
Safcom charges a whole 5 bob when u 'request' for that 50 bob emergency credit. Well, at that point safcom is doing me a favour so i think they have the right (but a whole 10%?!). Anyway, my beef is, why do they have to control who I call? Its my damn money now! In any case, being an emergency, i should be able to call anyone! CCK guys, do i have an argument here?

When you call someone on another network, it means they will pay the interconnection charges for you and who knows you may decide to throw away the line. -----Original Message----- From: Tech List Kenya <techlistkenya@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: skunkworks@lists.my.co.ke Subject: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:27:04 +0300 Safcom charges a whole 5 bob when u 'request' for that 50 bob emergency credit. Well, at that point safcom is doing me a favour so i think they have the right (but a whole 10%?!). Anyway, my beef is, why do they have to control who I call? Its my damn money now! In any case, being an emergency, i should be able to call anyone! CCK guys, do i have an argument here? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general -- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.

ha ha ha why would you throw away a line you've used for over "12 months" just because you owe Safaricom a 50bob! That is just a gimmick to make guys spend more money on the network. It is easy money for Safaricom. CCK should come in! On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote:
When you call someone on another network, it means they will pay the interconnection charges for you and who knows you may decide to throw away the line.
-----Original Message----- From: Tech List Kenya <techlistkenya@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: skunkworks@lists.my.co.ke Subject: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:27:04 +0300
Safcom charges a whole 5 bob when u 'request' for that 50 bob emergency credit. Well, at that point safcom is doing me a favour so i think they have the right (but a whole 10%?!).
Anyway, my beef is, why do they have to control who I call? Its my damn money now! In any case, being an emergency, i should be able to call anyone!
CCK guys, do i have an argument here? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- KT, M: +254 722 28 98 04 www.mondeas.com “When you are busy making excuses, you are not making money, making friends, or making the world a better place. Every loser out there has an excuse as to why they’re not a winner – but at the end of the day, they’re still a loser with an excuse.” -Tana Goertz

They call it playing safe. We are peculiar remember. -----Original Message----- From: Ken Teyie <kenteyie@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: Skunkworks forum <skunkworks@lists.my.co.ke> Subject: Re: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:36:47 +0300 ha ha ha why would you throw away a line you've used for over "12 months" just because you owe Safaricom a 50bob! That is just a gimmick to make guys spend more money on the network. It is easy money for Safaricom. CCK should come in! On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote:
When you call someone on another network, it means they will pay the interconnection charges for you and who knows you may decide to throw away the line.
-----Original Message----- From: Tech List Kenya <techlistkenya@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: skunkworks@lists.my.co.ke Subject: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:27:04 +0300
Safcom charges a whole 5 bob when u 'request' for that 50 bob emergency credit. Well, at that point safcom is doing me a favour so i think they have the right (but a whole 10%?!).
Anyway, my beef is, why do they have to control who I call? Its my damn money now! In any case, being an emergency, i should be able to call anyone!
CCK guys, do i have an argument here? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.

Look at the problem differently 日本文化のクレジットに反対 On Fri, Apr 17, 2009 at 4:46 PM, Alex Nderitu <nderitualex@gmail.com> wrote:
They call it playing safe. We are peculiar remember.
-----Original Message----- From: Ken Teyie <kenteyie@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: Skunkworks forum <skunkworks@lists.my.co.ke> Subject: Re: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:36:47 +0300
ha ha ha why would you throw away a line you've used for over "12 months" just because you owe Safaricom a 50bob! That is just a gimmick to make guys spend more money on the network. It is easy money for Safaricom. CCK should come in!
On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote:
When you call someone on another network, it means they will pay the interconnection charges for you and who knows you may decide to throw away the line.
-----Original Message----- From: Tech List Kenya <techlistkenya@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: skunkworks@lists.my.co.ke Subject: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:27:04 +0300
Safcom charges a whole 5 bob when u 'request' for that 50 bob emergency credit. Well, at that point safcom is doing me a favour so i think they have the right (but a whole 10%?!).
Anyway, my beef is, why do they have to control who I call? Its my damn money now! In any case, being an emergency, i should be able to call anyone!
CCK guys, do i have an argument here? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

dont we kenya,s complain so much On Fri, Apr 17, 2009 at 4:46 PM, Alex Nderitu <nderitualex@gmail.com> wrote:
They call it playing safe. We are peculiar remember.
-----Original Message----- From: Ken Teyie <kenteyie@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: Skunkworks forum <skunkworks@lists.my.co.ke> Subject: Re: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:36:47 +0300
ha ha ha why would you throw away a line you've used for over "12 months" just because you owe Safaricom a 50bob! That is just a gimmick to make guys spend more money on the network. It is easy money for Safaricom. CCK should come in!
On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote:
When you call someone on another network, it means they will pay the interconnection charges for you and who knows you may decide to throw away the line.
-----Original Message----- From: Tech List Kenya <techlistkenya@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: skunkworks@lists.my.co.ke Subject: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:27:04 +0300
Safcom charges a whole 5 bob when u 'request' for that 50 bob emergency credit. Well, at that point safcom is doing me a favour so i think they have the right (but a whole 10%?!).
Anyway, my beef is, why do they have to control who I call? Its my damn money now! In any case, being an emergency, i should be able to call anyone!
CCK guys, do i have an argument here? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

@davis: Thats y they load the money in ur safcom line n not in zain or any other line. Same way a bank wil only load into ur acc with them, as u correctly mentioned. All the other conditions make sense bt restricting who u call is just impunity. And can u call another line after repaying the credo ama u have to use up the whole 45 bob on Safcom? On 4/17/09, imelda Mueni <mueni0@gmail.com> wrote:
dont we kenya,s complain so much
On Fri, Apr 17, 2009 at 4:46 PM, Alex Nderitu <nderitualex@gmail.com> wrote:
They call it playing safe. We are peculiar remember.
-----Original Message----- From: Ken Teyie <kenteyie@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: Skunkworks forum <skunkworks@lists.my.co.ke> Subject: Re: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:36:47 +0300
ha ha ha why would you throw away a line you've used for over "12 months" just because you owe Safaricom a 50bob! That is just a gimmick to make guys spend more money on the network. It is easy money for Safaricom. CCK should come in!
On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote:
When you call someone on another network, it means they will pay the interconnection charges for you and who knows you may decide to throw away the line.
-----Original Message----- From: Tech List Kenya <techlistkenya@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: skunkworks@lists.my.co.ke Subject: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:27:04 +0300
Safcom charges a whole 5 bob when u 'request' for that 50 bob emergency credit. Well, at that point safcom is doing me a favour so i think they have the right (but a whole 10%?!).
Anyway, my beef is, why do they have to control who I call? Its my damn money now! In any case, being an emergency, i should be able to call anyone!
CCK guys, do i have an argument here? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

