On 17/05/2009, Okechukwu <
okechukwu@gmail.com> wrote:
> @Jacob, thank you very much.
> So it wasn't only me who was thinking that this HAS to be implemented for
> the traders to start completely TRUST this system. I hope someone here
> listens to this cause I know alot of those Safcon techies who can suggest
> this to MJ are listening, otherwise, the dream of having mpesa for online
> transactions becomes a dream after 2 or 3 traders are hit by this reversal
> thing.
> ./Ok3ch
>
> On Sat, May 16, 2009 at 8:45 PM, Jacob Ayienda
> <
jacobayienda@gmail.com>wrote:
>
>> apparently every mpesa transaction generates a unique id/code.
>>
>> So all safaricom has to do is add 2 new menus (accept sent amount &
>> reverse) which prompts the recipient of cash to enter the transaction
>> code the sender receives (sender can sms this code to recipient) so as
>> to unlock the cash sent.
>>
>> Meanwhile the cash can be held up in a virtual account (each
>> transaction has a unique code) such that the sender may choose to
>> cancel the transaction if he realises he got the wrong recipient
>> without calling customer care by pressing [reverse] and using the
>> transaction code.
>>
>> Since the transaction only becomes commited when the recipient unlocks
>> the cash with the code sent by sender the amount remains suspended in
>> the virtual account till someone with the [recipient phone no. + code]
>> or [sender phone no. + code] can claim.
>>
>> Problem solved. Feel free to poke holes in my idea. it may not be all
>> that perfect.
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>