Equity (Finserve) vs Safaricom (M-Pesa)
BTW, what happened to technical debates on skunkworks? There is this raging debate on Thin SIM Technology which QB is opposing with it's last drop of blood: http://goo.gl/MEdNPX How comes those in the Mobile Telephony industry are not enlightening us? Mwagiru, are you on a long holiday somewhere? -- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 "I can't hear you -- I'm using the scrambler."
Wow, this seems like a game changer. Thin SIM is a thin layer of plastic with circuit printed on it. A user can stick it to his existing SIM and continue using the original network, with the added functionality of the second provider. I see so much possibility on this Thin SIM technology. We can have micro-service providers with innovators providing SIM based services targeted to a demographic of choice. I can't wait for this with equity promising a maximum of 25bob for PESA transactions. I'm thinking if the phone is locked, would Thin SIM still be possible? On 08/07/2014, Odhiambo Washington <odhiambo@gmail.com> wrote:
BTW, what happened to technical debates on skunkworks?
There is this raging debate on Thin SIM Technology which QB is opposing with it's last drop of blood: http://goo.gl/MEdNPX
How comes those in the Mobile Telephony industry are not enlightening us? Mwagiru, are you on a long holiday somewhere?
-- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 "I can't hear you -- I'm using the scrambler."
-- ______________________ Mwendwa Kivuva, Nairobi, Kenya twitter.com/lordmwesh The best athletes never started as the best athletes. You have to think anyway, so why not think big? - Donald Trump. "You miss 100 percent of the shots you never take." - Wayne Gretzky. Tackle the biggest frog first. I will persist until I succeed - Og Mandino.
I think it would still be possible. This is because this does not hinder the functionality of the primary sim, what it does is that it makes a single sim phone a dual sim phone. Therefore I think the sim locking situation will not affect its functionality. Regards, Peter Mugoh Sent from my BlackBerry® -----Original Message----- From: Mwendwa Kivuva <Kivuva@transworldafrica.com> Date: Tue, 8 Jul 2014 19:39:42 To: Skunkworks Mailing List<skunkworks@mailman-prod.my.co.ke> Reply-To: Skunkworks Mailing List <skunkworks@mailman-prod.my.co.ke> Subject: Re: [Skunkworks] Equity (Finserve) vs Safaricom (M-Pesa) Wow, this seems like a game changer. Thin SIM is a thin layer of plastic with circuit printed on it. A user can stick it to his existing SIM and continue using the original network, with the added functionality of the second provider. I see so much possibility on this Thin SIM technology. We can have micro-service providers with innovators providing SIM based services targeted to a demographic of choice. I can't wait for this with equity promising a maximum of 25bob for PESA transactions. I'm thinking if the phone is locked, would Thin SIM still be possible? On 08/07/2014, Odhiambo Washington <odhiambo@gmail.com> wrote:
BTW, what happened to technical debates on skunkworks?
There is this raging debate on Thin SIM Technology which QB is opposing with it's last drop of blood: http://goo.gl/MEdNPX
How comes those in the Mobile Telephony industry are not enlightening us? Mwagiru, are you on a long holiday somewhere?
-- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 "I can't hear you -- I'm using the scrambler."