Its beats the logic controlling who i call, In case of a bank loan, who cares whether go on a holiday or wateva! i just have to ensure i repay.. same here, it does not matter who i call! On 4/17/09, imelda Mueni <mueni0@gmail.com> wrote:
dont we kenya,s complain so much
On Fri, Apr 17, 2009 at 4:46 PM, Alex Nderitu <nderitualex@gmail.com>wrote:
They call it playing safe. We are peculiar remember.
-----Original Message----- From: Ken Teyie <kenteyie@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: Skunkworks forum <skunkworks@lists.my.co.ke>
Subject: Re: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:36:47 +0300
ha ha ha why would you throw away a line you've used for over "12 months" just because you owe Safaricom a 50bob! That is just a gimmick to make guys spend more money on the network. It is easy money for Safaricom. CCK should come in!
On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote:
When you call someone on another network, it means they will pay the interconnection charges for you and who knows you may decide to throw away the line.
-----Original Message----- From: Tech List Kenya <techlistkenya@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: skunkworks@lists.my.co.ke Subject: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:27:04 +0300
Safcom charges a whole 5 bob when u 'request' for that 50 bob emergency credit. Well, at that point safcom is doing me a favour so i think they have the right (but a whole 10%?!).
Anyway, my beef is, why do they have to control who I call? Its my damn money now! In any case, being an emergency, i should be able to call anyone!
CCK guys, do i have an argument here? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Regards Mathu

Safaricom is sooo mean! Though Positively look at it this way::: They lock you inside(their network) psychologically, tell me who is will give you some credit on loan. Also the cross network calls are chargeable and hence they dont want rbooks to read negative on both sides ( customer and for example zain) Thanks -- Thuo. 2009/4/17 Paul Mathu <mails.mathu@gmail.com>
Its beats the logic controlling who i call, In case of a bank loan, who cares whether go on a holiday or wateva! i just have to ensure i repay.. same here, it does not matter who i call!
On 4/17/09, imelda Mueni <mueni0@gmail.com> wrote:
dont we kenya,s complain so much
On Fri, Apr 17, 2009 at 4:46 PM, Alex Nderitu <nderitualex@gmail.com>wrote:
They call it playing safe. We are peculiar remember.
-----Original Message----- From: Ken Teyie <kenteyie@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: Skunkworks forum <skunkworks@lists.my.co.ke>
Subject: Re: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:36:47 +0300
ha ha ha why would you throw away a line you've used for over "12 months" just because you owe Safaricom a 50bob! That is just a gimmick to make guys spend more money on the network. It is easy money for Safaricom. CCK should come in!
On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote:
When you call someone on another network, it means they will pay the interconnection charges for you and who knows you may decide to throw away the line.
-----Original Message----- From: Tech List Kenya <techlistkenya@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: skunkworks@lists.my.co.ke Subject: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:27:04 +0300
Safcom charges a whole 5 bob when u 'request' for that 50 bob emergency credit. Well, at that point safcom is doing me a favour so i think they have the right (but a whole 10%?!).
Anyway, my beef is, why do they have to control who I call? Its my damn money now! In any case, being an emergency, i should be able to call anyone!
CCK guys, do i have an argument here? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Regards
Mathu _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

$afcom seems to be employing some gambling rules these days or those casino things.They excite you then you fall for the deal then they inform you 'you've been charged....' Their promotions these days are not purely to cement user loyalty like before. like Lipua mamilioni, you become exited and dam& 3.50 bob gone. Its not much but.... I first felt cheated so cheated but i now understand their game. next it might be ;please call me' and the rest Ibibe Systems We believe so we can On Fri, Apr 17, 2009 at 5:33 PM, Paul Mathu <mails.mathu@gmail.com> wrote:
Its beats the logic controlling who i call, In case of a bank loan, who cares whether go on a holiday or wateva! i just have to ensure i repay.. same here, it does not matter who i call!
On 4/17/09, imelda Mueni <mueni0@gmail.com> wrote:
dont we kenya,s complain so much
On Fri, Apr 17, 2009 at 4:46 PM, Alex Nderitu <nderitualex@gmail.com>wrote:
They call it playing safe. We are peculiar remember.
-----Original Message----- From: Ken Teyie <kenteyie@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: Skunkworks forum <skunkworks@lists.my.co.ke>
Subject: Re: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:36:47 +0300
ha ha ha why would you throw away a line you've used for over "12 months" just because you owe Safaricom a 50bob! That is just a gimmick to make guys spend more money on the network. It is easy money for Safaricom. CCK should come in!
On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote:
When you call someone on another network, it means they will pay the interconnection charges for you and who knows you may decide to throw away the line.
-----Original Message----- From: Tech List Kenya <techlistkenya@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: skunkworks@lists.my.co.ke Subject: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:27:04 +0300
Safcom charges a whole 5 bob when u 'request' for that 50 bob emergency credit. Well, at that point safcom is doing me a favour so i think they have the right (but a whole 10%?!).
Anyway, my beef is, why do they have to control who I call? Its my damn money now! In any case, being an emergency, i should be able to call anyone!
CCK guys, do i have an argument here? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Regards
Mathu _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

What I meant was that the Japanese culture discourages living on credit. Yes, we could turn CCK into our punching bag fro everything gone sour in ICT, but, we have a duty NOT to accept any 'unnecessary' no matter how tempting loans. It traps populations into debt cycles Soft read: -- "Dr Williams warned the House of Lords that the poorest people were trapped in a cycle of borrowing. During a Lords debate tabled by Dr Williams, he also called for tighter controls on credit firms. He said the children of low-income families were caught in a "particularly toxic version of the poverty trap" <http://news.bbc.co.uk/1/hi/uk_politics/7366306.stm> -- Hard read: "THE ROLE OF HISTORY AND CULTURE IN DEVELOPING BANKRUPTCY AND INSOLVENCY SYSTEMS: THE PERILS OF LEGAL TRANSPLANTATION" ( read 'Global Financial Crisis') <http://www.bc.edu/schools/law/lawreviews/meta-elements/journals/bciclr/28_1/01_TXT.htm> Cheers, On Fri, Apr 17, 2009 at 5:44 PM, joe mwirigi <joemwirigi@gmail.com> wrote:
$afcom seems to be employing some gambling rules these days or those casino things. They excite you then you fall for the deal then they inform you 'you've been charged....' Their promotions these days are not purely to cement user loyalty like before. like Lipua mamilioni, you become exited and dam& 3.50 bob gone. Its not much but.... I first felt cheated so cheated but i now understand their game. next it might be ;please call me' and the rest Ibibe Systems We believe so we can
On Fri, Apr 17, 2009 at 5:33 PM, Paul Mathu <mails.mathu@gmail.com> wrote:
Its beats the logic controlling who i call, In case of a bank loan, who cares whether go on a holiday or wateva! i just have to ensure i repay.. same here, it does not matter who i call!
On 4/17/09, imelda Mueni <mueni0@gmail.com> wrote:
dont we kenya,s complain so much
On Fri, Apr 17, 2009 at 4:46 PM, Alex Nderitu <nderitualex@gmail.com> wrote:
They call it playing safe. We are peculiar remember.
-----Original Message----- From: Ken Teyie <kenteyie@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: Skunkworks forum <skunkworks@lists.my.co.ke>
Subject: Re: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:36:47 +0300
ha ha ha why would you throw away a line you've used for over "12 months" just because you owe Safaricom a 50bob! That is just a gimmick to make guys spend more money on the network. It is easy money for Safaricom. CCK should come in!
On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote:
When you call someone on another network, it means they will pay the interconnection charges for you and who knows you may decide to throw away the line.
-----Original Message----- From: Tech List Kenya <techlistkenya@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: skunkworks@lists.my.co.ke Subject: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:27:04 +0300
Safcom charges a whole 5 bob when u 'request' for that 50 bob emergency credit. Well, at that point safcom is doing me a favour so i think they have the right (but a whole 10%?!).
Anyway, my beef is, why do they have to control who I call? Its my damn money now! In any case, being an emergency, i should be able to call anyone!
CCK guys, do i have an argument here? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Regards
Mathu _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

