H{Sh}e is employed to give good news to the consumers even if it is a lie. How many times has one called customer care of any of our telcos, to be told the matter you are calling about will be attended in a couple of minutes only to call again and be told it has not been addressed yet. Ask exhaustively before pointing an accussing finger. Alternatively, give us his email and we shall ask him a million questions! On 19/05/2009, Dennis Kioko <dmbuvi@gmail.com> wrote:
I apologize. I thought that the fact came from a safaricom official was evidence enough.
On 19/05/2009, Okechukwu <okechukwu@gmail.com> wrote:
@Dennis, you should have enquired more before saying we make things up, coz its happened before. ./Ok3ch
On Tue, May 19, 2009 at 1:05 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
Ok, I will inquire more on that.
2009/5/19 David Mugo <raidarmax@gmail.com>
Guys,
yes, someone sent me cash, it was in my balance and after a while we agreed he should reverse, he did, got his cash back but there was nothing on my side....no notification or any confirmation, just that my balance was less.
David.
On Mon, May 18, 2009 at 9:53 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
so you saying that you received money and it was reversed without you been contacted? 2009/5/19 David Mugo <raidarmax@gmail.com>
Hi,
Actually this is not true. I have had someone do a reversal that i knew of but no safaricom contacted me. It was only that I was aware of it.
David.
On Mon, May 18, 2009 at 9:47 PM, Dennis Kioko <dmbuvi@gmail.com>wrote:
> I talked to a Safaricom Official about this issue, and he assured me > that both parties are contacted before any reversal is made. so you > guys > have just been making up stories and allibis! > > 2009/5/18 Dennis Kioko <dmbuvi@gmail.com> > >> did you say Zain already got an API? >> >> -- >> Bored? Stop been Bored. why are u still Bored? visit my blog >> http://gramware.blogspot.com >> Get your free issue of tekniaonline, a Kenyan ICT magazine at >> http://tekniaonline.blogspot.com >> > > > > -- > Bored? Stop been Bored. why are u still Bored? visit my blog > http://gramware.blogspot.com > Get your free issue of tekniaonline, a Kenyan ICT magazine at > http://tekniaonline.blogspot.com > > _______________________________________________ > Skunkworks mailing list > Skunkworks@lists.my.co.ke > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks > Other services @ http://my.co.ke > Other lists > ------------- > Skunkworks announce: > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general > >
-- Got any life problems? visit www.dearkenya.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Got any life problems? visit www.dearkenya.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041 Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill! AND It is better to die in dignity than in the ignomity of ambiguous generosity!

I forwarded him your issues and heres is the reply. He is a research analyst, and his work is to research on new products and to get feedback of existing products and services. Dennis, First, I must say that I am not official spokesman on this matter but I will try to answer based on my experience/interaction with M-PESA (I am a heavy consumer of this product) If you send money to a wrong number (say 0710222222 when you were meant to send it to 0720222222), the customer care will examine the transaction, ask you a few questions and then reverse the transaction without having to talk to 0710222222. In any case, the MSG displayed will show owner's name. So, they will compare your the two nos and determine if your claim is actually true. If you intended to withdraw but missed a certain digit in the agent ID, say if you wanted to withdraw in outlet 08102 (assume Uchumi Ngong Rd) but get a message telling you to collect your cash in Greenlight Meru, that is the same information you will give Customer care representative. Chances are, Greenlight Meru will have number which bears a striking similarity to that of Uchumi Ngong Rd e.g. 08210, 08201 etc. Customer care representative will get in touch with Greenlight Meru and if indeed they claim you took the money, they will be expected to read out your ID NO (since you should always present original ID during any transaction). Mostly, they will not guess it right and therefore the money will be reversed. If indeed you wanted to play tricks, they will be able to say your number right and therefore you wont get the money The rule is, whoever requests for a reversal MUST demonstrate it was truly an erroneous transaction before customer care representative can either talk to the other person or take any action. Mostly, CCR will ask many question but this is intended to ensure they get the right infor before taking the next course of action Any action taken, the system records the CCR who did that and therefore they dont joke around with this. We have studied this product and I can assure you as at now, it is extremely secure - besides, there is a dedicated fraud team that is continously studying all the tricks crooks can use and thereby sealing them. Please call me for more information. Regards- 2009/5/19 Solomon Mburu <solo.mburu@gmail.com>
@ Dennis, H{Sh}e is employed to give good news to the consumers even if it is a lie. How many times has one called customer care of any of our telcos, to be told the matter you are calling about will be attended in a couple of minutes only to call again and be told it has not been addressed yet. Ask exhaustively before pointing an accussing finger. Alternatively, give us his email and we shall ask him a million questions!
On 19/05/2009, Dennis Kioko <dmbuvi@gmail.com> wrote:
I apologize. I thought that the fact came from a safaricom official was evidence enough.
On 19/05/2009, Okechukwu <okechukwu@gmail.com> wrote:
@Dennis, you should have enquired more before saying we make things up, coz its happened before. ./Ok3ch
On Tue, May 19, 2009 at 1:05 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
Ok, I will inquire more on that.
2009/5/19 David Mugo <raidarmax@gmail.com>
Guys,
yes, someone sent me cash, it was in my balance and after a while we agreed he should reverse, he did, got his cash back but there was nothing on my side....no notification or any confirmation, just that my balance
was
less.
David.
On Mon, May 18, 2009 at 9:53 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
so you saying that you received money and it was reversed without you been contacted? 2009/5/19 David Mugo <raidarmax@gmail.com>
> Hi, > > Actually this is not true. I have had someone do a reversal that i > knew > of but no safaricom contacted me. It was only that I was aware of
it.
> > David. > > On Mon, May 18, 2009 at 9:47 PM, Dennis Kioko <dmbuvi@gmail.com wrote: > >> I talked to a Safaricom Official about this issue, and he assured me >> that both parties are contacted before any reversal is made. so you >> guys >> have just been making up stories and allibis! >> >> 2009/5/18 Dennis Kioko <dmbuvi@gmail.com> >> >>> did you say Zain already got an API? >>> >>> -- >>> Bored? Stop been Bored. why are u still Bored? visit my blog >>> http://gramware.blogspot.com >>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>> http://tekniaonline.blogspot.com >>> >> >> >> >> -- >> Bored? Stop been Bored. why are u still Bored? visit my blog >> http://gramware.blogspot.com >> Get your free issue of tekniaonline, a Kenyan ICT magazine at >> http://tekniaonline.blogspot.com >> >> _______________________________________________ >> Skunkworks mailing list >> Skunkworks@lists.my.co.ke >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >> Other services @ http://my.co.ke >> Other lists >> ------------- >> Skunkworks announce: >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >> >> > > > -- > Got any life problems? visit www.dearkenya.com > > _______________________________________________ > Skunkworks mailing list > Skunkworks@lists.my.co.ke > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks > Other services @ http://my.co.ke > Other lists > ------------- > Skunkworks announce: > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general > >
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Got any life problems? visit www.dearkenya.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041
Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!