-- ______________________ Mwendwa Kivuva, Nairobi, Kenya twitter.com/lordmwesh The best athletes never started as the best athletes. You have to think anyway, so why not think big? - Donald Trump. "You miss 100 percent of the shots you never take." - Wayne Gretzky. Tackle the biggest frog first. I will persist until I succeed - Og Mandino. _______________________________________________ skunkworks mailing list skunkworks@mailman-prod.my.co.ke ------------ List info, subscribe/unsubscribe http://mailman-prod.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
How can Safaricom stop this technology though since the SIM card belongs to me, I bought it and can transfer the line to another provider if I want to. I would be happy to use Airtel together with Equity if that combination will provide me with better and cheaper calls and money transfer services. Kind regards, ____________________ Nick Wambugu I think it would still be possible. This is because this does not hinder the functionality of the primary sim, what it does is that it makes a single sim phone a dual sim phone. Therefore I think the sim locking situation will not affect its functionality. Regards, Peter Mugoh Sent from my BlackBerry® -----Original Message----- From: Mwendwa Kivuva <Kivuva@transworldafrica.com> Date: Tue, 8 Jul 2014 19:39:42 To: Skunkworks Mailing List<skunkworks@lists.my.co.ke> Reply-To: Skunkworks Mailing List <skunkworks@lists.my.co.ke> Subject: Re: [Skunkworks] Equity (Finserve) vs Safaricom (M-Pesa) Wow, this seems like a game changer. Thin SIM is a thin layer of plastic with circuit printed on it. A user can stick it to his existing SIM and continue using the original network, with the added functionality of the second provider. I see so much possibility on this Thin SIM technology. We can have micro-service providers with innovators providing SIM based services targeted to a demographic of choice. I can't wait for this with equity promising a maximum of 25bob for PESA transactions. I'm thinking if the phone is locked, would Thin SIM still be possible? On 08/07/2014, Odhiambo Washington <odhiambo@gmail.com> wrote:
BTW, what happened to technical debates on skunkworks?
There is this raging debate on Thin SIM Technology which QB is opposing with it's last drop of blood: http://goo.gl/MEdNPX
How comes those in the Mobile Telephony industry are not enlightening us? Mwagiru, are you on a long holiday somewhere?
-- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 "I can't hear you -- I'm using the scrambler."
-- ______________________ Mwendwa Kivuva, Nairobi, Kenya twitter.com/lordmwesh The best athletes never started as the best athletes. You have to think anyway, so why not think big? - Donald Trump. "You miss 100 percent of the shots you never take." - Wayne Gretzky. Tackle the biggest frog first. I will persist until I succeed - Og Mandino. _______________________________________________ skunkworks mailing list skunkworks@lists.my.co.ke ------------ List info, subscribe/unsubscribe http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke _______________________________________________ skunkworks mailing list skunkworks@lists.my.co.ke ------------ List info, subscribe/unsubscribe http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
*2014-07-08 21:57 GMT+02:00 Nick Wambugu <nick.wambugu@gmail.com <nick.wambugu@gmail.com>>:*
*How can Safaricom stop this technology though since the SIM card belongs to me, I bought it and can transfer the line to another provider if I want to.*
You may have to read the fine-print regarding the highlighted part, Nick. The SIM card has never, and will never belong to you. It remains the property of the provider at all times. Tony.
Safaricom claims to have commissioned an independent security firm (*Recurity Labs*) to assess the potential threats. The result of this assessment forms the basis of their claim. It may be worth reading this piece : http://www.nation.co.ke/lifestyle/smartcompany/Finserve-SIM-card-Equity-Bank... In my view, the killer punch in the SIM skin technology is the ability to offer NFC capabilities that's not centered on the handset itself. With all the buzz currently happening around cash-less payments, you would definitely like to keep your options open. Tony.
Are you sure Tony? Even when I move my line from one provider to the next? What legitimacy would the first provider have to claim it? Kind regards, ____________________ Nick Wambugu On 9 Jul 2014 01:30, "Tony Likhanga" <tlikhanga@gmail.com> wrote:
Safaricom claims to have commissioned an independent security firm (*Recurity Labs*) to assess the potential threats. The result of this assessment forms the basis of their claim.
It may be worth reading this piece :
http://www.nation.co.ke/lifestyle/smartcompany/Finserve-SIM-card-Equity-Bank...
In my view, the killer punch in the SIM skin technology is the ability to offer NFC capabilities that's not centered on the handset itself. With all the buzz currently happening around cash-less payments, you would definitely like to keep your options open.
Tony.
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@Nick, I'm 201% sure. It's there in the fine print of almost every provider I've had the chance to meet. What's yours are just the personal details, and lately the number (MSISDN). Ever wondered why you are issued with a new SIM card when you port out of a particular provider? Tony.