I agree with Thuo, Safaricom is not in the business of loaning money, but they can reduce their 'risk' to nil (or close to nil) if they keep the loaned calls strictly within their network. Why? well, because it is like taking money from one account at safaricom to another account at safaricom. In case 1 million people default, safaricom will simply have a hole on paper but not in real life. However, if the borrowers called Zain lines and then defaulted, the hole in safaricom's books would be real because they would actually receive an invoice from Zain,.. they would pay for this with real money..thus be exposed. On Fri, 2009-04-17 at 18:28 +0300, Gakuru Alex wrote:
What I meant was that the Japanese culture discourages living on credit. Yes, we could turn CCK into our punching bag fro everything gone sour in ICT, but, we have a duty NOT to accept any 'unnecessary' no matter how tempting loans. It traps populations into debt cycles
Soft read: -- "Dr Williams warned the House of Lords that the poorest people were trapped in a cycle of borrowing.
During a Lords debate tabled by Dr Williams, he also called for tighter controls on credit firms.
He said the children of low-income families were caught in a "particularly toxic version of the poverty trap" <http://news.bbc.co.uk/1/hi/uk_politics/7366306.stm> --
Hard read:
"THE ROLE OF HISTORY AND CULTURE IN DEVELOPING BANKRUPTCY AND INSOLVENCY SYSTEMS: THE PERILS OF LEGAL TRANSPLANTATION" ( read 'Global Financial Crisis')
<http://www.bc.edu/schools/law/lawreviews/meta-elements/journals/bciclr/28_1/01_TXT.htm>
Cheers,
On Fri, Apr 17, 2009 at 5:44 PM, joe mwirigi <joemwirigi@gmail.com> wrote:
$afcom seems to be employing some gambling rules these days or those casino things. They excite you then you fall for the deal then they inform you 'you've been charged....' Their promotions these days are not purely to cement user loyalty like before. like Lipua mamilioni, you become exited and dam& 3.50 bob gone. Its not much but.... I first felt cheated so cheated but i now understand their game. next it might be ;please call me' and the rest Ibibe Systems We believe so we can
On Fri, Apr 17, 2009 at 5:33 PM, Paul Mathu <mails.mathu@gmail.com> wrote:
Its beats the logic controlling who i call, In case of a bank loan, who cares whether go on a holiday or wateva! i just have to ensure i repay.. same here, it does not matter who i call!
On 4/17/09, imelda Mueni <mueni0@gmail.com> wrote:
dont we kenya,s complain so much
On Fri, Apr 17, 2009 at 4:46 PM, Alex Nderitu <nderitualex@gmail.com> wrote:
They call it playing safe. We are peculiar remember.
-----Original Message----- From: Ken Teyie <kenteyie@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: Skunkworks forum <skunkworks@lists.my.co.ke>
Subject: Re: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:36:47 +0300
ha ha ha why would you throw away a line you've used for over "12 months" just because you owe Safaricom a 50bob! That is just a gimmick to make guys spend more money on the network. It is easy money for Safaricom. CCK should come in!
On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote:
When you call someone on another network, it means they will pay the interconnection charges for you and who knows you may decide to throw away the line.
-----Original Message----- From: Tech List Kenya <techlistkenya@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: skunkworks@lists.my.co.ke Subject: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:27:04 +0300
Safcom charges a whole 5 bob when u 'request' for that 50 bob emergency credit. Well, at that point safcom is doing me a favour so i think they have the right (but a whole 10%?!).
Anyway, my beef is, why do they have to control who I call? Its my damn money now! In any case, being an emergency, i should be able to call anyone!
CCK guys, do i have an argument here? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Regards
Mathu _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general -- Davis Waithaka <daviswaithaka@gmail.com> Systems Kenya Solutions