AND
It is better to die in dignity than in the ignomity of ambiguous generosity! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Have your view/take on the nightmare that is Nairobi traffic on my blog, http://gramware.blogspot.com in a comical/satirical take!

Quiet informative. How well will a rural or ignorant folk understand all these? The reversal process, in my opinion, should be easy and accomodative for even the illiterate to grasp with ease. I only see an educated and quick witted person benefitting in the reversal transaction. On 20/05/2009, Dennis Kioko <dmbuvi@gmail.com> wrote:
I forwarded him your issues and heres is the reply. He is a research analyst, and his work is to research on new products and to get feedback of existing products and services.
Dennis, First, I must say that I am not official spokesman on this matter but I will try to answer based on my experience/interaction with M-PESA (I am a heavy consumer of this product)
If you send money to a wrong number (say 0710222222 when you were meant to send it to 0720222222), the customer care will examine the transaction, ask you a few questions and then reverse the transaction without having to talk to 0710222222. In any case, the MSG displayed will show owner's name. So, they will compare your the two nos and determine if your claim is actually true.
If you intended to withdraw but missed a certain digit in the agent ID, say if you wanted to withdraw in outlet 08102 (assume Uchumi Ngong Rd) but get a message telling you to collect your cash in Greenlight Meru, that is the same information you will give Customer care representative. Chances are, Greenlight Meru will have number which bears a striking similarity to that of Uchumi Ngong Rd e.g. 08210, 08201 etc. Customer care representative will get in touch with Greenlight Meru and if indeed they claim you took the money, they will be expected to read out your ID NO (since you should always present original ID during any transaction). Mostly, they will not guess it right and therefore the money will be reversed. If indeed you wanted to play tricks, they will be able to say your number right and therefore you wont get the money
The rule is, whoever requests for a reversal MUST demonstrate it was truly an erroneous transaction before customer care representative can either talk to the other person or take any action. Mostly, CCR will ask many question but this is intended to ensure they get the right infor before taking the next course of action
Any action taken, the system records the CCR who did that and therefore they dont joke around with this.
We have studied this product and I can assure you as at now, it is extremely secure - besides, there is a dedicated fraud team that is continously studying all the tricks crooks can use and thereby sealing them.
Please call me for more information.
Regards-
2009/5/19 Solomon Mburu <solo.mburu@gmail.com>
@ Dennis, H{Sh}e is employed to give good news to the consumers even if it is a lie. How many times has one called customer care of any of our telcos, to be told the matter you are calling about will be attended in a couple of minutes only to call again and be told it has not been addressed yet. Ask exhaustively before pointing an accussing finger. Alternatively, give us his email and we shall ask him a million questions!
On 19/05/2009, Dennis Kioko <dmbuvi@gmail.com> wrote:
I apologize. I thought that the fact came from a safaricom official was evidence enough.
On 19/05/2009, Okechukwu <okechukwu@gmail.com> wrote:
@Dennis, you should have enquired more before saying we make things up, coz its happened before. ./Ok3ch
On Tue, May 19, 2009 at 1:05 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
Ok, I will inquire more on that.
2009/5/19 David Mugo <raidarmax@gmail.com>
Guys,
yes, someone sent me cash, it was in my balance and after a while we agreed he should reverse, he did, got his cash back but there was nothing on my side....no notification or any confirmation, just that my balance
was
less.
David.
On Mon, May 18, 2009 at 9:53 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
> > so you saying that you received money and it was reversed without > you > been contacted? > 2009/5/19 David Mugo <raidarmax@gmail.com> > >> Hi, >> >> Actually this is not true. I have had someone do a reversal that i >> knew >> of but no safaricom contacted me. It was only that I was aware of it. >> >> David. >> >> On Mon, May 18, 2009 at 9:47 PM, Dennis Kioko <dmbuvi@gmail.com wrote: >> >>> I talked to a Safaricom Official about this issue, and he assured me >>> that both parties are contacted before any reversal is made. so >>> you >>> guys >>> have just been making up stories and allibis! >>> >>> 2009/5/18 Dennis Kioko <dmbuvi@gmail.com> >>> >>>> did you say Zain already got an API? >>>> >>>> -- >>>> Bored? Stop been Bored. why are u still Bored? visit my blog >>>> http://gramware.blogspot.com >>>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>>> http://tekniaonline.blogspot.com >>>> >>> >>> >>> >>> -- >>> Bored? Stop been Bored. why are u still Bored? visit my blog >>> http://gramware.blogspot.com >>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>> http://tekniaonline.blogspot.com >>> >>> _______________________________________________ >>> Skunkworks mailing list >>> Skunkworks@lists.my.co.ke >>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>> Other services @ http://my.co.ke >>> Other lists >>> ------------- >>> Skunkworks announce: >>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>> >>> >> >> >> -- >> Got any life problems? visit www.dearkenya.com >> >> _______________________________________________ >> Skunkworks mailing list >> Skunkworks@lists.my.co.ke >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >> Other services @ http://my.co.ke >> Other lists >> ------------- >> Skunkworks announce: >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >> >> > > > -- > Bored? Stop been Bored. why are u still Bored? visit my blog > http://gramware.blogspot.com > Get your free issue of tekniaonline, a Kenyan ICT magazine at > http://tekniaonline.blogspot.com > > _______________________________________________ > Skunkworks mailing list > Skunkworks@lists.my.co.ke > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks > Other services @ http://my.co.ke > Other lists > ------------- > Skunkworks announce: > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general > >
-- Got any life problems? visit www.dearkenya.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041
Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!
AND
It is better to die in dignity than in the ignomity of ambiguous generosity! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Have your view/take on the nightmare that is Nairobi traffic on my blog, http://gramware.blogspot.com in a comical/satirical take!
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041 Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill! AND It is better to die in dignity than in the ignomity of ambiguous generosity!

Hey... By the way guys, this is Kenya. You have to find your way on every little thing. I have been failed so much that I cant ever rely on any customer service of the multinational companies in Kenya, beginning with Orange, whose internet service i use. Anyway, for anyone interested, I developed a system that automatically does online transactions for MPESA payments, email me for details. David. On Wed, May 20, 2009 at 9:47 AM, Solomon Mburu <solo.mburu@gmail.com> wrote:
Quiet informative. How well will a rural or ignorant folk understand all these? The reversal process, in my opinion, should be easy and accomodative for even the illiterate to grasp with ease. I only see an educated and quick witted person benefitting in the reversal transaction.
On 20/05/2009, Dennis Kioko <dmbuvi@gmail.com> wrote:
I forwarded him your issues and heres is the reply. He is a research analyst, and his work is to research on new products and to get feedback of existing products and services.