Never ported, but I see what you mean. Kind regards, ____________________ Nick Wambugu On 9 Jul 2014 01:44, "Tony Likhanga" <tlikhanga@gmail.com> wrote:
@Nick, I'm 201% sure. It's there in the fine print of almost every provider I've had the chance to meet. What's yours are just the personal details, and lately the number (MSISDN). Ever wondered why you are issued with a new SIM card when you port out of a particular provider?
Tony.
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Can I conclude that safaricom might be brazilled by EQQBL On Jul 9, 2014 1:49 AM, "Nick Wambugu" <nick.wambugu@gmail.com> wrote:
Never ported, but I see what you mean.
Kind regards, ____________________ Nick Wambugu On 9 Jul 2014 01:44, "Tony Likhanga" <tlikhanga@gmail.com> wrote:
@Nick, I'm 201% sure. It's there in the fine print of almost every provider I've had the chance to meet. What's yours are just the personal details, and lately the number (MSISDN). Ever wondered why you are issued with a new SIM card when you port out of a particular provider?
Tony.
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The tech is definitely interesting but everyone who has underestimated Safari-com has lived to regret it. I do not see why Safaicom will also not start issuing NFC enabled SIM cards. In my opinion going head to head with Safaricom will be disastrous. Lots of money will be wasted. Go for the guys neglected by Safaricom. Online, small transfers, etc. I would focus on mobile money and nothing else. Neglect voice, data etc. On Wed, Jul 9, 2014 at 2:09 AM, Joseph Maina <mainasoft00@gmail.com> wrote:
Can I conclude that safaricom might be brazilled by EQQBL On Jul 9, 2014 1:49 AM, "Nick Wambugu" <nick.wambugu@gmail.com> wrote:
Never ported, but I see what you mean.
Kind regards, ____________________ Nick Wambugu On 9 Jul 2014 01:44, "Tony Likhanga" <tlikhanga@gmail.com> wrote:
@Nick, I'm 201% sure. It's there in the fine print of almost every provider I've had the chance to meet. What's yours are just the personal details, and lately the number (MSISDN). Ever wondered why you are issued with a new SIM card when you port out of a particular provider?
Tony.
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-- Regards, Mark Mwangi markmwangi.me.ke
I don't think Equity has anything to loose, its not like its their core business and since safaricom is constantly trying to get a footing into the banking industry we need a company that will bring some real competition to safaricom. On a technical side of things how does the thin SIM really work? Does it allow the host SIM to interact directly to the phone or it acts like a proxy or a man in the middle? If its the latter then I do see Safaricom's security concerns. Regards, Job Muriuki, Phone: (+254) - 722906324 | 736333075 Skype: heviejob | Yahoo: heviejob Address: 42665 00100 Nrb On Wed, Jul 9, 2014 at 9:23 AM, Mark Mwangi <mwangy@gmail.com> wrote:
The tech is definitely interesting but everyone who has underestimated Safari-com has lived to regret it. I do not see why Safaicom will also not start issuing NFC enabled SIM cards.
In my opinion going head to head with Safaricom will be disastrous. Lots of money will be wasted. Go for the guys neglected by Safaricom. Online, small transfers, etc. I would focus on mobile money and nothing else. Neglect voice, data etc.
On Wed, Jul 9, 2014 at 2:09 AM, Joseph Maina <mainasoft00@gmail.com> wrote:
Can I conclude that safaricom might be brazilled by EQQBL On Jul 9, 2014 1:49 AM, "Nick Wambugu" <nick.wambugu@gmail.com> wrote:
Never ported, but I see what you mean.
Kind regards, ____________________ Nick Wambugu On 9 Jul 2014 01:44, "Tony Likhanga" <tlikhanga@gmail.com> wrote:
@Nick, I'm 201% sure. It's there in the fine print of almost every provider I've had the chance to meet. What's yours are just the personal details, and lately the number (MSISDN). Ever wondered why you are issued with a new SIM card when you port out of a particular provider?
Tony.
