Members, I made a payment his weekend using Mpesa to the wrong number. I tried to call the number and no one picked and it was a substantial amount of money. Fortunately I got some advice from someone to call number 234 and sure enough the transaction was reversed after I made the call. I was wondering how Mpesa will handle or handles some of the payment reversals especially in cases where I would buy and pay something using Mpesa and then after receiving the goods I just reverse the transaction and therefore get goods for free. Probably there is something else I do not know about this transaction reversal thing, but I have a feeling it might bring some problems in the future. Someone who knows about how it operates please shed some light on it please. regards, G. Kagwe
If i give you a cheque and you offer me the goods/service rendered, but before I cash the cheque, you instruct your bank to block the transaction, what happens? ./bernard On Mon, Aug 31, 2009 at 12:14 PM, James Kagwe <kagwejg@gmail.com> wrote:
Members,
I made a payment his weekend using Mpesa to the wrong number. I tried to call the number and no one picked and it was a substantial amount of money. Fortunately I got some advice from someone to call number 234 and sure enough the transaction was reversed after I made the call.
I was wondering how Mpesa will handle or handles some of the payment reversals especially in cases where I would buy and pay something using Mpesa and then after receiving the goods I just reverse the transaction and therefore get goods for free. Probably there is something else I do not know about this transaction reversal thing, but I have a feeling it might bring some problems in the future. Someone who knows about how it operates please shed some light on it please.
regards, G. Kagwe _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
Two major things; - Both you and the one who tries to cash/bank the check pay a fine (amount depends on Bank). - Then the one with the check receives a negative mark on his/her account which reflects at CBK and will mess u up when trying to get financial credibility e.g. Loans, Credits and over drafts. Ashford K. Ted Turner - "Sports is like a war without the killing." - http://www.brainyquote.com/quotes/authors/t/ted_turner.html
On Mon, Aug 31, 2009 at 12:14 PM, James Kagwe <kagwejg@gmail.com> wrote:
Members,
I made a payment his weekend using Mpesa to the wrong number. I tried to call the number and no one picked and it was a substantial amount of money. Fortunately I got some advice from someone to call number 234 and sure enough the transaction was reversed after I made the call.
I was wondering how Mpesa will handle or handles some of the payment reversals especially in cases where I would buy and pay something using Mpesa and then after receiving the goods I just reverse the transaction and therefore get goods for free. Probably there is something else I do not know about this transaction reversal thing, but I have a feeling it might bring some problems in the future. Someone who knows about how it operates please shed some light on it please.
If you buy goods via M-Pesa, get issued with a receipt indicating the same, together with mode of payment (with the M-Pesa code) then you go ahead and reverse it, I believe you'll have committed a criminal offense, much like fraud, and there is sufficient grounds to be sued for the same, and damages. -- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ "If you have nothing good to say about someone, just shut up!." -- Lucky Dube
True that bwana odhiambo, it is a criminal offence. All in all, we should be registering our sim cards already...that will cut out very many hiccups including this. A strong mechanism should be in place where all our data is connected, be it from KRA, CID, to safaricom. Hii mambo ya kununua simcard ovyo ovyo is a security concern. I have this case where a friend was carjacked and then had to mpesa the guys some cash before they let her go. any baackground check on the sim and registration yields nothing since the guys registered for mpesa using fake ID's from you know where... 2009/8/31 Odhiambo ワシントン <odhiambo@gmail.com>:
On Mon, Aug 31, 2009 at 12:14 PM, James Kagwe <kagwejg@gmail.com> wrote:
Members,
I made a payment his weekend using Mpesa to the wrong number. I tried to call the number and no one picked and it was a substantial amount of money. Fortunately I got some advice from someone to call number 234 and sure enough the transaction was reversed after I made the call.
I was wondering how Mpesa will handle or handles some of the payment reversals especially in cases where I would buy and pay something using Mpesa and then after receiving the goods I just reverse the transaction and therefore get goods for free. Probably there is something else I do not know about this transaction reversal thing, but I have a feeling it might bring some problems in the future. Someone who knows about how it operates please shed some light on it please.
If you buy goods via M-Pesa, get issued with a receipt indicating the same, together with mode of payment (with the M-Pesa code) then you go ahead and reverse it, I believe you'll have committed a criminal offense, much like fraud, and there is sufficient grounds to be sued for the same, and damages.
-- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ "If you have nothing good to say about someone, just shut up!." -- Lucky Dube
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
actually these is an archived discussion about this. business should register for business accounts, eg they handle reversal requests for kplc differently On 31/08/2009, kennedy waweru <kenne2ke@gmail.com> wrote:
True that bwana odhiambo, it is a criminal offence. All in all, we should be registering our sim cards already...that will cut out very many hiccups including this. A strong mechanism should be in place where all our data is connected, be it from KRA, CID, to safaricom. Hii mambo ya kununua simcard ovyo ovyo is a security concern.
I have this case where a friend was carjacked and then had to mpesa the guys some cash before they let her go. any baackground check on the sim and registration yields nothing since the guys registered for mpesa using fake ID's from you know where...
2009/8/31 Odhiambo ワシントン <odhiambo@gmail.com>:
On Mon, Aug 31, 2009 at 12:14 PM, James Kagwe <kagwejg@gmail.com> wrote:
Members,
I made a payment his weekend using Mpesa to the wrong number. I tried to call the number and no one picked and it was a substantial amount of money. Fortunately I got some advice from someone to call number 234 and sure enough the transaction was reversed after I made the call.
I was wondering how Mpesa will handle or handles some of the payment reversals especially in cases where I would buy and pay something using Mpesa and then after receiving the goods I just reverse the transaction and therefore get goods for free. Probably there is something else I do not know about this transaction reversal thing, but I have a feeling it might bring some problems in the future. Someone who knows about how it operates please shed some light on it please.
If you buy goods via M-Pesa, get issued with a receipt indicating the same, together with mode of payment (with the M-Pesa code) then you go ahead and reverse it, I believe you'll have committed a criminal offense, much like fraud, and there is sufficient grounds to be sued for the same, and damages.
-- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ "If you have nothing good to say about someone, just shut up!." -- Lucky Dube
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- with Regards: Kazi kwa vijana and other idiots, all at my blog: http://gramware.blogspot.com
we simply have to decide, as a country, whether to allow M-Pesa as legal tender. Then it has to comply with all requirements for Legal Tender. If u gave 2,000/= to random guy Kimani on the streets, do u have any right to force him give it back, even though you meant to give it to hawker Kamau? who does the money belong to now? On Mon, 2009-08-31 at 12:14 +0300, James Kagwe wrote:
Members,
I made a payment his weekend using Mpesa to the wrong number. I tried to call the number and no one picked and it was a substantial amount of money. Fortunately I got some advice from someone to call number 234 and sure enough the transaction was reversed after I made the call.
I was wondering how Mpesa will handle or handles some of the payment reversals especially in cases where I would buy and pay something using Mpesa and then after receiving the goods I just reverse the transaction and therefore get goods for free. Probably there is something else I do not know about this transaction reversal thing, but I have a feeling it might bring some problems in the future. Someone who knows about how it operates please shed some light on it please.
regards, G. Kagwe _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general -- Davis Waithaka <daviswaithaka@gmail.com> Systems Kenya Solutions
Actually, Mpesa is regulated under some banking act. Both parties will have to be consulted before the transaction is reversed. If party B hasn't "cashed" mpesa yet, and party A raises a dispute, then the transaction is suspended. However, if party B has cashed the transaction, then hard luck! ./bernard On Mon, Aug 31, 2009 at 12:36 PM, Davis Waithaka <daviswaithaka@gmail.com>wrote:
we simply have to decide, as a country, whether to allow M-Pesa as legal tender. Then it has to comply with all requirements for Legal Tender. If u gave 2,000/= to random guy Kimani on the streets, do u have any right to force him give it back, even though you meant to give it to hawker Kamau? who does the money belong to now?
On Mon, 2009-08-31 at 12:14 +0300, James Kagwe wrote:
Members,
I made a payment his weekend using Mpesa to the wrong number. I tried to call the number and no one picked and it was a substantial amount of money. Fortunately I got some advice from someone to call number 234 and sure enough the transaction was reversed after I made the call.
I was wondering how Mpesa will handle or handles some of the payment reversals especially in cases where I would buy and pay something using Mpesa and then after receiving the goods I just reverse the transaction and therefore get goods for free. Probably there is something else I do not know about this transaction reversal thing, but I have a feeling it might bring some problems in the future. Someone who knows about how it operates please shed some light on it please.
regards, G. Kagwe _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general -- Davis Waithaka <daviswaithaka@gmail.com> Systems Kenya Solutions
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
participants (7)
-
Ashford Maina -
Bernard Mwagiru -
Davis Waithaka -
Dennis Kioko -
James Kagwe -
kennedy waweru -
Odhiambo ワシントン