Online Payment System - Using Zap, M-Pesa and others online
Hi Guys, I have mentioned here before that we are working on an online gateway for Mpesa and other mobile money transfer systems. Good news, we have finally finalized on the product and will be launching on the second week of February. We are on the process of testing and finalizing documentation for the system and while at it, I would like to highlight key features of the system and probably if you have any questions or suggestions we would love to factor them into it. - We shall not handle your money, your money will go directly into your phone. - We shall not take commissions off each sale, we shall have a yearly fee of $200 - We shall have an easy to use API that is xml based so you can intergrate with any sort of web applications. Application developers can also use this. - We shall have a reseller base that will also serve as a support hub within Kenya, Uganda and Tanzania. - Your online account shall have reports of all mobile transactions including withdrawals, sent and received money, meaning you can monitor your business from anywhere. - You can choose to use airtime as a mode of payment and we shall buy it back from you at a set rate. - You can sell across East Africa and soon the whole of Africa. - You will be able to sign up online, pay for the service online and start using it without having to meet anyone. - The system will be very well documented for ease of use. - We shall have our main office in Nairobi, branch offices in Dar es salaam and Kampala. - You will be the first to know of the launch venue and time and expected guests who hopefully will include Ndemo. Please let me know if there are suggestions or any questions and i will be here to answer. David Mugo -- ------------- http://blog.majibu.com
Many Congratulations! I would be interested in attending the launch. Can you categorize the description of the system from a Customer's Perspective and from a Merchant's Perspective? A couple of questions: 1. Is the $200 for Merchants or Customers or both? 2. You've said that a Customer can use AirTime, Zap, M-Pesa to purchase. I assume the transaction limits apply. I also assume the usual transaction charges would apply (especially Zap and MPesa). 8~) --- On Thu, 1/14/10, David Mugo <raidarmax@gmail.com> wrote: From: David Mugo <raidarmax@gmail.com> Subject: [Skunkworks] Online Payment System - Using Zap, M-Pesa and others online To: "Skunkworks forum" <skunkworks@lists.my.co.ke>, "skunkworks" <skunkworks@my.co.ke> Date: Thursday, January 14, 2010, 10:23 AM Hi Guys, I have mentioned here before that we are working on an online gateway for Mpesa and other mobile money transfer systems. Good news, we have finally finalized on the product and will be launching on the second week of February. We are on the process of testing and finalizing documentation for the system and while at it, I would like to highlight key features of the system and probably if you have any questions or suggestions we would love to factor them into it. We shall not handle your money, your money will go directly into your phone. We shall not take commissions off each sale, we shall have a yearly fee of $200 We shall have an easy to use API that is xml based so you can intergrate with any sort of web applications. Application developers can also use this. We shall have a reseller base that will also serve as a support hub within Kenya, Uganda and Tanzania.Your online account shall have reports of all mobile transactions including withdrawals, sent and received money, meaning you can monitor your business from anywhere. You can choose to use airtime as a mode of payment and we shall buy it back from you at a set rate.You can sell across East Africa and soon the whole of Africa.You will be able to sign up online, pay for the service online and start using it without having to meet anyone. The system will be very well documented for ease of use.We shall have our main office in Nairobi, branch offices in Dar es salaam and Kampala.You will be the first to know of the launch venue and time and expected guests who hopefully will include Ndemo. Please let me know if there are suggestions or any questions and i will be here to answer. David Mugo -- ------------- http://blog.majibu.com -----Inline Attachment Follows----- _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet http://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
Not really, we shall only do transaction tracking. David. On Fri, Jan 15, 2010 at 10:50 AM, Lawrence kago <lawrencekago@gmail.com>wrote:
Congrats fro the good work,
Does the system involve money transfer as well?
wesley kirinya wrote:
Many Congratulations!
I would be interested in attending the launch. Can you categorize the description of the system from a Customer's Perspective and from a Merchant's Perspective?
A couple of questions: 1. Is the $200 for Merchants or Customers or both? 2. You've said that a Customer can use AirTime, Zap, M-Pesa to purchase. I assume the transaction limits apply. I also assume the usual transaction charges would apply (especially Zap and MPesa).