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-- Regards,
Mark Mwangi
markmwangi.me.ke
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These sim cards work like Gevey/X/R sim cards for temporarily unlocking iPhones. It will work like an interposer, thus one of the reasons why both operators cannot be active at the same time. Sort of like a man-in-the-middle-attack. I believe the Equity sim will work this way: 1. Get a Temporary Mobile Subscriber Identity (TMSI). This will identify each handset before IMSI (International Mobile Subscriber Identity) is sent out and processed i.e. authenticate IMEI. 2. The network will then issue a TMSI for the connection. 3. The SIM card then issues an acceptable MCC/MNC combination. (MCC - Mobile Country Code; MNC - Mobile Network Code) 4. The connection is made and kaboom...the connection is made What I'm wondering is if Equity will have its own network code or they will be using Airtel's MNC. Kakai On Wed, Jul 9, 2014 at 11:21 AM, Job Muriuki <muriukin@gmail.com> wrote:
I don't think Equity has anything to loose, its not like its their core business and since safaricom is constantly trying to get a footing into the banking industry we need a company that will bring some real competition to safaricom.
On a technical side of things how does the thin SIM really work? Does it allow the host SIM to interact directly to the phone or it acts like a proxy or a man in the middle? If its the latter then I do see Safaricom's security concerns.
Regards, Job Muriuki,
Phone: (+254) - 722906324 | 736333075 Skype: heviejob | Yahoo: heviejob
Address: 42665 00100 Nrb
On Wed, Jul 9, 2014 at 9:23 AM, Mark Mwangi <mwangy@gmail.com> wrote:
The tech is definitely interesting but everyone who has underestimated Safari-com has lived to regret it. I do not see why Safaicom will also not start issuing NFC enabled SIM cards.
In my opinion going head to head with Safaricom will be disastrous. Lots of money will be wasted. Go for the guys neglected by Safaricom. Online, small transfers, etc. I would focus on mobile money and nothing else. Neglect voice, data etc.
On Wed, Jul 9, 2014 at 2:09 AM, Joseph Maina <mainasoft00@gmail.com> wrote:
Can I conclude that safaricom might be brazilled by EQQBL On Jul 9, 2014 1:49 AM, "Nick Wambugu" <nick.wambugu@gmail.com> wrote:
Never ported, but I see what you mean.
Kind regards, ____________________ Nick Wambugu On 9 Jul 2014 01:44, "Tony Likhanga" <tlikhanga@gmail.com> wrote:
@Nick, I'm 201% sure. It's there in the fine print of almost every provider I've had the chance to meet. What's yours are just the personal details, and lately the number (MSISDN). Ever wondered why you are issued with a new SIM card when you port out of a particular provider?
Tony.
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-- Regards,
Mark Mwangi
markmwangi.me.ke
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-- The value of a prototype is in the education it gives you, not in the code it's made of. <http://linkedin.com/yoogeniks>
On Tue, Jul 8, 2014 at 7:39 PM, Mwendwa Kivuva <Kivuva@transworldafrica.com> wrote:
A user can stick it to his existing SIM and continue using the original network, with the added functionality of the second provider.
According to this article, you'll have to *switch* between the two SIM cards / networks, and won't be able to use both of them concurrently: <http://mybroadband.co.za/news/cellular/78637-dual-sim-for-your-iphone-galaxy-s4.html>.
Tech debate fatigue!! On 8 Jul 2014 19:20, "Odhiambo Washington" <odhiambo@gmail.com> wrote:
BTW, what happened to technical debates on skunkworks?
There is this raging debate on Thin SIM Technology which QB is opposing with it's last drop of blood: http://goo.gl/MEdNPX
How comes those in the Mobile Telephony industry are not enlightening us? Mwagiru, are you on a long holiday somewhere?
-- Best regards, Odhiambo WASHINGTON, Nairobi,KE +254733744121/+254722743223 "I can't hear you -- I'm using the scrambler."
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participants (11)
-
Jangita Nyagudi -
Job Muriuki -
Joseph Maina -
Joseph Wayodi -
Kakai Eugene -
Mark Mwangi -
Mwendwa Kivuva -
Nick Wambugu -
Odhiambo Washington -
Peter Mugoh -
Tony Likhanga