Guys i dont see a problem with what Safaricom is doing since ther are not a charity, you are not being forced to take the loan, what i can see are Consumer perspectives.I am sure lot of research was done to arrive at the kind of economic model they are using, in any case i find the solution to be innovative and usefull based on my nature of work. Allow me to borrow from Gakuru avoid credit if you can coz it pinches at payback time On Fri, Apr 17, 2009 at 6:57 PM, Davis Waithaka <daviswaithaka@gmail.com>wrote:
I agree with Thuo, Safaricom is not in the business of loaning money, but they can reduce their 'risk' to nil (or close to nil) if they keep the loaned calls strictly within their network. Why? well, because it is like taking money from one account at safaricom to another account at safaricom. In case 1 million people default, safaricom will simply have a hole on paper but not in real life. However, if the borrowers called Zain lines and then defaulted, the hole in safaricom's books would be real because they would actually receive an invoice from Zain,.. they would pay for this with real money..thus be exposed.
On Fri, 2009-04-17 at 18:28 +0300, Gakuru Alex wrote:
What I meant was that the Japanese culture discourages living on credit. Yes, we could turn CCK into our punching bag fro everything gone sour in ICT, but, we have a duty NOT to accept any 'unnecessary' no matter how tempting loans. It traps populations into debt cycles
Soft read: -- "Dr Williams warned the House of Lords that the poorest people were trapped in a cycle of borrowing.
During a Lords debate tabled by Dr Williams, he also called for tighter controls on credit firms.
He said the children of low-income families were caught in a "particularly toxic version of the poverty trap" <http://news.bbc.co.uk/1/hi/uk_politics/7366306.stm> --
Hard read:
"THE ROLE OF HISTORY AND CULTURE IN DEVELOPING BANKRUPTCY AND INSOLVENCY SYSTEMS: THE PERILS OF LEGAL TRANSPLANTATION" ( read 'Global Financial Crisis')
< http://www.bc.edu/schools/law/lawreviews/meta-elements/journals/bciclr/28_1/...
Cheers,
On Fri, Apr 17, 2009 at 5:44 PM, joe mwirigi <joemwirigi@gmail.com> wrote:
$afcom seems to be employing some gambling rules these days or those casino things. They excite you then you fall for the deal then they inform you 'you've been charged....' Their promotions these days are not purely to cement user loyalty like before. like Lipua mamilioni, you become exited and dam& 3.50 bob gone. Its not much but.... I first felt cheated so cheated but i now understand their game. next it might be ;please call me' and the rest Ibibe Systems We believe so we can
On Fri, Apr 17, 2009 at 5:33 PM, Paul Mathu <mails.mathu@gmail.com> wrote:
Its beats the logic controlling who i call, In case of a bank loan,
who
cares whether go on a holiday or wateva! i just have to ensure i repay.. same here, it does not matter who i call!
On 4/17/09, imelda Mueni <mueni0@gmail.com> wrote:
dont we kenya,s complain so much
On Fri, Apr 17, 2009 at 4:46 PM, Alex Nderitu <nderitualex@gmail.com
wrote:
They call it playing safe. We are peculiar remember.
-----Original Message----- From: Ken Teyie <kenteyie@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: Skunkworks forum <skunkworks@lists.my.co.ke>
Subject: Re: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:36:47 +0300
ha ha ha why would you throw away a line you've used for over "12 months" just because you owe Safaricom a 50bob! That is just a gimmick to make guys spend more money on the network. It is easy money for Safaricom. CCK should come in!
On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote: > When you call someone on another network, it means they will pay
the
> interconnection charges for you and who knows you may decide to throw > away the line. > > -----Original Message----- > From: Tech List Kenya <techlistkenya@gmail.com> > Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> > To: skunkworks@lists.my.co.ke > Subject: [Skunkworks] Safcom credit credit > Date: Fri, 17 Apr 2009 16:27:04 +0300 > > Safcom charges a whole 5 bob when u 'request' for that 50 bob > emergency credit. Well, at that point safcom is doing me a favour so i > think they have the right (but a whole 10%?!). > > Anyway, my beef is, why do they have to control who I call? Its my > damn money now! In any case, being an emergency, i should be able to > call anyone! > > CCK guys, do i have an argument here? > _______________________________________________ > Skunkworks mailing list > Skunkworks@lists.my.co.ke > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks > Other services @ http://my.co.ke > Other lists > ------------- > Skunkworks announce: > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general > > > -- > This message has been scanned for viruses and > dangerous content by MailScanner, and is > believed to be clean. > > _______________________________________________ > Skunkworks mailing list > Skunkworks@lists.my.co.ke > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks > Other services @ http://my.co.ke > Other lists > ------------- > Skunkworks announce: > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Regards
Mathu _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general -- Davis Waithaka <daviswaithaka@gmail.com> Systems Kenya Solutions
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Barrack O. Otieno ISSEN CONSULTING Tel: +254721325277 +254726544442 +254733206359 www.issenconsult.com http://projectdiscovery.or.ke To give up the task of reforming society is to give up ones responsibility as a free man. Alan Paton, South Africa

Remember as well, they dont want to encourage u to keep using the feature on a regular basis. That is why they make it expensive to you by taking the 10%, restricting the deal to once a week and barring cross-network use. Much as it sounds like a steal, when u r in an emergency situation, it will be a godsend. And as someone mentioned on the thread, it is not forced on u. So, when taking the cruise, u have to take with it the threat of high sea piracy and icebergs. On 4/18/09, Barrack Otieno <otieno.barrack@gmail.com> wrote:
Guys i dont see a problem with what Safaricom is doing since ther are not a charity, you are not being forced to take the loan, what i can see are Consumer perspectives.I am sure lot of research was done to arrive at the kind of economic model they are using, in any case i find the solution to be innovative and usefull based on my nature of work. Allow me to borrow from Gakuru avoid credit if you can coz it pinches at payback time
On Fri, Apr 17, 2009 at 6:57 PM, Davis Waithaka <daviswaithaka@gmail.com>wrote:
I agree with Thuo, Safaricom is not in the business of loaning money, but they can reduce their 'risk' to nil (or close to nil) if they keep the loaned calls strictly within their network. Why? well, because it is like taking money from one account at safaricom to another account at safaricom. In case 1 million people default, safaricom will simply have a hole on paper but not in real life. However, if the borrowers called Zain lines and then defaulted, the hole in safaricom's books would be real because they would actually receive an invoice from Zain,.. they would pay for this with real money..thus be exposed.
On Fri, 2009-04-17 at 18:28 +0300, Gakuru Alex wrote:
What I meant was that the Japanese culture discourages living on credit. Yes, we could turn CCK into our punching bag fro everything gone sour in ICT, but, we have a duty NOT to accept any 'unnecessary' no matter how tempting loans. It traps populations into debt cycles
Soft read: -- "Dr Williams warned the House of Lords that the poorest people were trapped in a cycle of borrowing.
During a Lords debate tabled by Dr Williams, he also called for tighter controls on credit firms.
He said the children of low-income families were caught in a "particularly toxic version of the poverty trap" <http://news.bbc.co.uk/1/hi/uk_politics/7366306.stm> --
Hard read:
"THE ROLE OF HISTORY AND CULTURE IN DEVELOPING BANKRUPTCY AND INSOLVENCY SYSTEMS: THE PERILS OF LEGAL TRANSPLANTATION" ( read 'Global Financial Crisis')
< http://www.bc.edu/schools/law/lawreviews/meta-elements/journals/bciclr/28_1/...
Cheers,
On Fri, Apr 17, 2009 at 5:44 PM, joe mwirigi <joemwirigi@gmail.com> wrote:
$afcom seems to be employing some gambling rules these days or those casino things. They excite you then you fall for the deal then they inform you 'you've been charged....' Their promotions these days are not purely to cement user loyalty like before. like Lipua mamilioni, you become exited and dam& 3.50 bob gone. Its not much but.... I first felt cheated so cheated but i now understand their game. next it might be ;please call me' and the rest Ibibe Systems We believe so we can
On Fri, Apr 17, 2009 at 5:33 PM, Paul Mathu <mails.mathu@gmail.com> wrote:
Its beats the logic controlling who i call, In case of a bank loan,
who
cares whether go on a holiday or wateva! i just have to ensure i repay.. same here, it does not matter who i call!
On 4/17/09, imelda Mueni <mueni0@gmail.com> wrote:
dont we kenya,s complain so much
On Fri, Apr 17, 2009 at 4:46 PM, Alex Nderitu <nderitualex@gmail.com
wrote: > > They call it playing safe. We are peculiar remember. > > -----Original Message----- > From: Ken Teyie <kenteyie@gmail.com> > Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> > To: Skunkworks forum <skunkworks@lists.my.co.ke> > > Subject: Re: [Skunkworks] Safcom credit credit > Date: Fri, 17 Apr 2009 16:36:47 +0300 > > ha ha ha why would you throw away a line you've used for over "12 > months" just because you owe Safaricom a 50bob! > That is just a gimmick to make guys spend more money on the > network. > It is easy money for Safaricom. CCK should come in! > > On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote: > > When you call someone on another network, it means they will pay the > > interconnection charges for you and who knows you may decide to throw > > away the line. > > > > -----Original Message----- > > From: Tech List Kenya <techlistkenya@gmail.com> > > Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> > > To: skunkworks@lists.my.co.ke > > Subject: [Skunkworks] Safcom credit credit > > Date: Fri, 17 Apr 2009 16:27:04 +0300 > > > > Safcom charges a whole 5 bob when u 'request' for that 50 bob > > emergency credit. Well, at that point safcom is doing me a favour so i > > think they have the right (but a whole 10%?!). > > > > Anyway, my beef is, why do they have to control who I call? Its > > my > > damn money now! In any case, being an emergency, i should be able to > > call anyone! > > > > CCK guys, do i have an argument here? > > _______________________________________________ > > Skunkworks mailing list > > Skunkworks@lists.my.co.ke > > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks > > Other services @ http://my.co.ke > > Other lists > > ------------- > > Skunkworks announce: > > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce > > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science > > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general > > > > > > -- > > This message has been scanned for viruses and > > dangerous content by MailScanner, and is > > believed to be clean. > > > > _______________________________________________ > > Skunkworks mailing list > > Skunkworks@lists.my.co.ke > > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks > > Other services @ http://my.co.ke > > Other lists > > ------------- > > Skunkworks announce: > > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce > > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science > > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general > > > > > > > -- > This message has been scanned for viruses and > dangerous content by MailScanner, and is > believed to be clean. > > _______________________________________________ > Skunkworks mailing list > Skunkworks@lists.my.co.ke > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks > Other services @ http://my.co.ke > Other lists > ------------- > Skunkworks announce: > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Regards
Mathu _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general -- Davis Waithaka <daviswaithaka@gmail.com> Systems Kenya Solutions
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Barrack O. Otieno ISSEN CONSULTING Tel: +254721325277 +254726544442 +254733206359 www.issenconsult.com http://projectdiscovery.or.ke To give up the task of reforming society is to give up ones responsibility as a free man. Alan Paton, South Africa
-- Sent from my mobile device Jack Bauer wasn't born, he was unleashed. +254 722 278 106