Dennis, First, I must say that I am not official spokesman on this matter but I will try to answer based on my experience/interaction with M-PESA (I am a heavy consumer of this product)
If you send money to a wrong number (say 0710222222 when you were meant to send it to 0720222222), the customer care will examine the transaction, ask you a few questions and then reverse the transaction without having to talk to 0710222222. In any case, the MSG displayed will show owner's name. So, they will compare your the two nos and determine if your claim is actually true.
If you intended to withdraw but missed a certain digit in the agent ID, say if you wanted to withdraw in outlet 08102 (assume Uchumi Ngong Rd) but get a message telling you to collect your cash in Greenlight Meru, that is the same information you will give Customer care representative. Chances are, Greenlight Meru will have number which bears a striking similarity to that of Uchumi Ngong Rd e.g. 08210, 08201 etc. Customer care representative will get in touch with Greenlight Meru and if indeed they claim you took the money, they will be expected to read out your ID NO (since you should always present original ID during any transaction). Mostly, they will not guess it right and therefore the money will be reversed. If indeed you wanted to play tricks, they will be able to say your number right and therefore you wont get the money
The rule is, whoever requests for a reversal MUST demonstrate it was truly an erroneous transaction before customer care representative can either talk to the other person or take any action. Mostly, CCR will ask many question but this is intended to ensure they get the right infor before taking the next course of action
Any action taken, the system records the CCR who did that and therefore they dont joke around with this.
We have studied this product and I can assure you as at now, it is extremely secure - besides, there is a dedicated fraud team that is continously studying all the tricks crooks can use and thereby sealing them.
Please call me for more information.
Regards-
2009/5/19 Solomon Mburu <solo.mburu@gmail.com>
@ Dennis, H{Sh}e is employed to give good news to the consumers even if it is a lie. How many times has one called customer care of any of our telcos, to be told the matter you are calling about will be attended in a couple of minutes only to call again and be told it has not been addressed yet. Ask exhaustively before pointing an accussing finger. Alternatively, give us his email and we shall ask him a million questions!
On 19/05/2009, Dennis Kioko <dmbuvi@gmail.com> wrote:
I apologize. I thought that the fact came from a safaricom official was evidence enough.
On 19/05/2009, Okechukwu <okechukwu@gmail.com> wrote:
@Dennis, you should have enquired more before saying we make things
up,
coz its happened before. ./Ok3ch
On Tue, May 19, 2009 at 1:05 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
Ok, I will inquire more on that.
2009/5/19 David Mugo <raidarmax@gmail.com>
> Guys, > > yes, someone sent me cash, it was in my balance and after a while we > agreed he should reverse, he did, got his cash back but there was > nothing on > my side....no notification or any confirmation, just that my balance was > less. > > David. > > On Mon, May 18, 2009 at 9:53 PM, Dennis Kioko <dmbuvi@gmail.com> wrote: > >> >> so you saying that you received money and it was reversed without >> you >> been contacted? >> 2009/5/19 David Mugo <raidarmax@gmail.com> >> >>> Hi, >>> >>> Actually this is not true. I have had someone do a reversal that i >>> knew >>> of but no safaricom contacted me. It was only that I was aware of it. >>> >>> David. >>> >>> On Mon, May 18, 2009 at 9:47 PM, Dennis Kioko <dmbuvi@gmail.com wrote: >>> >>>> I talked to a Safaricom Official about this issue, and he assured me >>>> that both parties are contacted before any reversal is made. so >>>> you >>>> guys >>>> have just been making up stories and allibis! >>>> >>>> 2009/5/18 Dennis Kioko <dmbuvi@gmail.com> >>>> >>>>> did you say Zain already got an API? >>>>> >>>>> -- >>>>> Bored? Stop been Bored. why are u still Bored? visit my blog >>>>> http://gramware.blogspot.com >>>>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>>>> http://tekniaonline.blogspot.com >>>>> >>>> >>>> >>>> >>>> -- >>>> Bored? Stop been Bored. why are u still Bored? visit my blog >>>> http://gramware.blogspot.com >>>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>>> http://tekniaonline.blogspot.com >>>> >>>> _______________________________________________ >>>> Skunkworks mailing list >>>> Skunkworks@lists.my.co.ke >>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>>> Other services @ http://my.co.ke >>>> Other lists >>>> ------------- >>>> Skunkworks announce: >>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>>> >>>> >>> >>> >>> -- >>> Got any life problems? visit www.dearkenya.com >>> >>> _______________________________________________ >>> Skunkworks mailing list >>> Skunkworks@lists.my.co.ke >>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>> Other services @ http://my.co.ke >>> Other lists >>> ------------- >>> Skunkworks announce: >>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>> >>> >> >> >> -- >> Bored? Stop been Bored. why are u still Bored? visit my blog >> http://gramware.blogspot.com >> Get your free issue of tekniaonline, a Kenyan ICT magazine at >> http://tekniaonline.blogspot.com >> >> _______________________________________________ >> Skunkworks mailing list >> Skunkworks@lists.my.co.ke >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >> Other services @ http://my.co.ke >> Other lists >> ------------- >> Skunkworks announce: >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >> >> > > > -- > Got any life problems? visit www.dearkenya.com > > _______________________________________________ > Skunkworks mailing list > Skunkworks@lists.my.co.ke > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks > Other services @ http://my.co.ke > Other lists > ------------- > Skunkworks announce: > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general > >
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041
Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!
AND
It is better to die in dignity than in the ignomity of ambiguous generosity! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Have your view/take on the nightmare that is Nairobi traffic on my blog, http://gramware.blogspot.com in a comical/satirical take!
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041
Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!
AND
It is better to die in dignity than in the ignomity of ambiguous generosity! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Got any life problems? visit www.dearkenya.com

My point is and always has been, it is blutant wrong to reverse a transaction without reference to both the initiator and the receiver, whether the transaction was leggit ot not. The best the CS can do is simple call up the other party and have some authentication/authorization/informational. If I transact to 0720 yeat I meant 0722, then let 0720 know that I am reversing, its not about asking 0720 for permission to reverse, but just inform them, so that if am being malicious in my referral, then it can come out. @david, for your research analyst, thank him for telling us what we know. ./Ok3ch On Wed, May 20, 2009 at 9:55 AM, David Mugo <raidarmax@gmail.com> wrote:
Hey...
By the way guys, this is Kenya. You have to find your way on every little thing. I have been failed so much that I cant ever rely on any customer service of the multinational companies in Kenya, beginning with Orange, whose internet service i use. Anyway, for anyone interested, I developed a system that automatically does online transactions for MPESA payments, email me for details.
David.
On Wed, May 20, 2009 at 9:47 AM, Solomon Mburu <solo.mburu@gmail.com>wrote:
Quiet informative. How well will a rural or ignorant folk understand all these? The reversal process, in my opinion, should be easy and accomodative for even the illiterate to grasp with ease. I only see an educated and quick witted person benefitting in the reversal transaction.
