Here is what I don't get, its cheaper to text a safcom line from a zain line than it is to do so from a Safcom line, further, it costs the same (for prepaid users) to call safcom, why are people still on Safaricom? I just don't get it...

On Sat, Apr 18, 2009 at 4:00 PM, Ken Simiyu <kensimiyu@gmail.com> wrote:
Remember as well, they dont want to encourage u to keep using the
feature on a regular basis. That is why they make it expensive to you
by taking the 10%, restricting the deal to once a week and barring
cross-network use. Much as it sounds like a steal, when u r in an
emergency situation, it will be a godsend. And as someone mentioned on
the thread, it is not forced on u. So, when taking the cruise, u have
to take with it the threat of high sea piracy and icebergs.

On 4/18/09, Barrack Otieno <otieno.barrack@gmail.com> wrote:
> Guys i dont see a problem with what Safaricom is doing since ther are not a
> charity, you are not being forced to take the loan, what i can see are
> Consumer perspectives.I am sure lot of research was done to arrive at the
> kind of economic model they are using, in any case i find the solution to be
> innovative and usefull based on my nature of work. Allow me to borrow from
> Gakuru avoid credit if you can coz it pinches at payback time
>
> On Fri, Apr 17, 2009 at 6:57 PM, Davis Waithaka
> <daviswaithaka@gmail.com>wrote:
>
>> I agree with Thuo, Safaricom is not in the business of loaning money,
>> but they can reduce their 'risk' to nil (or close to nil) if they keep
>> the loaned calls strictly within their network. Why? well, because it is
>> like taking money from one account at safaricom to another account at
>> safaricom. In case 1 million people default, safaricom will simply have
>> a hole on paper but not in real life. However, if the borrowers called
>> Zain lines and then defaulted, the hole in safaricom's books would be
>> real because they would actually receive an invoice from Zain,.. they
>> would pay for this with real money..thus be exposed.
>>
>> On Fri, 2009-04-17 at 18:28 +0300, Gakuru Alex wrote:
>> > What I meant was that the Japanese culture discourages living on
>> > credit. Yes, we could turn CCK into our punching bag fro everything
>> > gone sour in ICT, but, we have a duty NOT to accept any 'unnecessary'
>> > no matter how tempting loans. It traps populations into debt cycles
>> >
>> > Soft read:
>> > --
>> > "Dr Williams warned the House of Lords that the poorest people were
>> > trapped in a cycle of borrowing.
>> >
>> > During a Lords debate tabled by Dr Williams, he also called for
>> > tighter controls on credit firms.
>> >
>> > He said the children of low-income families were caught in a
>> > "particularly toxic version of the poverty trap"
>> > <http://news.bbc.co.uk/1/hi/uk_politics/7366306.stm>
>> > --
>> >
>> > Hard read:
>> >
>> > "THE ROLE OF HISTORY AND CULTURE IN DEVELOPING BANKRUPTCY AND
>> > INSOLVENCY SYSTEMS: THE PERILS OF LEGAL TRANSPLANTATION" ( read
>> > 'Global Financial Crisis')
>> >
>> > <
>> http://www.bc.edu/schools/law/lawreviews/meta-elements/journals/bciclr/28_1/01_TXT.htm
>> >
>> >
>> > Cheers,
>> >
>> > On Fri, Apr 17, 2009 at 5:44 PM, joe mwirigi <joemwirigi@gmail.com>
>> wrote:
>> > > $afcom seems to be employing some gambling rules these days or those
>> casino
>> > > things.
>> > > They excite you then you fall for the deal then they inform you
>> > > 'you've
>> been
>> > > charged....'
>> > > Their promotions these days are not purely to cement user loyalty like
>> > > before. like Lipua mamilioni, you become exited and dam& 3.50 bob
>> > > gone.
>> Its
>> > > not much but.... I first felt cheated so cheated but i now understand
>> their
>> > > game. next it might be ;please call me' and the rest
>> > > Ibibe Systems We believe so we can
>> > >
>> > >
>> > >
>> > > On Fri, Apr 17, 2009 at 5:33 PM, Paul Mathu <mails.mathu@gmail.com>
>> wrote:
>> > >>
>> > >> Its beats the logic controlling who i call, In case of a bank  loan,
>> who
>> > >> cares whether go on a holiday or wateva! i just have to ensure i
>> repay..
>> > >> same here, it does not matter who i call!
>> > >>
>> > >>
>> > >> On 4/17/09, imelda Mueni <mueni0@gmail.com> wrote:
>> > >>>
>> > >>> dont we kenya,s complain so much
>> > >>>
>> > >>> On Fri, Apr 17, 2009 at 4:46 PM, Alex Nderitu <nderitualex@gmail.com
>> >
>> > >>> wrote:
>> > >>>>
>> > >>>> They call it playing safe. We are peculiar remember.