Here is what I don't get, its cheaper to text a safcom line from a zain line than it is to do so from a Safcom line, further, it costs the same (for prepaid users) to call safcom, why are people still on Safaricom? I just don't get it... On Sat, Apr 18, 2009 at 4:00 PM, Ken Simiyu <kensimiyu@gmail.com> wrote:
Remember as well, they dont want to encourage u to keep using the feature on a regular basis. That is why they make it expensive to you by taking the 10%, restricting the deal to once a week and barring cross-network use. Much as it sounds like a steal, when u r in an emergency situation, it will be a godsend. And as someone mentioned on the thread, it is not forced on u. So, when taking the cruise, u have to take with it the threat of high sea piracy and icebergs.
On 4/18/09, Barrack Otieno <otieno.barrack@gmail.com> wrote:
Guys i dont see a problem with what Safaricom is doing since ther are not a charity, you are not being forced to take the loan, what i can see are Consumer perspectives.I am sure lot of research was done to arrive at the kind of economic model they are using, in any case i find the solution to be innovative and usefull based on my nature of work. Allow me to borrow from Gakuru avoid credit if you can coz it pinches at payback time
On Fri, Apr 17, 2009 at 6:57 PM, Davis Waithaka <daviswaithaka@gmail.com>wrote:
I agree with Thuo, Safaricom is not in the business of loaning money, but they can reduce their 'risk' to nil (or close to nil) if they keep the loaned calls strictly within their network. Why? well, because it is like taking money from one account at safaricom to another account at safaricom. In case 1 million people default, safaricom will simply have a hole on paper but not in real life. However, if the borrowers called Zain lines and then defaulted, the hole in safaricom's books would be real because they would actually receive an invoice from Zain,.. they would pay for this with real money..thus be exposed.
On Fri, 2009-04-17 at 18:28 +0300, Gakuru Alex wrote:
What I meant was that the Japanese culture discourages living on credit. Yes, we could turn CCK into our punching bag fro everything gone sour in ICT, but, we have a duty NOT to accept any 'unnecessary' no matter how tempting loans. It traps populations into debt cycles
Soft read: -- "Dr Williams warned the House of Lords that the poorest people were trapped in a cycle of borrowing.
During a Lords debate tabled by Dr Williams, he also called for tighter controls on credit firms.
He said the children of low-income families were caught in a "particularly toxic version of the poverty trap" <http://news.bbc.co.uk/1/hi/uk_politics/7366306.stm> --
Hard read:
"THE ROLE OF HISTORY AND CULTURE IN DEVELOPING BANKRUPTCY AND INSOLVENCY SYSTEMS: THE PERILS OF LEGAL TRANSPLANTATION" ( read 'Global Financial Crisis')
<
http://www.bc.edu/schools/law/lawreviews/meta-elements/journals/bciclr/28_1/...
Cheers,
On Fri, Apr 17, 2009 at 5:44 PM, joe mwirigi <joemwirigi@gmail.com>
wrote:
$afcom seems to be employing some gambling rules these days or those casino things. They excite you then you fall for the deal then they inform you 'you've been charged....' Their promotions these days are not purely to cement user loyalty like before. like Lipua mamilioni, you become exited and dam& 3.50 bob gone. Its not much but.... I first felt cheated so cheated but i now understand their game. next it might be ;please call me' and the rest Ibibe Systems We believe so we can
On Fri, Apr 17, 2009 at 5:33 PM, Paul Mathu <mails.mathu@gmail.com> wrote:
Its beats the logic controlling who i call, In case of a bank
loan, who
cares whether go on a holiday or wateva! i just have to ensure i repay.. same here, it does not matter who i call!
On 4/17/09, imelda Mueni <mueni0@gmail.com> wrote: > > dont we kenya,s complain so much > > On Fri, Apr 17, 2009 at 4:46 PM, Alex Nderitu < nderitualex@gmail.com
> wrote: >> >> They call it playing safe. We are peculiar remember. >> >> -----Original Message----- >> From: Ken Teyie <kenteyie@gmail.com> >> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> >> To: Skunkworks forum <skunkworks@lists.my.co.ke> >> >> Subject: Re: [Skunkworks] Safcom credit credit >> Date: Fri, 17 Apr 2009 16:36:47 +0300 >> >> ha ha ha why would you throw away a line you've used for over "12 >> months" just because you owe Safaricom a 50bob! >> That is just a gimmick to make guys spend more money on the >> network. >> It is easy money for Safaricom. CCK should come in! >> >> On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote: >> > When you call someone on another network, it means they will pay the >> > interconnection charges for you and who knows you may decide to throw >> > away the line. >> > >> > -----Original Message----- >> > From: Tech List Kenya <techlistkenya@gmail.com> >> > Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> >> > To: skunkworks@lists.my.co.ke >> > Subject: [Skunkworks] Safcom credit credit >> > Date: Fri, 17 Apr 2009 16:27:04 +0300 >> > >> > Safcom charges a whole 5 bob when u 'request' for that 50 bob >> > emergency credit. Well, at that point safcom is doing me a favour so i >> > think they have the right (but a whole 10%?!). >> > >> > Anyway, my beef is, why do they have to control who I call? Its >> > my >> > damn money now! In any case, being an emergency, i should be able to >> > call anyone! >> > >> > CCK guys, do i have an argument here? >> > _______________________________________________ >> > Skunkworks mailing list >> > Skunkworks@lists.my.co.ke >> > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >> > Other services @ http://my.co.ke >> > Other lists >> > ------------- >> > Skunkworks announce: >> > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >> > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >> > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >> > >> > >> > -- >> > This message has been scanned for viruses and >> > dangerous content by MailScanner, and is >> > believed to be clean. >> > >> > _______________________________________________ >> > Skunkworks mailing list >> > Skunkworks@lists.my.co.ke >> > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >> > Other services @ http://my.co.ke >> > Other lists >> > ------------- >> > Skunkworks announce: >> > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >> > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >> > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >> > >> >> >> >> >> -- >> This message has been scanned for viruses and >> dangerous content by MailScanner, and is >> believed to be clean. >> >> _______________________________________________ >> Skunkworks mailing list >> Skunkworks@lists.my.co.ke >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >> Other services @ http://my.co.ke >> Other lists >> ------------- >> Skunkworks announce: >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >> > > _______________________________________________ > Skunkworks mailing list > Skunkworks@lists.my.co.ke > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks > Other services @ http://my.co.ke > Other lists > ------------- > Skunkworks announce: > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >
-- Regards
Mathu _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general -- Davis Waithaka <daviswaithaka@gmail.com> Systems Kenya Solutions
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Barrack O. Otieno ISSEN CONSULTING Tel: +254721325277 +254726544442 +254733206359 www.issenconsult.com http://projectdiscovery.or.ke To give up the task of reforming society is to give up ones responsibility as a free man. Alan Paton, South Africa
-- Sent from my mobile device
Jack Bauer wasn't born, he was unleashed.
+254 722 278 106 _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- With Regards, Phares Kariuki