On 20/05/2009, Dennis Kioko <dmbuvi@gmail.com> wrote:
I forwarded him your issues and heres is the reply. He is a research analyst, and his work is to research on new products and to get feedback of existing products and services.
Dennis, First, I must say that I am not official spokesman on this matter but I will try to answer based on my experience/interaction with M-PESA (I am a heavy consumer of this product)
If you send money to a wrong number (say 0710222222 when you were meant to send it to 0720222222), the customer care will examine the transaction, ask you a few questions and then reverse the transaction without having to talk to 0710222222. In any case, the MSG displayed will show owner's name. So, they will compare your the two nos and determine if your claim is actually true.
If you intended to withdraw but missed a certain digit in the agent ID, say if you wanted to withdraw in outlet 08102 (assume Uchumi Ngong Rd) but get a message telling you to collect your cash in Greenlight Meru, that is the same information you will give Customer care representative. Chances are, Greenlight Meru will have number which bears a striking similarity to that of Uchumi Ngong Rd e.g. 08210, 08201 etc. Customer care representative will get in touch with Greenlight Meru and if indeed they claim you took the money, they will be expected to read out your ID NO (since you should always present original ID during any transaction). Mostly, they will not guess it right and therefore the money will be reversed. If indeed you wanted to play tricks, they will be able to say your number right and therefore you wont get the money
The rule is, whoever requests for a reversal MUST demonstrate it was truly an erroneous transaction before customer care representative can either talk to the other person or take any action. Mostly, CCR will ask many question but this is intended to ensure they get the right infor before taking the next course of action
Any action taken, the system records the CCR who did that and therefore they dont joke around with this.
We have studied this product and I can assure you as at now, it is extremely secure - besides, there is a dedicated fraud team that is continously studying all the tricks crooks can use and thereby sealing them.
Please call me for more information.
Regards-
2009/5/19 Solomon Mburu <solo.mburu@gmail.com>
@ Dennis, H{Sh}e is employed to give good news to the consumers even if it is a lie. How many times has one called customer care of any of our telcos, to be told the matter you are calling about will be attended in a couple of minutes only to call again and be told it has not been addressed yet. Ask exhaustively before pointing an accussing finger. Alternatively, give us his email and we shall ask him a million questions!
On 19/05/2009, Dennis Kioko <dmbuvi@gmail.com> wrote:
I apologize. I thought that the fact came from a safaricom official was evidence enough.
On 19/05/2009, Okechukwu <okechukwu@gmail.com> wrote:
@Dennis, you should have enquired more before saying we make things
up,
coz its happened before. ./Ok3ch
On Tue, May 19, 2009 at 1:05 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
> Ok, I will inquire more on that. > > 2009/5/19 David Mugo <raidarmax@gmail.com> > >> Guys, >> >> yes, someone sent me cash, it was in my balance and after a while we >> agreed he should reverse, he did, got his cash back but there was >> nothing on >> my side....no notification or any confirmation, just that my balance was >> less. >> >> David. >> >> On Mon, May 18, 2009 at 9:53 PM, Dennis Kioko <dmbuvi@gmail.com> wrote: >> >>> >>> so you saying that you received money and it was reversed without >>> you >>> been contacted? >>> 2009/5/19 David Mugo <raidarmax@gmail.com> >>> >>>> Hi, >>>> >>>> Actually this is not true. I have had someone do a reversal that i >>>> knew >>>> of but no safaricom contacted me. It was only that I was aware of it. >>>> >>>> David. >>>> >>>> On Mon, May 18, 2009 at 9:47 PM, Dennis Kioko <dmbuvi@gmail.com wrote: >>>> >>>>> I talked to a Safaricom Official about this issue, and he assured me >>>>> that both parties are contacted before any reversal is made. so >>>>> you >>>>> guys >>>>> have just been making up stories and allibis! >>>>> >>>>> 2009/5/18 Dennis Kioko <dmbuvi@gmail.com> >>>>> >>>>>> did you say Zain already got an API? >>>>>> >>>>>> -- >>>>>> Bored? Stop been Bored. why are u still Bored? visit my blog >>>>>> http://gramware.blogspot.com >>>>>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>>>>> http://tekniaonline.blogspot.com >>>>>> >>>>> >>>>> >>>>> >>>>> -- >>>>> Bored? Stop been Bored. why are u still Bored? visit my blog >>>>> http://gramware.blogspot.com >>>>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>>>> http://tekniaonline.blogspot.com >>>>> >>>>> _______________________________________________ >>>>> Skunkworks mailing list >>>>> Skunkworks@lists.my.co.ke >>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>>>> Other services @ http://my.co.ke >>>>> Other lists >>>>> ------------- >>>>> Skunkworks announce: >>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>>>> >>>>> >>>> >>>> >>>> -- >>>> Got any life problems? visit www.dearkenya.com >>>> >>>> _______________________________________________ >>>> Skunkworks mailing list >>>> Skunkworks@lists.my.co.ke >>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>>> Other services @ http://my.co.ke >>>> Other lists >>>> ------------- >>>> Skunkworks announce: >>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>>> >>>> >>> >>> >>> -- >>> Bored? Stop been Bored. why are u still Bored? visit my blog >>> http://gramware.blogspot.com >>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>> http://tekniaonline.blogspot.com >>> >>> _______________________________________________ >>> Skunkworks mailing list >>> Skunkworks@lists.my.co.ke >>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>> Other services @ http://my.co.ke >>> Other lists >>> ------------- >>> Skunkworks announce: >>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>> >>> >> >> >> -- >> Got any life problems? visit www.dearkenya.com >> >> _______________________________________________ >> Skunkworks mailing list >> Skunkworks@lists.my.co.ke >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >> Other services @ http://my.co.ke >> Other lists >> ------------- >> Skunkworks announce: >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >> >> > > > -- > Bored? Stop been Bored. why are u still Bored? visit my blog > http://gramware.blogspot.com > Get your free issue of tekniaonline, a Kenyan ICT magazine at > http://tekniaonline.blogspot.com > > _______________________________________________ > Skunkworks mailing list > Skunkworks@lists.my.co.ke > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks > Other services @ http://my.co.ke > Other lists > ------------- > Skunkworks announce: > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general > >
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041
Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!
AND
It is better to die in dignity than in the ignomity of ambiguous generosity! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Have your view/take on the nightmare that is Nairobi traffic on my blog, http://gramware.blogspot.com in a comical/satirical take!
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041
Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!