8~)
--- On *Thu, 1/14/10, David Mugo <raidarmax@gmail.com><raidarmax@gmail.com> * wrote:
From: David Mugo <raidarmax@gmail.com> <raidarmax@gmail.com> Subject: [Skunkworks] Online Payment System - Using Zap, M-Pesa and others online To: "Skunkworks forum" <skunkworks@lists.my.co.ke><skunkworks@lists.my.co.ke>, "skunkworks" <skunkworks@my.co.ke> <skunkworks@my.co.ke> Date: Thursday, January 14, 2010, 10:23 AM
Hi Guys,
I have mentioned here before that we are working on an online gateway for Mpesa and other mobile money transfer systems. Good news, we have finally finalized on the product and will be launching on the second week of February. We are on the process of testing and finalizing documentation for the system and while at it, I would like to highlight key features of the system and probably if you have any questions or suggestions we would love to factor them into it.
- We shall not handle your money, your money will go directly into your phone. - We shall not take commissions off each sale, we shall have a yearly fee of $200 - We shall have an easy to use API that is xml based so you can intergrate with any sort of web applications. Application developers can also use this. - We shall have a reseller base that will also serve as a support hub within Kenya, Uganda and Tanzania. - Your online account shall have reports of all mobile transactions including withdrawals, sent and received money, meaning you can monitor your business from anywhere. - You can choose to use airtime as a mode of payment and we shall buy it back from you at a set rate. - You can sell across East Africa and soon the whole of Africa. - You will be able to sign up online, pay for the service online and start using it without having to meet anyone. - The system will be very well documented for ease of use. - We shall have our main office in Nairobi, branch offices in Dar es salaam and Kampala. - You will be the first to know of the launch venue and time and expected guests who hopefully will include Ndemo.
Please let me know if there are suggestions or any questions and i will be here to answer.
David Mugo
-- ------------- http://blog.majibu.com
-----Inline Attachment Follows-----
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke <http://mc/compose?to=Skunkworks@lists.my.co.ke> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet
http://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
------------------------------
_______________________________________________ Skunkworks mailing listSkunkworks@lists.my.co.kehttp://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheethttp://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Ruleshttp://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet
http://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- ------------- http://blog.majibu.com
Isn't money-transfer just another type of transaction? On Fri, Jan 15, 2010 at 2:52 AM, David Mugo <raidarmax@gmail.com> wrote:
Not really, we shall only do transaction tracking.
David.
On Fri, Jan 15, 2010 at 10:50 AM, Lawrence kago <lawrencekago@gmail.com>wrote:
Congrats fro the good work,
Does the system involve money transfer as well?
wesley kirinya wrote:
Many Congratulations!
I would be interested in attending the launch. Can you categorize the description of the system from a Customer's Perspective and from a Merchant's Perspective?
A couple of questions: 1. Is the $200 for Merchants or Customers or both? 2. You've said that a Customer can use AirTime, Zap, M-Pesa to purchase. I assume the transaction limits apply. I also assume the usual transaction charges would apply (especially Zap and MPesa).
8~)
--- On *Thu, 1/14/10, David Mugo <raidarmax@gmail.com><raidarmax@gmail.com> * wrote:
From: David Mugo <raidarmax@gmail.com> <raidarmax@gmail.com> Subject: [Skunkworks] Online Payment System - Using Zap, M-Pesa and others online To: "Skunkworks forum" <skunkworks@lists.my.co.ke><skunkworks@lists.my.co.ke>, "skunkworks" <skunkworks@my.co.ke> <skunkworks@my.co.ke> Date: Thursday, January 14, 2010, 10:23 AM
Hi Guys,
I have mentioned here before that we are working on an online gateway for Mpesa and other mobile money transfer systems. Good news, we have finally finalized on the product and will be launching on the second week of February. We are on the process of testing and finalizing documentation for the system and while at it, I would like to highlight key features of the system and probably if you have any questions or suggestions we would love to factor them into it.