It can somewhat be explained scientifically.... On Sun, Apr 19, 2009 at 11:52 AM, Phares Kariuki <pkariuki@gmail.com> wrote:
Here is what I don't get, its cheaper to text a safcom line from a zain line than it is to do so from a Safcom line, further, it costs the same (for prepaid users) to call safcom, why are people still on Safaricom? I just don't get it...
It's all in the mind... create an impression, encourage habits, develop further instruments, manage opinion, and voila... you've succeeded at multi-levels/structures lock-in. You will be amazed at how below marketing prognosis reflects consumers habits aka 'the market.' (Gakuru's Theory:) There are basically three types of people in any society -I use the "flag", "pole" and "wind" lexicons. Flags: Whichever direction the wind blows, the flags follow. Wherewith strong winds they really fly, to follow 'fashion', trends, mass impressions. Wherewith no winds they rest easy but hanging onto their comforting poles. Poles: Wind, rain or shine, cemented on concrete, they never move an inch. Those ones never know 'what-time-it-is' as it were.. with little oscillation, sometimes they 'cheat' signs of change but they soon return to their firm upright, restful positions. Winds: They blow gushing winds of change. Sometimes they are so strong they blow off roofs of sleeping peoples' houses...exposing deeply-held secrets to wide open view from above;) Marketers capitalising on these human traits decide whether their products are targeted at winds, poles or flags. They decide how to 'manage' lesser intended audiences. This also applies in politics when deciding on majority of voters to target. --- I encourage you to watch 'Class Action' (1991) Gene Hackman movie to know who are called 'bean counters' the usefulness of http://en.wikipedia.org/wiki/Class_action_lawsuit .

