There should be an extra option on Mpesa that locks the cheddar in your account even if you haven't withdrawn it. For the case of the barman, he should have had an option of securing the money while waiting to withdraw it the following morning.

--
J. N. Kimani


2009/5/14 Okechukwu <okechukwu@gmail.com>
why I asked this, a friend told me a scenario where they went drinking in a pub and the pub accepted mpesa payments, so the guyz drowned 5k worth of beer and paid by mpesa, only for the guy to reverse back afew minutes after leaving the establishment, and from that day, tha pub doesn't accept mpesa - so should this go on, then everyone will refuse these payments and we back to square one - not ideal.
The case of card payments, the receiving bank actually initiates a transfer back, that is, if you bought something at Nakumatt, then the merchant has to be aware that you want to reverse the transaction, before the transaction is actually reversed.
I had an arguement with someone at safcon and they didn't see the point of having such controls - which to me is knowing that fraud can occur and not doing anything about it.
Question is, as a merchant selling goods online or even from a shop, would you agree to have mpesa payments knowing these facts?
./Ok3ch

On Thu, May 14, 2009 at 10:13 AM, Victor Ngeny <victormaritim@gmail.com> wrote:
Thing is, if the guy has already chucked the money from an agent you can do nothing, coz probably this is someone who'll dump the SIM asap.  But guys reverse all the time coz the guy who has received the money is usually still contemplating whether to withdraw the money or not.  I'v not heard of a situation where the money has already been withdrawn and they've reversed the transaction... anyone?

V

On Thu, May 14, 2009 at 9:59 AM, Alvin Jason Ochieng <ajochola@gmail.com> wrote:
Odhiambo,
I have heard of so many cases of people reversing MPESA payments !!!

so is it ideal?


Alvin

2009/5/14 Odhiambo  ワシントン <odhiambo@gmail.com>:
> On Thu, May 14, 2009 at 9:41 AM, Okechukwu <okechukwu@gmail.com> wrote:
>>
>> How ideal is mpesa for online payments if I can pay a good or service by
>> mpesa and immediately call Safcon and inform them that I made a transaction
>> to the wrong number and request them to reverse transaction - and they
>> actually do it as long as the other party hasn't picked the money yet?
>
> It is very ideal. I only think in this case, it's your conscience that is
> far from ideal!
> --
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> Odhiambo WASHINGTON,
> Nairobi,KE
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