- We shall not handle your money, your money will go directly into your phone. - We shall not take commissions off each sale, we shall have a yearly fee of $200 - We shall have an easy to use API that is xml based so you can intergrate with any sort of web applications. Application developers can also use this. - We shall have a reseller base that will also serve as a support hub within Kenya, Uganda and Tanzania. - Your online account shall have reports of all mobile transactions including withdrawals, sent and received money, meaning you can monitor your business from anywhere. - You can choose to use airtime as a mode of payment and we shall buy it back from you at a set rate. - You can sell across East Africa and soon the whole of Africa. - You will be able to sign up online, pay for the service online and start using it without having to meet anyone. - The system will be very well documented for ease of use. - We shall have our main office in Nairobi, branch offices in Dar es salaam and Kampala. - You will be the first to know of the launch venue and time and expected guests who hopefully will include Ndemo.
Please let me know if there are suggestions or any questions and i will be here to answer.
David Mugo
-- ------------- http://blog.majibu.com
-----Inline Attachment Follows-----
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke<http://mc/compose?to=Skunkworks@lists.my.co.ke> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet
http://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
------------------------------
_______________________________________________ Skunkworks mailing listSkunkworks@lists.my.co.kehttp://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheethttp://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Ruleshttp://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet
http://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- ------------- http://blog.majibu.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet
http://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
The thing is we are not really handling the transactions, someone sends you money, it comes to your phone. All we are doing is attaching that transaction to an order on your shopping cart and keeping track of what is paid for and what is not. We basically are not handling the money so if you are licensed to do money transfer and you want to use our system, well and good, we are there for you. David. On Fri, Jan 15, 2010 at 11:11 AM, saidimu apale <saidimu@gmail.com> wrote:
Isn't money-transfer just another type of transaction?
On Fri, Jan 15, 2010 at 2:52 AM, David Mugo <raidarmax@gmail.com> wrote:
Not really, we shall only do transaction tracking.
David.
On Fri, Jan 15, 2010 at 10:50 AM, Lawrence kago <lawrencekago@gmail.com>wrote:
Congrats fro the good work,
Does the system involve money transfer as well?
wesley kirinya wrote:
Many Congratulations!
I would be interested in attending the launch. Can you categorize the description of the system from a Customer's Perspective and from a Merchant's Perspective?
A couple of questions: 1. Is the $200 for Merchants or Customers or both? 2. You've said that a Customer can use AirTime, Zap, M-Pesa to purchase. I assume the transaction limits apply. I also assume the usual transaction charges would apply (especially Zap and MPesa).
8~)
--- On *Thu, 1/14/10, David Mugo <raidarmax@gmail.com><raidarmax@gmail.com> * wrote:
From: David Mugo <raidarmax@gmail.com> <raidarmax@gmail.com> Subject: [Skunkworks] Online Payment System - Using Zap, M-Pesa and others online To: "Skunkworks forum" <skunkworks@lists.my.co.ke><skunkworks@lists.my.co.ke>, "skunkworks" <skunkworks@my.co.ke> <skunkworks@my.co.ke> Date: Thursday, January 14, 2010, 10:23 AM
Hi Guys,
I have mentioned here before that we are working on an online gateway for Mpesa and other mobile money transfer systems. Good news, we have finally finalized on the product and will be launching on the second week of February. We are on the process of testing and finalizing documentation for the system and while at it, I would like to highlight key features of the system and probably if you have any questions or suggestions we would love to factor them into it.
- We shall not handle your money, your money will go directly into your phone. - We shall not take commissions off each sale, we shall have a yearly fee of $200 - We shall have an easy to use API that is xml based so you can intergrate with any sort of web applications. Application developers can also use this. - We shall have a reseller base that will also serve as a support hub within Kenya, Uganda and Tanzania. - Your online account shall have reports of all mobile transactions including withdrawals, sent and received money, meaning you can monitor your business from anywhere. - You can choose to use airtime as a mode of payment and we shall buy it back from you at a set rate. - You can sell across East Africa and soon the whole of Africa. - You will be able to sign up online, pay for the service online and start using it without having to meet anyone. - The system will be very well documented for ease of use. - We shall have our main office in Nairobi, branch offices in Dar es salaam and Kampala. - You will be the first to know of the launch venue and time and expected guests who hopefully will include Ndemo.