AND
It is better to die in dignity than in the ignomity of ambiguous generosity! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Got any life problems? visit www.dearkenya.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

Ok3ch, the last para of your mail... is an ouch! to David and the researcher. On 20/05/2009, Okechukwu <okechukwu@gmail.com> wrote:
My point is and always has been, it is blutant wrong to reverse a transaction without reference to both the initiator and the receiver, whether the transaction was leggit ot not. The best the CS can do is simple call up the other party and have some authentication/authorization/informational. If I transact to 0720 yeat I meant 0722, then let 0720 know that I am reversing, its not about asking 0720 for permission to reverse, but just inform them, so that if am being malicious in my referral, then it can come out. @david, for your research analyst, thank him for telling us what we know. ./Ok3ch
On Wed, May 20, 2009 at 9:55 AM, David Mugo <raidarmax@gmail.com> wrote:
Hey...
By the way guys, this is Kenya. You have to find your way on every little thing. I have been failed so much that I cant ever rely on any customer service of the multinational companies in Kenya, beginning with Orange, whose internet service i use. Anyway, for anyone interested, I developed a system that automatically does online transactions for MPESA payments, email me for details.
David.
On Wed, May 20, 2009 at 9:47 AM, Solomon Mburu <solo.mburu@gmail.com>wrote:
Quiet informative. How well will a rural or ignorant folk understand all these? The reversal process, in my opinion, should be easy and accomodative for even the illiterate to grasp with ease. I only see an educated and quick witted person benefitting in the reversal transaction.
On 20/05/2009, Dennis Kioko <dmbuvi@gmail.com> wrote:
I forwarded him your issues and heres is the reply. He is a research analyst, and his work is to research on new products and to get feedback of existing products and services.
Dennis, First, I must say that I am not official spokesman on this matter but I will try to answer based on my experience/interaction with M-PESA (I am a heavy consumer of this product)
If you send money to a wrong number (say 0710222222 when you were meant to send it to 0720222222), the customer care will examine the transaction, ask you a few questions and then reverse the transaction without having to talk to 0710222222. In any case, the MSG displayed will show owner's name. So, they will compare your the two nos and determine if your claim is actually true.
If you intended to withdraw but missed a certain digit in the agent ID, say if you wanted to withdraw in outlet 08102 (assume Uchumi Ngong Rd) but get a message telling you to collect your cash in Greenlight Meru, that is the same information you will give Customer care representative. Chances are, Greenlight Meru will have number which bears a striking similarity to that of Uchumi Ngong Rd e.g. 08210, 08201 etc. Customer care representative will get in touch with Greenlight Meru and if indeed they claim you took the money, they will be expected to read out your ID NO (since you should always present original ID during any transaction). Mostly, they will not guess it right and therefore the money will be reversed. If indeed you wanted to play tricks, they will be able to say your number right and therefore you wont get the money
The rule is, whoever requests for a reversal MUST demonstrate it was truly an erroneous transaction before customer care representative can either talk to the other person or take any action. Mostly, CCR will ask many question but this is intended to ensure they get the right infor before taking the next course of action
Any action taken, the system records the CCR who did that and therefore they dont joke around with this.
We have studied this product and I can assure you as at now, it is extremely secure - besides, there is a dedicated fraud team that is continously studying all the tricks crooks can use and thereby sealing them.
Please call me for more information.
Regards-
2009/5/19 Solomon Mburu <solo.mburu@gmail.com>
@ Dennis, H{Sh}e is employed to give good news to the consumers even if it is a lie. How many times has one called customer care of any of our telcos, to be told the matter you are calling about will be attended in a couple of minutes only to call again and be told it has not been addressed yet. Ask exhaustively before pointing an accussing finger. Alternatively, give us his email and we shall ask him a million questions!
On 19/05/2009, Dennis Kioko <dmbuvi@gmail.com> wrote:
I apologize. I thought that the fact came from a safaricom official was evidence enough.
On 19/05/2009, Okechukwu <okechukwu@gmail.com> wrote: > > @Dennis, you should have enquired more before saying we make things up, > coz > its happened before. > ./Ok3ch > > On Tue, May 19, 2009 at 1:05 PM, Dennis Kioko <dmbuvi@gmail.com> wrote: > >> Ok, I will inquire more on that. >> >> 2009/5/19 David Mugo <raidarmax@gmail.com> >> >>> Guys, >>> >>> yes, someone sent me cash, it was in my balance and after a while we >>> agreed he should reverse, he did, got his cash back but there was >>> nothing on >>> my side....no notification or any confirmation, just that my balance was >>> less. >>> >>> David. >>> >>> On Mon, May 18, 2009 at 9:53 PM, Dennis Kioko <dmbuvi@gmail.com> wrote: >>> >>>> >>>> so you saying that you received money and it was reversed >>>> without >>>> you >>>> been contacted? >>>> 2009/5/19 David Mugo <raidarmax@gmail.com> >>>> >>>>> Hi, >>>>> >>>>> Actually this is not true. I have had someone do a reversal >>>>> that i >>>>> knew >>>>> of but no safaricom contacted me. It was only that I was aware of it. >>>>> >>>>> David. >>>>> >>>>> On Mon, May 18, 2009 at 9:47 PM, Dennis Kioko <dmbuvi@gmail.com wrote: >>>>> >>>>>> I talked to a Safaricom Official about this issue, and he assured me >>>>>> that both parties are contacted before any reversal is made. >>>>>> so >>>>>> you >>>>>> guys >>>>>> have just been making up stories and allibis! >>>>>> >>>>>> 2009/5/18 Dennis Kioko <dmbuvi@gmail.com> >>>>>> >>>>>>> did you say Zain already got an API? >>>>>>> >>>>>>> -- >>>>>>> Bored? Stop been Bored. why are u still Bored? visit my blog >>>>>>> http://gramware.blogspot.com >>>>>>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>>>>>> http://tekniaonline.blogspot.com >>>>>>> >>>>>> >>>>>> >>>>>> >>>>>> -- >>>>>> Bored? Stop been Bored. why are u still Bored? visit my blog >>>>>> http://gramware.blogspot.com >>>>>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>>>>> http://tekniaonline.blogspot.com >>>>>> >>>>>> _______________________________________________ >>>>>> Skunkworks mailing list >>>>>> Skunkworks@lists.my.co.ke >>>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>>>>> Other services @ http://my.co.ke >>>>>> Other lists >>>>>> ------------- >>>>>> Skunkworks announce: >>>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>>>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>>>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>>>>> >>>>>> >>>>> >>>>> >>>>> -- >>>>> Got any life problems? visit www.dearkenya.com >>>>> >>>>> _______________________________________________ >>>>> Skunkworks mailing list >>>>> Skunkworks@lists.my.co.ke >>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>>>> Other services @ http://my.co.ke >>>>> Other lists >>>>> ------------- >>>>> Skunkworks announce: >>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>>>> >>>>> >>>> >>>> >>>> -- >>>> Bored? Stop been Bored. why are u still Bored? visit my blog >>>> http://gramware.blogspot.com >>>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>>> http://tekniaonline.blogspot.com >>>> >>>> _______________________________________________ >>>> Skunkworks mailing list >>>> Skunkworks@lists.my.co.ke >>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>>> Other services @ http://my.co.ke >>>> Other lists >>>> ------------- >>>> Skunkworks announce: >>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>>> >>>> >>> >>> >>> -- >>> Got any life problems? visit www.dearkenya.com >>> >>> _______________________________________________ >>> Skunkworks mailing list >>> Skunkworks@lists.my.co.ke >>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>> Other services @ http://my.co.ke >>> Other lists >>> ------------- >>> Skunkworks announce: >>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>> >>> >> >> >> -- >> Bored? Stop been Bored. why are u still Bored? visit my blog >> http://gramware.blogspot.com >> Get your free issue of tekniaonline, a Kenyan ICT magazine at >> http://tekniaonline.blogspot.com >> >> _______________________________________________ >> Skunkworks mailing list >> Skunkworks@lists.my.co.ke >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >> Other services @ http://my.co.ke >> Other lists >> ------------- >> Skunkworks announce: >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >> >> > > > _______________________________________________ > Skunkworks mailing list > Skunkworks@lists.my.co.ke > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks > Other services @ http://my.co.ke > Other lists > ------------- > Skunkworks announce: > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general > >
-- Bored? Stop been Bored. why are u still Bored? visit my blog http://gramware.blogspot.com Get your free issue of tekniaonline, a Kenyan ICT magazine at http://tekniaonline.blogspot.com
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041
Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!