>> > >>>>
>> > >>>> -----Original Message-----
>> > >>>> From: Ken Teyie <kenteyie@gmail.com>
>> > >>>> Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke>
>> > >>>> To: Skunkworks forum <skunkworks@lists.my.co.ke>
>> > >>>>
>> > >>>> Subject: Re: [Skunkworks] Safcom credit credit
>> > >>>> Date: Fri, 17 Apr 2009 16:36:47 +0300
>> > >>>>
>> > >>>> ha ha ha why would you throw away a line you've used for over "12
>> > >>>> months" just because you owe Safaricom a 50bob!
>> > >>>> That is just a gimmick to make guys spend more money on the
>> > >>>> network.
>> > >>>> It is easy money for Safaricom. CCK should come in!
>> > >>>>
>> > >>>> On 4/17/09, Alex Nderitu <nderitualex@gmail.com> wrote:
>> > >>>> > When you call someone on another network, it means they will pay
>> the
>> > >>>> > interconnection charges for you and who knows you may decide to
>> throw
>> > >>>> > away the line.
>> > >>>> >
>> > >>>> > -----Original Message-----
>> > >>>> > From: Tech List Kenya <techlistkenya@gmail.com>
>> > >>>> > Reply-to: Skunkworks forum <skunkworks@lists.my.co.ke>
>> > >>>> > To: skunkworks@lists.my.co.ke
>> > >>>> > Subject: [Skunkworks] Safcom credit credit
>> > >>>> > Date: Fri, 17 Apr 2009 16:27:04 +0300
>> > >>>> >
>> > >>>> > Safcom charges a whole 5 bob when u 'request' for that 50 bob
>> > >>>> > emergency credit. Well, at that point safcom is doing me a favour
>> so i
>> > >>>> > think they have the right (but a whole 10%?!).
>> > >>>> >
>> > >>>> > Anyway, my beef is, why do they have to control who I call? Its
>> > >>>> > my
>> > >>>> > damn money now! In any case, being an emergency, i should be able
>> to
>> > >>>> > call anyone!
>> > >>>> >
>> > >>>> > CCK guys, do i have an argument here?
>> > >>>> > _______________________________________________
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>> > >>>> > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
>> > >>>> >
>> > >>>> >
>> > >>>> > --
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>> > >>>> > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
>> > >>>> >
>> > >>>>
>> > >>>>
>> > >>>>
>> > >>>>
>> > >>>> --
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>> > >>>>
>> > >>>> _______________________________________________
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>> > >>>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science
>> > >>>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
>> > >>>>
>> > >>>
>> > >>> _______________________________________________
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>> > >>> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science
>> > >>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
>> > >>>
>> > >>
>> > >>
>> > >>
>> > >> --
>> > >> Regards
>> > >>
>> > >> Mathu
>> > >> _______________________________________________
>> > >> Skunkworks mailing list
>> > >> Skunkworks@lists.my.co.ke
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>> > >> Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science
>> > >> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
>> > >>
>> > >
>> > >
>> > > _______________________________________________
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>> > > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science
>> > > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
>> > >
>> > >
>> > _______________________________________________
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>> > http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks
>> > Other services @ http://my.co.ke
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>> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce
>> > Science - http://lists.my.co.ke/cgi-bin/mailman/listinfo/science
>> > kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
>> --
>> Davis Waithaka <daviswaithaka@gmail.com>
>> Systems Kenya Solutions
>>
>> _______________________________________________
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>> kazi - http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
>>
>
>
>
> --
> Barrack O. Otieno
> ISSEN CONSULTING
> Tel:
> +254721325277
> +254726544442
> +254733206359
> www.issenconsult.com
> http://projectdiscovery.or.ke
> To give up the task of reforming society is to give up ones responsibility
> as a free man.
> Alan Paton, South Africa
>

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With Regards,

Phares Kariuki