Please let me know if there are suggestions or any questions and i will be here to answer.
David Mugo
-- ------------- http://blog.majibu.com
-----Inline Attachment Follows-----
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke<http://mc/compose?to=Skunkworks@lists.my.co.ke> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet
http://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
------------------------------
_______________________________________________ Skunkworks mailing listSkunkworks@lists.my.co.kehttp://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheethttp://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Ruleshttp://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet
http://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- ------------- http://blog.majibu.com
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet
http://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet
http://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- ------------- http://blog.majibu.com
Ok, I get it now. On Fri, Jan 15, 2010 at 3:14 AM, David Mugo <raidarmax@gmail.com> wrote:
The thing is we are not really handling the transactions, someone sends you money, it comes to your phone. All we are doing is attaching that transaction to an order on your shopping cart and keeping track of what is paid for and what is not. We basically are not handling the money so if you are licensed to do money transfer and you want to use our system, well and good, we are there for you.
David.
On Fri, Jan 15, 2010 at 11:11 AM, saidimu apale <saidimu@gmail.com> wrote:
Isn't money-transfer just another type of transaction?
On Fri, Jan 15, 2010 at 2:52 AM, David Mugo <raidarmax@gmail.com> wrote:
Not really, we shall only do transaction tracking.
David.
On Fri, Jan 15, 2010 at 10:50 AM, Lawrence kago <lawrencekago@gmail.com
wrote:
Congrats fro the good work,
Does the system involve money transfer as well?
wesley kirinya wrote:
Many Congratulations!
I would be interested in attending the launch. Can you categorize the description of the system from a Customer's Perspective and from a Merchant's Perspective?
A couple of questions: 1. Is the $200 for Merchants or Customers or both? 2. You've said that a Customer can use AirTime, Zap, M-Pesa to purchase. I assume the transaction limits apply. I also assume the usual transaction charges would apply (especially Zap and MPesa).
8~)
--- On *Thu, 1/14/10, David Mugo <raidarmax@gmail.com><raidarmax@gmail.com> * wrote:
From: David Mugo <raidarmax@gmail.com> <raidarmax@gmail.com> Subject: [Skunkworks] Online Payment System - Using Zap, M-Pesa and others online To: "Skunkworks forum" <skunkworks@lists.my.co.ke><skunkworks@lists.my.co.ke>, "skunkworks" <skunkworks@my.co.ke> <skunkworks@my.co.ke> Date: Thursday, January 14, 2010, 10:23 AM
Hi Guys,
I have mentioned here before that we are working on an online gateway for Mpesa and other mobile money transfer systems. Good news, we have finally finalized on the product and will be launching on the second week of February. We are on the process of testing and finalizing documentation for the system and while at it, I would like to highlight key features of the system and probably if you have any questions or suggestions we would love to factor them into it.
- We shall not handle your money, your money will go directly into your phone. - We shall not take commissions off each sale, we shall have a yearly fee of $200 - We shall have an easy to use API that is xml based so you can intergrate with any sort of web applications. Application developers can also use this. - We shall have a reseller base that will also serve as a support hub within Kenya, Uganda and Tanzania. - Your online account shall have reports of all mobile transactions including withdrawals, sent and received money, meaning you can monitor your business from anywhere. - You can choose to use airtime as a mode of payment and we shall buy it back from you at a set rate. - You can sell across East Africa and soon the whole of Africa. - You will be able to sign up online, pay for the service online and start using it without having to meet anyone. - The system will be very well documented for ease of use. - We shall have our main office in Nairobi, branch offices in Dar es salaam and Kampala. - You will be the first to know of the launch venue and time and expected guests who hopefully will include Ndemo.
Please let me know if there are suggestions or any questions and i will be here to answer.
David Mugo
-- ------------- http://blog.majibu.com
-----Inline Attachment Follows-----
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke<http://mc/compose?to=Skunkworks@lists.my.co.ke> http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet
http://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
------------------------------
_______________________________________________ Skunkworks mailing listSkunkworks@lists.my.co.kehttp://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheethttp://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Ruleshttp://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet
http://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
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Just seen this: http://bit.ly/5bAl03 David Mugo, any word on the Jambo Pay?