AND
It is better to die in dignity than in the ignomity of ambiguous generosity! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Have your view/take on the nightmare that is Nairobi traffic on my blog, http://gramware.blogspot.com in a comical/satirical take!
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041
Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!
AND
It is better to die in dignity than in the ignomity of ambiguous generosity! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Got any life problems? visit www.dearkenya.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041 Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill! AND It is better to die in dignity than in the ignomity of ambiguous generosity!

Guess they aren't strict about the reversal of transactions. In short, you shouldnt bank on them for your transactions at he moment, unless you register as a business. In fact that is one reason for safaricom to keep it that way.
On Wed, May 20, 2009 at 9:55 AM, David Mugo <raidarmax@gmail.com> wrote:
Hey...
By the way guys, this is Kenya. You have to find your way on every
little
thing. I have been failed so much that I cant ever rely on any customer service of the multinational companies in Kenya, beginning with Orange, whose internet service i use. Anyway, for anyone interested, I developed a system that automatically does online transactions for MPESA payments, email me for details.
David.
On Wed, May 20, 2009 at 9:47 AM, Solomon Mburu <solo.mburu@gmail.com>wrote:
Quiet informative. How well will a rural or ignorant folk understand all these? The reversal process, in my opinion, should be easy and accomodative for even the illiterate to grasp with ease. I only see an educated and quick witted person benefitting in the reversal transaction.
On 20/05/2009, Dennis Kioko <dmbuvi@gmail.com> wrote:
I forwarded him your issues and heres is the reply. He is a research analyst, and his work is to research on new products and to get feedback of existing products and services.
Dennis, First, I must say that I am not official spokesman on this matter but I will try to answer based on my experience/interaction with M-PESA (I am a heavy consumer of this product)
If you send money to a wrong number (say 0710222222 when you were meant to send it to 0720222222), the customer care will examine the transaction, ask you a few questions and then reverse the transaction without having to talk to 0710222222. In any case, the MSG displayed will show owner's name. So, they will compare your the two nos and determine if your claim is actually true.
If you intended to withdraw but missed a certain digit in the agent ID, say if you wanted to withdraw in outlet 08102 (assume Uchumi Ngong Rd) but get a message telling you to collect your cash in Greenlight Meru, that is the same information you will give Customer care representative. Chances are, Greenlight Meru will have number which bears a striking similarity to that of Uchumi Ngong Rd e.g. 08210, 08201 etc. Customer care representative will get in touch with Greenlight Meru and if indeed they claim you took the money, they will be expected to read out your ID NO (since you should always present original ID during any transaction). Mostly, they will not guess it right and therefore the money will be reversed. If indeed you wanted to play tricks, they will be able to say your number right and therefore you wont get the money
The rule is, whoever requests for a reversal MUST demonstrate it was truly an erroneous transaction before customer care representative can either talk to the other person or take any action. Mostly, CCR will ask many question but this is intended to ensure they get the right infor before taking the next course of action
Any action taken, the system records the CCR who did that and therefore they dont joke around with this.
We have studied this product and I can assure you as at now, it is extremely secure - besides, there is a dedicated fraud team that is continously studying all the tricks crooks can use and thereby sealing them.
Please call me for more information.
Regards-
2009/5/19 Solomon Mburu <solo.mburu@gmail.com>
@ Dennis, H{Sh}e is employed to give good news to the consumers even if it is a lie. How many times has one called customer care of any of our telcos, to be told the matter you are calling about will be attended in a couple of minutes only to call again and be told it has not been addressed yet. Ask exhaustively before pointing an accussing finger. Alternatively, give us his email and we shall ask him a million questions!