The illogic here Phares, is that people think that since "everybody" else is on Safaricom, then I gotta be on Safaricom too. While it is fine to be on the same sailing boat with the majority, when it comes to Safaricom vs Zain, there is an unfair competition, all in the name of keeping the business in the limeline. True to that there are more Safaricom numbers on my line ( I use Zain, since it was known as Kencell), but that does not mean I should quickly ran to Safaricom. The understanding that I have is quality over quantity. I remember you memtioning (during the Talking to Government) the unfair competition that Safaricom has entered into against Zain yet CCK turns a blind eye on this. Politics of the corporate world are becoming unfair in this part of the Sahara! 2009/4/19 Phares Kariuki <pkariuki@gmail.com>
Here is what I don't get, its cheaper to text a safcom line from a zain line than it is to do so from a Safcom line, further, it costs the same (for prepaid users) to call safcom, why are people still on Safaricom? I just don't get it...
On Sat, Apr 18, 2009 at 4:00 PM, Ken Simiyu <kensimiyu@gmail.com> wrote:
Remember as well, they dont want to encourage u to keep using the feature on a regular basis. That is why they make it expensive to you by taking the 10%, restricting the deal to once a week and barring cross-network use. Much as it sounds like a steal, when u r in an emergency situation, it will be a godsend. And as someone mentioned on the thread, it is not forced on u. So, when taking the cruise, u have to take with it the threat of high sea piracy and icebergs.
On 4/18/09, Barrack Otieno <otieno.barrack@gmail.com> wrote:
Guys i dont see a problem with what Safaricom is doing since ther are not a charity, you are not being forced to take the loan, what i can see are Consumer perspectives.I am sure lot of research was done to arrive at the kind of economic model they are using, in any case i find the solution to be innovative and usefull based on my nature of work. Allow me to borrow from Gakuru avoid credit if you can coz it pinches at payback time
On Fri, Apr 17, 2009 at 6:57 PM, Davis Waithaka <daviswaithaka@gmail.com>wrote:
I agree with Thuo, Safaricom is not in the business of loaning money, but they can reduce their 'risk' to nil (or close to nil) if they keep the loaned calls strictly within their network. Why? well, because it is like taking money from one account at safaricom to another account at safaricom. In case 1 million people default, safaricom will simply have a hole on paper but not in real life. However, if the borrowers called Zain lines and then defaulted, the hole in safaricom's books would be real because they would actually receive an invoice from Zain,.. they would pay for this with real money..thus be exposed.
On Fri, 2009-04-17 at 18:28 +0300, Gakuru Alex wrote:
What I meant was that the Japanese culture discourages living on credit. Yes, we could turn CCK into our punching bag fro everything gone sour in ICT, but, we have a duty NOT to accept any 'unnecessary' no matter how tempting loans. It traps populations into debt cycles
Soft read: -- "Dr Williams warned the House of Lords that the poorest people were trapped in a cycle of borrowing.
During a Lords debate tabled by Dr Williams, he also called for tighter controls on credit firms.
He said the children of low-income families were caught in a "particularly toxic version of the poverty trap" <http://news.bbc.co.uk/1/hi/uk_politics/7366306.stm> --
Hard read:
"THE ROLE OF HISTORY AND CULTURE IN DEVELOPING BANKRUPTCY AND INSOLVENCY SYSTEMS: THE PERILS OF LEGAL TRANSPLANTATION" ( read 'Global Financial Crisis')
<
http://www.bc.edu/schools/law/lawreviews/meta-elements/journals/bciclr/28_1/...
Cheers,
On Fri, Apr 17, 2009 at 5:44 PM, joe mwirigi <joemwirigi@gmail.com>
wrote:
$afcom seems to be employing some gambling rules these days or those casino things. They excite you then you fall for the deal then they inform you 'you've been charged....' Their promotions these days are not purely to cement user loyalty like before. like Lipua mamilioni, you become exited and dam& 3.50 bob gone. Its not much but.... I first felt cheated so cheated but i now understand their game. next it might be ;please call me' and the rest Ibibe Systems We believe so we can
On Fri, Apr 17, 2009 at 5:33 PM, Paul Mathu <mails.mathu@gmail.com
wrote:
> > Its beats the logic controlling who i call, In case of a bank loan, who > cares whether go on a holiday or wateva! i just have to ensure i repay.. > same here, it does not matter who i call! > > > On 4/17/09, imelda Mueni <mueni0@gmail.com> wrote: >> >> dont we kenya,s complain so much >> >> On Fri, Apr 17, 2009 at 4:46 PM, Alex Nderitu < nderitualex@gmail.com
>> wrote: >>> >>> They call it playing safe. We are peculiar remember. >>> >>> -----Original Message----- >>> From: Ken Teyie <kenteyie@gmail.com> >>> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> >>> To: Skunkworks forum <skunkworks@lists.my.co.ke> >>> >>> Subject: Re: [Skunkworks] Safcom credit credit >>> Date: Fri, 17 Apr 2009 16:36:47 +0300 >>> >>> ha ha ha why would you throw away a line you've used for over "12 >>> months" just because you owe Safaricom a 50bob! >>> That is just a gimmick to make guys spend more money on the >>> network. >>> It is easy money for Safaricom. CCK should come in! >>> >>> On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote: >>> > When you call someone on another network, it means they will pay the >>> > interconnection charges for you and who knows you may decide to throw >>> > away the line. >>> > >>> > -----Original Message----- >>> > From: Tech List Kenya <techlistkenya@gmail.com> >>> > Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> >>> > To: skunkworks@lists.my.co.ke >>> > Subject: [Skunkworks] Safcom credit credit >>> > Date: Fri, 17 Apr 2009 16:27:04 +0300 >>> > >>> > Safcom charges a whole 5 bob when u 'request' for that 50 bob >>> > emergency credit. Well, at that point safcom is doing me a favour so i >>> > think they have the right (but a whole 10%?!). >>> > >>> > Anyway, my beef is, why do they have to control who I call? Its >>> > my >>> > damn money now! In any case, being an emergency, i should be able to >>> > call anyone! >>> > >>> > CCK guys, do i have an argument here? >>> > _______________________________________________ >>> > Skunkworks mailing list >>> > Skunkworks@lists.my.co.ke >>> > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>> > Other services @ http://my.co.ke >>> > Other lists >>> > ------------- >>> > Skunkworks announce: >>> > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>> > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>> > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>> > >>> > >>> > -- >>> > This message has been scanned for viruses and >>> > dangerous content by MailScanner, and is >>> > believed to be clean. >>> > >>> > _______________________________________________ >>> > Skunkworks mailing list >>> > Skunkworks@lists.my.co.ke >>> > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>> > Other services @ http://my.co.ke >>> > Other lists >>> > ------------- >>> > Skunkworks announce: >>> > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>> > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>> > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>> > >>> >>> >>> >>> >>> -- >>> This message has been scanned for viruses and >>> dangerous content by MailScanner, and is >>> believed to be clean. >>> >>> _______________________________________________ >>> Skunkworks mailing list >>> Skunkworks@lists.my.co.ke >>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >>> Other services @ http://my.co.ke >>> Other lists >>> ------------- >>> Skunkworks announce: >>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >>> >> >> _______________________________________________ >> Skunkworks mailing list >> Skunkworks@lists.my.co.ke >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks >> Other services @ http://my.co.ke >> Other lists >> ------------- >> Skunkworks announce: >> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce >> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science >> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >> > > > > -- > Regards > > Mathu > _______________________________________________ > Skunkworks mailing list > Skunkworks@lists.my.co.ke > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks > Other services @ http://my.co.ke > Other lists > ------------- > Skunkworks announce: > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general >
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general -- Davis Waithaka <daviswaithaka@gmail.com> Systems Kenya Solutions
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Barrack O. Otieno ISSEN CONSULTING Tel: +254721325277 +254726544442 +254733206359 www.issenconsult.com http://projectdiscovery.or.ke To give up the task of reforming society is to give up ones responsibility as a free man. Alan Paton, South Africa
-- Sent from my mobile device
Jack Bauer wasn't born, he was unleashed.
+254 722 278 106 _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- With Regards,
Phares Kariuki
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!

The reason people are moving to safcom and not wandering is simple,,,, using equalities/inequalities... CALLING FROM SIGN CALLING safaricom zain <= zain zain safaricom always > safaricom And this results to 'clever' kenyans in Safcom always telling Zain people to call them instead cos the zain pple have a better 'offer'; And the people in Zain eventually get tired of always spending and receiving almost no calls in return,, so they quit and migrate. Which takes us back to the discussion we had a few weeks ago - the Government owns Safcom, CCK, Telkom ; Some CEOs of these sit on the CCK board, right ??? So how can one play a Football Match against other teams and be both the the player(s) and the referee ?? Obviously the disadvantaged team will always cry foul, but the referee will be so-o deaf;;; and they will always be receiving penalties !!!