Sincerely, I am really happy on the developments we are seeing in Kenya at this period. This tells me one thing, we are on the right track and this is the right time. I have gone through Jambopay and its a good business model but does not at all compete with our upcoming system. Ours is basically for mobile money and buyers need not to sign to our site to pay. Jambopay is an online money concept. I feel great to be here at this time...working on documentation for my system at 1:56am... soon...this is such a joy man. Anyway, we need to build each other and healthy competition is good. My aim is to develop a product that will be a household brand within 6 months. I do not have a lot of money for PR but i have strategy and I will use affiliate and referrals. David. On Thu, Jan 21, 2010 at 1:46 AM, Tony Likhanga <tlikhanga@gmail.com> wrote:
Just seen this: http://bit.ly/5bAl03 David Mugo, any word on the Jambo Pay?
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Congrats! Let the PS know early and I suspect he will definitely officiate. If you wan't I can link you up with his office for more "official communication." Let me know off list. thanks. a. On Thu, Jan 14, 2010 at 11:23 AM, David Mugo <raidarmax@gmail.com> wrote:
Hi Guys,
I have mentioned here before that we are working on an online gateway for Mpesa and other mobile money transfer systems. Good news, we have finally finalized on the product and will be launching on the second week of February. We are on the process of testing and finalizing documentation for the system and while at it, I would like to highlight key features of the system and probably if you have any questions or suggestions we would love to factor them into it.
- We shall not handle your money, your money will go directly into your phone. - We shall not take commissions off each sale, we shall have a yearly fee of $200 - We shall have an easy to use API that is xml based so you can intergrate with any sort of web applications. Application developers can also use this. - We shall have a reseller base that will also serve as a support hub within Kenya, Uganda and Tanzania. - Your online account shall have reports of all mobile transactions including withdrawals, sent and received money, meaning you can monitor your business from anywhere. - You can choose to use airtime as a mode of payment and we shall buy it back from you at a set rate. - You can sell across East Africa and soon the whole of Africa. - You will be able to sign up online, pay for the service online and start using it without having to meet anyone. - The system will be very well documented for ease of use. - We shall have our main office in Nairobi, branch offices in Dar es salaam and Kampala. - You will be the first to know of the launch venue and time and expected guests who hopefully will include Ndemo.
Please let me know if there are suggestions or any questions and i will be here to answer.
David Mugo
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Hi Mugo, Great work. few points. Is it possible to strike a deal with local banks to issues some form of merchant accounts that allow traders to receive online payments, Im thinking of a system that works as follows:- *Authentication* 1.Client decides to purchase online and inputs Mpesa/Zap information. 2. Processing service routes mpesa information to relevant telecom company ie Safcom,Zain, Yu for authentication. 3.Processing service sends response to merchant site which then accepts or rejects purchase. *Payment* 1. Merchant company requests settlement from processing service. 2. Processing service invoices appropriate telecom company 3. Telecom company transfers money to merchant company's bank and processing company gets it's agreed processing fee. *Advantages* - By making transfers to merchant companies bank account, the company does not face limits it would face if money was being transfered to a phone. - This system would allow clients to make purchases online using mobile money details they already have, making the system open to all 8million mobile money users in the country. - By making transaction fees as a % of sales, it allows you as the processing service to get commission commiserate with volume of transactions handled
That is a good suggestion but the licensing involved is crazy. It also requires very high investments in capital and yes we are headed that direction but we need to grow from somewhere. Currently kcb is fully integrated with mpesa and am sure others are coming there soon. It will give us an advantage on the system. Yes, point taken only it will apply in the near future. On 1/14/10, John Maina <mwasjunior@gmail.com> wrote:
Hi Mugo, Great work. few points.
Is it possible to strike a deal with local banks to issues some form of merchant accounts that allow traders to receive online payments, Im thinking of a system that works as follows:-
*Authentication* 1.Client decides to purchase online and inputs Mpesa/Zap information. 2. Processing service routes mpesa information to relevant telecom company ie Safcom,Zain, Yu for authentication. 3.Processing service sends response to merchant site which then accepts or rejects purchase.