On 19/05/2009, Dennis Kioko <dmbuvi@gmail.com> wrote: > I apologize. I thought that the fact came from a safaricom official was > evidence enough. > > On 19/05/2009, Okechukwu <okechukwu@gmail.com> wrote: >> >> @Dennis, you should have enquired more before saying we make things up, >> coz >> its happened before. >> ./Ok3ch >> >> On Tue, May 19, 2009 at 1:05 PM, Dennis Kioko <dmbuvi@gmail.com> wrote: >> >>> Ok, I will inquire more on that. >>> >>> 2009/5/19 David Mugo <raidarmax@gmail.com> >>> >>>> Guys, >>>> >>>> yes, someone sent me cash, it was in my balance and after a while we >>>> agreed he should reverse, he did, got his cash back but there was >>>> nothing on >>>> my side....no notification or any confirmation, just that my balance was >>>> less. >>>> >>>> David. >>>> >>>> On Mon, May 18, 2009 at 9:53 PM, Dennis Kioko < dmbuvi@gmail.com> wrote: >>>> >>>>> >>>>> so you saying that you received money and it was reversed >>>>> without >>>>> you >>>>> been contacted? >>>>> 2009/5/19 David Mugo <raidarmax@gmail.com> >>>>> >>>>>> Hi, >>>>>> >>>>>> Actually this is not true. I have had someone do a reversal >>>>>> that i >>>>>> knew >>>>>> of but no safaricom contacted me. It was only that I was aware of it. >>>>>> >>>>>> David. >>>>>> >>>>>> On Mon, May 18, 2009 at 9:47 PM, Dennis Kioko < dmbuvi@gmail.com >wrote: >>>>>> >>>>>>> I talked to a Safaricom Official about this issue, and he assured me >>>>>>> that both parties are contacted before any reversal is made. >>>>>>> so >>>>>>> you >>>>>>> guys >>>>>>> have just been making up stories and allibis! >>>>>>> >>>>>>> 2009/5/18 Dennis Kioko <dmbuvi@gmail.com> >>>>>>> >>>>>>>> did you say Zain already got an API? >>>>>>>> >>>>>>>> -- >>>>>>>> Bored? Stop been Bored. why are u still Bored? visit my blog >>>>>>>> http://gramware.blogspot.com >>>>>>>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>>>>>>> http://tekniaonline.blogspot.com >>>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>>> -- >>>>>>> Bored? Stop been Bored. why are u still Bored? visit my blog >>>>>>> http://gramware.blogspot.com >>>>>>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>>>>>> http://tekniaonline.blogspot.com >>>>>>> >>>>>>> _______________________________________________ >>>>>>> Skunkworks mailing list >>>>>>> Skunkworks@lists.my.co.ke >>>>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>>>>>> Other services @ http://my.co.ke >>>>>>> Other lists >>>>>>> ------------- >>>>>>> Skunkworks announce: >>>>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>>>>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>>>>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>>>>>> >>>>>>> >>>>>> >>>>>> >>>>>> -- >>>>>> Got any life problems? visit www.dearkenya.com >>>>>> >>>>>> _______________________________________________ >>>>>> Skunkworks mailing list >>>>>> Skunkworks@lists.my.co.ke >>>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>>>>> Other services @ http://my.co.ke >>>>>> Other lists >>>>>> ------------- >>>>>> Skunkworks announce: >>>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>>>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>>>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>>>>> >>>>>> >>>>> >>>>> >>>>> -- >>>>> Bored? Stop been Bored. why are u still Bored? visit my blog >>>>> http://gramware.blogspot.com >>>>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>>>> http://tekniaonline.blogspot.com >>>>> >>>>> _______________________________________________ >>>>> Skunkworks mailing list >>>>> Skunkworks@lists.my.co.ke >>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>>>> Other services @ http://my.co.ke >>>>> Other lists >>>>> ------------- >>>>> Skunkworks announce: >>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>>>> >>>>> >>>> >>>> >>>> -- >>>> Got any life problems? visit www.dearkenya.com >>>> >>>> _______________________________________________ >>>> Skunkworks mailing list >>>> Skunkworks@lists.my.co.ke >>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>>> Other services @ http://my.co.ke >>>> Other lists >>>> ------------- >>>> Skunkworks announce: >>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>>> >>>> >>> >>> >>> -- >>> Bored? Stop been Bored. why are u still Bored? visit my blog >>> http://gramware.blogspot.com >>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>> http://tekniaonline.blogspot.com >>> >>> _______________________________________________ >>> Skunkworks mailing list >>> Skunkworks@lists.my.co.ke >>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>> Other services @ http://my.co.ke >>> Other lists >>> ------------- >>> Skunkworks announce: >>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>> >>> >> >> >> _______________________________________________ >> Skunkworks mailing list >> Skunkworks@lists.my.co.ke >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >> Other services @ http://my.co.ke >> Other lists >> ------------- >> Skunkworks announce: >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >> >> > > > -- > Bored? Stop been Bored. why are u still Bored? visit my blog > http://gramware.blogspot.com > Get your free issue of tekniaonline, a Kenyan ICT magazine at > http://tekniaonline.blogspot.com >
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041
Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!
AND
It is better to die in dignity than in the ignomity of ambiguous generosity! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Have your view/take on the nightmare that is Nairobi traffic on my blog, http://gramware.blogspot.com in a comical/satirical take!
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041
Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!
AND
It is better to die in dignity than in the ignomity of ambiguous generosity! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Got any life problems? visit www.dearkenya.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041
Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!
AND
It is better to die in dignity than in the ignomity of ambiguous generosity! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Have your view/take on the nightmare that is Nairobi traffic on my blog, http://gramware.blogspot.com in a comical/satirical take!

I read it now and it is - am just not sure whether I should apologise or not, since its also so much in context, but I agree, should have put it better. ./Ok3ch On Wed, May 20, 2009 at 11:29 AM, Solomon Mburu <solo.mburu@gmail.com>wrote:
Ok3ch, the last para of your mail... is an ouch! to David and the researcher.
On 20/05/2009, Okechukwu <okechukwu@gmail.com> wrote:
My point is and always has been, it is blutant wrong to reverse a transaction without reference to both the initiator and the receiver, whether the transaction was leggit ot not. The best the CS can do is simple call up the other party and have some authentication/authorization/informational. If I transact to 0720 yeat I meant 0722, then let 0720 know that I am reversing, its not about asking 0720 for permission to reverse, but just inform them, so that if am being malicious in my referral, then it can come out. @david, for your research analyst, thank him for telling us what we know. ./Ok3ch
On Wed, May 20, 2009 at 9:55 AM, David Mugo <raidarmax@gmail.com> wrote:
Hey...
By the way guys, this is Kenya. You have to find your way on every little thing. I have been failed so much that I cant ever rely on any customer service of the multinational companies in Kenya, beginning with Orange, whose internet service i use. Anyway, for anyone interested, I developed a system that automatically does online transactions for MPESA payments, email me for details.
David.
On Wed, May 20, 2009 at 9:47 AM, Solomon Mburu <solo.mburu@gmail.com>wrote:
Quiet informative. How well will a rural or ignorant folk understand all these? The reversal process, in my opinion, should be easy and accomodative for even the illiterate to grasp with ease. I only see an educated and quick witted person benefitting in the reversal transaction.
On 20/05/2009, Dennis Kioko <dmbuvi@gmail.com> wrote:
I forwarded him your issues and heres is the reply. He is a research analyst, and his work is to research on new products and to get feedback of existing products and services.
Dennis, First, I must say that I am not official spokesman on this matter but I will try to answer based on my experience/interaction with M-PESA (I am a heavy consumer of this product)
If you send money to a wrong number (say 0710222222 when you were meant to send it to 0720222222), the customer care will examine the transaction, ask you a few questions and then reverse the transaction without having to talk to 0710222222. In any case, the MSG displayed will show owner's name. So, they will compare your the two nos and determine if your claim is actually true.
If you intended to withdraw but missed a certain digit in the agent ID, say if you wanted to withdraw in outlet 08102 (assume Uchumi Ngong Rd) but get a message telling you to collect your cash in Greenlight Meru, that is the same information you will give Customer care representative. Chances are, Greenlight Meru will have number which bears a striking similarity to that of Uchumi Ngong Rd e.g. 08210, 08201 etc. Customer care representative will get in touch with Greenlight Meru and if indeed they claim you took the money, they will be expected to read out your ID NO (since you should always present original ID during any transaction). Mostly, they will not guess it right and therefore the money will be reversed. If indeed you wanted to play tricks, they will be able to say your number right and therefore you wont get the money
The rule is, whoever requests for a reversal MUST demonstrate it was truly an erroneous transaction before customer care representative can either talk to the other person or take any action. Mostly, CCR will ask many question but this is intended to ensure they get the right infor before taking the next course of action
Any action taken, the system records the CCR who did that and therefore they dont joke around with this.