I think, Kencell/celtel/zain have never ever understood or known how to capture this market....simple. It has little to do with CCK, government or anything else. When they both started out, kencell was actually ahead and they made a mistake of insisting on per minute billing....mistake number one....then they went ahead to mistake number two ...concentrating on the upper class market while saf went for common mwananchi (which is exactly what equity did as well, going for the masses and look where both saf and equity are).... mistake number three....they have changed names three times now and none of the names feels kenyan or resonates with the common man (kencell comes close but it was used when they were busy alienating the common man and going for rich people so it counts for nothing). If you go to other countries where vodaphone has interests, most use the name vodaphone or something close but here they used a name that sounds local finally, price wars are no longer a method to get the numbers in the market, atleast not in the short run, maybe long term will change....the issue now is what package are you offering that counts and from what ive seen, people will simply not move coz of price, they want the whole package that comes with line (just look at the current offers, where you get a (phone, line, airtime ,pouch, discounts in some shops) all for like 2-3k all targeting the common man.. basically i think zain are not doing well because they have never really connected with the common man....if they would then the scenario done below would fail because half our phonebooks would be zain numbers.... On Tue, Apr 21, 2009 at 10:06 AM, ndungu stephen <ndungustephen@gmail.com>wrote:
The reason people are moving to safcom and not wandering is simple,,,, using equalities/inequalities...
CALLING FROM SIGN CALLING
safaricom zain <= zain zain safaricom always > safaricom
And this results to 'clever' kenyans in Safcom always telling Zain people to call them instead cos the zain pple have a better 'offer'; And the people in Zain eventually get tired of always spending and receiving almost no calls in return,, so they quit and migrate.
Which takes us back to the discussion we had a few weeks ago - the Government owns Safcom, CCK, Telkom ; Some CEOs of these sit on the CCK board, right ???
So how can one play a Football Match against other teams and be both the the player(s) and the referee ?? Obviously the disadvantaged team will always cry foul, but the referee will be so-o deaf;;; and they will always be receiving penalties !!!
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

Well well Said! The common mwananchi. Wondered why my celtel line has few entries. 2009/4/21 Eric Mugo <kabugum@gmail.com>
I think, Kencell/celtel/zain have never ever understood or known how to capture this market....simple. It has little to do with CCK, government or anything else. When they both started out, kencell was actually ahead and they made a mistake of insisting on per minute billing....mistake number one....then they went ahead to mistake number two ...concentrating on the upper class market while saf went for common mwananchi (which is exactly what equity did as well, going for the masses and look where both saf and equity are)....
mistake number three....they have changed names three times now and none of the names feels kenyan or resonates with the common man (kencell comes close but it was used when they were busy alienating the common man and going for rich people so it counts for nothing). If you go to other countries where vodaphone has interests, most use the name vodaphone or something close but here they used a name that sounds local
finally, price wars are no longer a method to get the numbers in the market, atleast not in the short run, maybe long term will change....the issue now is what package are you offering that counts and from what ive seen, people will simply not move coz of price, they want the whole package that comes with line (just look at the current offers, where you get a (phone, line, airtime ,pouch, discounts in some shops) all for like 2-3k all targeting the common man..
basically i think zain are not doing well because they have never really connected with the common man....if they would then the scenario done below would fail because half our phonebooks would be zain numbers....
On Tue, Apr 21, 2009 at 10:06 AM, ndungu stephen <ndungustephen@gmail.com>wrote:
The reason people are moving to safcom and not wandering is simple,,,, using equalities/inequalities...
CALLING FROM SIGN CALLING
safaricom zain <= zain zain safaricom always > safaricom
And this results to 'clever' kenyans in Safcom always telling Zain people to call them instead cos the zain pple have a better 'offer'; And the people in Zain eventually get tired of always spending and receiving almost no calls in return,, so they quit and migrate.
Which takes us back to the discussion we had a few weeks ago - the Government owns Safcom, CCK, Telkom ; Some CEOs of these sit on the CCK board, right ???
So how can one play a Football Match against other teams and be both the the player(s) and the referee ?? Obviously the disadvantaged team will always cry foul, but the referee will be so-o deaf;;; and they will always be receiving penalties !!!
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

Well, I think CCK still has a duty to protect operators from the selfishness of their clients (eg the guy who borrows safaricom's money to give it to zain). Remember, even when taking a conventional loan, u r often required to open an account with that bank and that is where they will deposit their money! On Fri, 2009-04-17 at 16:36 +0300, Ken Teyie wrote:
ha ha ha why would you throw away a line you've used for over "12 months" just because you owe Safaricom a 50bob! That is just a gimmick to make guys spend more money on the network. It is easy money for Safaricom. CCK should come in!
On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote:
When you call someone on another network, it means they will pay the interconnection charges for you and who knows you may decide to throw away the line.
-----Original Message----- From: Tech List Kenya <techlistkenya@gmail.com> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke> To: skunkworks@lists.my.co.ke Subject: [Skunkworks] Safcom credit credit Date: Fri, 17 Apr 2009 16:27:04 +0300
Safcom charges a whole 5 bob when u 'request' for that 50 bob emergency credit. Well, at that point safcom is doing me a favour so i think they have the right (but a whole 10%?!).
Anyway, my beef is, why do they have to control who I call? Its my damn money now! In any case, being an emergency, i should be able to call anyone!
CCK guys, do i have an argument here? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Davis Waithaka <daviswaithaka@gmail.com> Systems Kenya Solutions

Its not your money. Remember you are still using safaricom's money as you make the call, therefore they have the right to charge u for it n to restrict how u use it. Get it? On Fri, 2009-04-17 at 16:27 +0300, Tech List Kenya wrote:
Safcom charges a whole 5 bob when u 'request' for that 50 bob emergency credit. Well, at that point safcom is doing me a favour so i think they have the right (but a whole 10%?!).
Anyway, my beef is, why do they have to control who I call? Its my damn money now! In any case, being an emergency, i should be able to call anyone!
CCK guys, do i have an argument here? _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Skunkworks announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general -- Davis Waithaka <daviswaithaka@gmail.com> Systems Kenya Solutions
participants (15)
-
Alex Nderitu
-
Barrack Otieno
-
Davis Waithaka
-
Eric Mugo
-
Gakuru Alex
-
imelda Mueni
-
joe mwirigi
-
Ken Simiyu
-
Ken Teyie
-
ndungu stephen
-
Paul Mathu
-
Phares Kariuki
-
Solomon Mburu
-
Tech List Kenya
-
Thuo Wilson