*Payment* 1. Merchant company requests settlement from processing service. 2. Processing service invoices appropriate telecom company 3. Telecom company transfers money to merchant company's bank and processing company gets it's agreed processing fee.
*Advantages*
- By making transfers to merchant companies bank account, the company does not face limits it would face if money was being transfered to a phone. - This system would allow clients to make purchases online using mobile money details they already have, making the system open to all 8million mobile money users in the country. - By making transaction fees as a % of sales, it allows you as the processing service to get commission commiserate with volume of transactions handled
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Funding can be worked out... If you guys think you can pull it out trust me funds will not be an issue.
fantastic work why do i feel so upbeat about this year! A few ideas for work closely with accountants in designing a product /app stratmore uni would be a good window to link u to the real world this is what i mean how do u transform si uniletee pesa daily and si unim-pesa into si uniemail kwa m-pesa which will be your core business i.e the thousands of transactions that are done by sme's at the risk of having no paper trail your deal clincher is(from my roundabout explaination) that the business owner will have a complete record of his transactions with a fab data trail if he uses email mpesa na bado On 1/14/10, David Mugo <raidarmax@gmail.com> wrote:
Hi Guys,
I have mentioned here before that we are working on an online gateway for Mpesa and other mobile money transfer systems. Good news, we have finally finalized on the product and will be launching on the second week of February. We are on the process of testing and finalizing documentation for the system and while at it, I would like to highlight key features of the system and probably if you have any questions or suggestions we would love to factor them into it.
- We shall not handle your money, your money will go directly into your phone. - We shall not take commissions off each sale, we shall have a yearly fee of $200 - We shall have an easy to use API that is xml based so you can intergrate with any sort of web applications. Application developers can also use this. - We shall have a reseller base that will also serve as a support hub within Kenya, Uganda and Tanzania. - Your online account shall have reports of all mobile transactions including withdrawals, sent and received money, meaning you can monitor your business from anywhere. - You can choose to use airtime as a mode of payment and we shall buy it back from you at a set rate. - You can sell across East Africa and soon the whole of Africa. - You will be able to sign up online, pay for the service online and start using it without having to meet anyone. - The system will be very well documented for ease of use. - We shall have our main office in Nairobi, branch offices in Dar es salaam and Kampala. - You will be the first to know of the launch venue and time and expected guests who hopefully will include Ndemo.
Please let me know if there are suggestions or any questions and i will be here to answer.
David Mugo
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Quiet Impressive. 2010/1/14 David Mugo <raidarmax@gmail.com>
Hi Guys,
I have mentioned here before that we are working on an online gateway for Mpesa and other mobile money transfer systems. Good news, we have finally finalized on the product and will be launching on the second week of February. We are on the process of testing and finalizing documentation for the system and while at it, I would like to highlight key features of the system and probably if you have any questions or suggestions we would love to factor them into it.
- We shall not handle your money, your money will go directly into your phone. - We shall not take commissions off each sale, we shall have a yearly fee of $200 - We shall have an easy to use API that is xml based so you can intergrate with any sort of web applications. Application developers can also use this. - We shall have a reseller base that will also serve as a support hub within Kenya, Uganda and Tanzania. - Your online account shall have reports of all mobile transactions including withdrawals, sent and received money, meaning you can monitor your business from anywhere. - You can choose to use airtime as a mode of payment and we shall buy it back from you at a set rate. - You can sell across East Africa and soon the whole of Africa. - You will be able to sign up online, pay for the service online and start using it without having to meet anyone. - The system will be very well documented for ease of use. - We shall have our main office in Nairobi, branch offices in Dar es salaam and Kampala. - You will be the first to know of the launch venue and time and expected guests who hopefully will include Ndemo.
Please let me know if there are suggestions or any questions and i will be here to answer.
David Mugo
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Please put me in loop wen launching this app, sounds good . Richard On Thursday, January 21, 2010, Joe Maina <maina307@gmail.com> wrote:
Quiet Impressive.