We have studied this product and I can assure you as at now, it is extremely secure - besides, there is a dedicated fraud team that is continously studying all the tricks crooks can use and thereby sealing them.
Please call me for more information.
Regards-
2009/5/19 Solomon Mburu <solo.mburu@gmail.com>
@ Dennis, H{Sh}e is employed to give good news to the consumers even if it is a lie. How many times has one called customer care of any of our telcos, to be told the matter you are calling about will be attended in a couple of minutes only to call again and be told it has not been addressed yet. Ask exhaustively before pointing an accussing finger. Alternatively, give us his email and we shall ask him a million questions!
On 19/05/2009, Dennis Kioko <dmbuvi@gmail.com> wrote: > I apologize. I thought that the fact came from a safaricom official was > evidence enough. > > On 19/05/2009, Okechukwu <okechukwu@gmail.com> wrote: >> >> @Dennis, you should have enquired more before saying we make things up, >> coz >> its happened before. >> ./Ok3ch >> >> On Tue, May 19, 2009 at 1:05 PM, Dennis Kioko <dmbuvi@gmail.com> wrote: >> >>> Ok, I will inquire more on that. >>> >>> 2009/5/19 David Mugo <raidarmax@gmail.com> >>> >>>> Guys, >>>> >>>> yes, someone sent me cash, it was in my balance and after a while we >>>> agreed he should reverse, he did, got his cash back but there was >>>> nothing on >>>> my side....no notification or any confirmation, just that my balance was >>>> less. >>>> >>>> David. >>>> >>>> On Mon, May 18, 2009 at 9:53 PM, Dennis Kioko < dmbuvi@gmail.com> wrote: >>>> >>>>> >>>>> so you saying that you received money and it was reversed >>>>> without >>>>> you >>>>> been contacted? >>>>> 2009/5/19 David Mugo <raidarmax@gmail.com> >>>>> >>>>>> Hi, >>>>>> >>>>>> Actually this is not true. I have had someone do a reversal >>>>>> that i >>>>>> knew >>>>>> of but no safaricom contacted me. It was only that I was aware of it. >>>>>> >>>>>> David. >>>>>> >>>>>> On Mon, May 18, 2009 at 9:47 PM, Dennis Kioko < dmbuvi@gmail.com >wrote: >>>>>> >>>>>>> I talked to a Safaricom Official about this issue, and he assured me >>>>>>> that both parties are contacted before any reversal is made. >>>>>>> so >>>>>>> you >>>>>>> guys >>>>>>> have just been making up stories and allibis! >>>>>>> >>>>>>> 2009/5/18 Dennis Kioko <dmbuvi@gmail.com> >>>>>>> >>>>>>>> did you say Zain already got an API? >>>>>>>> >>>>>>>> -- >>>>>>>> Bored? Stop been Bored. why are u still Bored? visit my blog >>>>>>>> http://gramware.blogspot.com >>>>>>>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>>>>>>> http://tekniaonline.blogspot.com >>>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>>> -- >>>>>>> Bored? Stop been Bored. why are u still Bored? visit my blog >>>>>>> http://gramware.blogspot.com >>>>>>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>>>>>> http://tekniaonline.blogspot.com >>>>>>> >>>>>>> _______________________________________________ >>>>>>> Skunkworks mailing list >>>>>>> Skunkworks@lists.my.co.ke >>>>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>>>>>> Other services @ http://my.co.ke >>>>>>> Other lists >>>>>>> ------------- >>>>>>> Skunkworks announce: >>>>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>>>>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>>>>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>>>>>> >>>>>>> >>>>>> >>>>>> >>>>>> -- >>>>>> Got any life problems? visit www.dearkenya.com >>>>>> >>>>>> _______________________________________________ >>>>>> Skunkworks mailing list >>>>>> Skunkworks@lists.my.co.ke >>>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>>>>> Other services @ http://my.co.ke >>>>>> Other lists >>>>>> ------------- >>>>>> Skunkworks announce: >>>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>>>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>>>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>>>>> >>>>>> >>>>> >>>>> >>>>> -- >>>>> Bored? Stop been Bored. why are u still Bored? visit my blog >>>>> http://gramware.blogspot.com >>>>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>>>> http://tekniaonline.blogspot.com >>>>> >>>>> _______________________________________________ >>>>> Skunkworks mailing list >>>>> Skunkworks@lists.my.co.ke >>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>>>> Other services @ http://my.co.ke >>>>> Other lists >>>>> ------------- >>>>> Skunkworks announce: >>>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>>>> >>>>> >>>> >>>> >>>> -- >>>> Got any life problems? visit www.dearkenya.com >>>> >>>> _______________________________________________ >>>> Skunkworks mailing list >>>> Skunkworks@lists.my.co.ke >>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>>> Other services @ http://my.co.ke >>>> Other lists >>>> ------------- >>>> Skunkworks announce: >>>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>>> >>>> >>> >>> >>> -- >>> Bored? Stop been Bored. why are u still Bored? visit my blog >>> http://gramware.blogspot.com >>> Get your free issue of tekniaonline, a Kenyan ICT magazine at >>> http://tekniaonline.blogspot.com >>> >>> _______________________________________________ >>> Skunkworks mailing list >>> Skunkworks@lists.my.co.ke >>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>> Other services @ http://my.co.ke >>> Other lists >>> ------------- >>> Skunkworks announce: >>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>> >>> >> >> >> _______________________________________________ >> Skunkworks mailing list >> Skunkworks@lists.my.co.ke >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >> Other services @ http://my.co.ke >> Other lists >> ------------- >> Skunkworks announce: >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >> >> > > > -- > Bored? Stop been Bored. why are u still Bored? visit my blog > http://gramware.blogspot.com > Get your free issue of tekniaonline, a Kenyan ICT magazine at > http://tekniaonline.blogspot.com >
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041
Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!
AND
It is better to die in dignity than in the ignomity of ambiguous generosity! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Have your view/take on the nightmare that is Nairobi traffic on my blog, http://gramware.blogspot.com in a comical/satirical take!
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041
Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!
AND
It is better to die in dignity than in the ignomity of ambiguous generosity! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Got any life problems? visit www.dearkenya.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Solomon Mburu P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041
Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!
AND
It is better to die in dignity than in the ignomity of ambiguous generosity! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
participants (13)
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Alvin Jason Ochieng
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christiano kwena
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David Mugo
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Dennis Kioko
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J. N. Kimani
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Jacob Ayienda
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Moses
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Odhiambo ワシントン
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Okechukwu
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Patrick Kariuki
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Solomon Mburu
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Victor Ngeny
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Zack Githinji