2010/1/14 David Mugo <raidarmax@gmail.com>
Hi Guys,
I have mentioned here before that we are working on an online gateway for Mpesa and other mobile money transfer systems. Good news, we have finally finalized on the product and will be launching on the second week of February. We are on the process of testing and finalizing documentation for the system and while at it, I would like to highlight key features of the system and probably if you have any questions or suggestions we would love to factor them into it.
We shall not handle your money, your money will go directly into your phone. We shall not take commissions off each sale, we shall have a yearly fee of $200 We shall have an easy to use API that is xml based so you can intergrate with any sort of web applications. Application developers can also use this.
We shall have a reseller base that will also serve as a support hub within Kenya, Uganda and Tanzania.Your online account shall have reports of all mobile transactions including withdrawals, sent and received money, meaning you can monitor your business from anywhere. You can choose to use airtime as a mode of payment and we shall buy it back from you at a set rate.You can sell across East Africa and soon the whole of Africa.You will be able to sign up online, pay for the service online and start using it without having to meet anyone.
The system will be very well documented for ease of use.We shall have our main office in Nairobi, branch offices in Dar es salaam and Kampala.You will be the first to know of the launch venue and time and expected guests who hopefully will include Ndemo.
Please let me know if there are suggestions or any questions and i will be here to answer.
David Mugo
-- -------------
-- Ngamita Richard Check out our Google Africa blog: http://google-africa.blogspot.com/ Have you tried Google Trader? http://www.google.co.ug/africa/trader/home?gl=UG
Though I'm not a software developer, I've liked the whole concept of mobile applications to act as banks, especially this (as quoted from BD): *'Failure of the country to have an online payment system is curious especially because of the reasonably-bigger pool of software developers in Kenya and infrastructural support in the fibre optic cable . The delay could also be attributed to failure by banks to fully embrace the online payment system because for such a solution to work, banks must partner to clear payments.' * 2010/1/21 Richard <dechefr@gmail.com>
Please put me in loop wen launching this app, sounds good .
Richard
On Thursday, January 21, 2010, Joe Maina <maina307@gmail.com> wrote:
Quiet Impressive.
2010/1/14 David Mugo <raidarmax@gmail.com>
Hi Guys,
I have mentioned here before that we are working on an online gateway for Mpesa and other mobile money transfer systems. Good news, we have finally finalized on the product and will be launching on the second week of February. We are on the process of testing and finalizing documentation for the system and while at it, I would like to highlight key features of the system and probably if you have any questions or suggestions we would love to factor them into it.
We shall not handle your money, your money will go directly into your phone. We shall not take commissions off each sale, we shall have a yearly fee of $200 We shall have an easy to use API that is xml based so you can intergrate with any sort of web applications. Application developers can also use this.
We shall have a reseller base that will also serve as a support hub within Kenya, Uganda and Tanzania.Your online account shall have reports of all mobile transactions including withdrawals, sent and received money, meaning you can monitor your business from anywhere. You can choose to use airtime as a mode of payment and we shall buy it back from you at a set rate.You can sell across East Africa and soon the whole of Africa.You will be able to sign up online, pay for the service online and start using it without having to meet anyone.
The system will be very well documented for ease of use.We shall have our main office in Nairobi, branch offices in Dar es salaam and Kampala.You will be the first to know of the launch venue and time and expected guests who hopefully will include Ndemo.
Please let me know if there are suggestions or any questions and i will be here to answer.
David Mugo
-- -------------
-- Ngamita Richard
Check out our Google Africa blog: http://google-africa.blogspot.com/
Have you tried Google Trader? http://www.google.co.ug/africa/trader/home?gl=UG _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet
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-- Solomon Mbũrũ Kamau P.O. Box 19343 - 00202 Nairobi Cell: (+254-0) 735 431041 Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill! AND It is better to die in dignity than in the ignomity of ambiguous generosity! http://dawn-in-kenya.blogspot.com http://smiley2.wordpress.com http://mburu.sikika.co.ke Sent from Nairobi, Kenya
participants (11)
-
David Mugo -
Gakuru Alex -
Joe Maina -
John Maina -
Lawrence kago -
matere lusitche -
Richard -
saidimu apale -
Solomon Mburu Kamau -
Tony Likhanga -
wesley kirinya