How to automate payments by M-Pesa, Zap, or yuCash?

Hi people, I'm just wondering if it's possible to automate payments by M-Pesa, Zap, or yuCash. I mean, like writing an application (SIM based) that *sends* money to a different phone, by communicating with the servers at the respective telcos. Do they use standards-compliant, or reverse-engineerable protocols? Or maybe by "automating" the M-Pesa (or Zap, or yuCash) SIM application. Note that I know almost nothing about STK (SIM Application Toolkit) or USSD (Unstructured Supplementary Service Data). Joseph Wayodi.

Yo! Talk to me man. I can sort that out for u. It will cost u though :-) On 26 August 2010 17:08, Joseph Wayodi <jwayodi@gmail.com> wrote:
Hi people,
I'm just wondering if it's possible to automate payments by M-Pesa, Zap, or yuCash.
I mean, like writing an application (SIM based) that *sends* money to a different phone, by communicating with the servers at the respective telcos. Do they use standards-compliant, or reverse-engineerable protocols?
Or maybe by "automating" the M-Pesa (or Zap, or yuCash) SIM application.
Note that I know almost nothing about STK (SIM Application Toolkit) or USSD (Unstructured Supplementary Service Data).
Joseph Wayodi.
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On Sat, Aug 28, 2010 at 8:44 PM, Geoffrey Mimano <soyfactor@gmail.com>wrote:
Yo! Talk to me man. I can sort that out for u. It will cost u though :-)
Sorry, I don't need the kind of help you seem to be offering :) Joseph Wayodi.

Joseph, now you know it's possible.. at least thank Geoffrey for letting you know!! On 28 August 2010 21:15, Joseph Wayodi <jwayodi@gmail.com> wrote:
On Sat, Aug 28, 2010 at 8:44 PM, Geoffrey Mimano <soyfactor@gmail.com>wrote:
Yo! Talk to me man. I can sort that out for u. It will cost u though :-)
Sorry, I don't need the kind of help you seem to be offering :)
Joseph Wayodi.
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You are welcome Joseph :-) On 28 August 2010 21:27, Joseph Wayodi <jwayodi@gmail.com> wrote:
On Sat, Aug 28, 2010 at 9:20 PM, Andrew Wachira <washirah@gmail.com>wrote:
Joseph, now you know it's possible.. at least thank Geoffrey for letting you know!!
Thank you, Geoffrey :)
Joseph Wayodi.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet
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-- Mimano G. Muthondu, Software Developer skype : gmimano Mobile : +254 723 615 206

On 26/08/2010 4:08 p, Joseph Wayodi wrote:
Hi people,
I'm just wondering if it's possible to automate payments by M-Pesa, Zap, or yuCash.
I mean, like writing an application (SIM based) that *sends* money to a different phone, by communicating with the servers at the respective telcos. Do they use standards-compliant, or reverse-engineerable protocols?
Or maybe by "automating" the M-Pesa (or Zap, or yuCash) SIM application.
Note that I know almost nothing about STK (SIM Application Toolkit) or USSD (Unstructured Supplementary Service Data).
Joseph Wayodi.
Aparently there are some modems out there that can access the SIM card menu and perform actions; I found some; just didn't research further Research ended here http://www.gsmmodemsms.com/SIM-ToolKit-API.html -- Jangita | +256 76 91 8383 | Y! & MSN: jangita@yahoo.com Skype: jangita | GTalk: jangita.nyagudi@gmail.com

On Mon, Aug 30, 2010 at 11:12 AM, Jangita <jangita@jangita.com> wrote:
Aparently there are some modems out there that can access the SIM card menu and perform actions; I found some; just didn't research further
Research ended here http://www.gsmmodemsms.com/SIM-ToolKit-API.html
Hi Jangita, Thanks for the link. I will check it out, and give feedback. Joseph Wayodi.

On Mon, Aug 30, 2010 at 1:17 PM, Joseph Wayodi <jwayodi@gmail.com> wrote:
On Mon, Aug 30, 2010 at 11:12 AM, Jangita <jangita@jangita.com> wrote:
Aparently there are some modems out there that can access the SIM card menu and perform actions; I found some; just didn't research further
Research ended here http://www.gsmmodemsms.com/SIM-ToolKit-API.html
Hi Jangita,
Thanks for the link. I will check it out, and give feedback.
The API at that link (which they give you when you buy a modem from them) is a Visual Basic .NET wrapper around the low-level STK (SIM Application Toolkit) commands. Looking through the 3GPP TS 11.14 technical specification: < www.turkcell.com.tr/c/oth/terminalpdf/11.14.pdf>, it appears that you can automate SIM applications (menus) from STK. And you can issue STK commands using your modem's AT commands (as long as the modem supports STK, I think). Look at < http://www.gsmmodemsms.com/Wavecom-GSM-Modem-AT-Commands.pdf> and < http://www.gsmmodemsms.com/Siemens-GSM-Modem-AT-Commands.pdf>. Now, working with USSD menus seems more complicated. Any tips, anyone? Joseph Wayodi.

@Geofrey I also want to know how to implement an Mpesa /YU cash /Zap like paypal on an online store Regards On Tue, Aug 31, 2010 at 12:56 AM, Joseph Wayodi <jwayodi@gmail.com> wrote:
On Mon, Aug 30, 2010 at 1:17 PM, Joseph Wayodi <jwayodi@gmail.com> wrote:
On Mon, Aug 30, 2010 at 11:12 AM, Jangita <jangita@jangita.com> wrote:
Aparently there are some modems out there that can access the SIM card menu and perform actions; I found some; just didn't research further
Research ended here http://www.gsmmodemsms.com/SIM-ToolKit-API.html
Hi Jangita,
Thanks for the link. I will check it out, and give feedback.
The API at that link (which they give you when you buy a modem from them) is a Visual Basic .NET wrapper around the low-level STK (SIM Application Toolkit) commands.
Looking through the 3GPP TS 11.14 technical specification: < www.turkcell.com.tr/c/oth/terminalpdf/11.14.pdf>, it appears that you can automate SIM applications (menus) from STK.
And you can issue STK commands using your modem's AT commands (as long as the modem supports STK, I think). Look at < http://www.gsmmodemsms.com/Wavecom-GSM-Modem-AT-Commands.pdf> and < http://www.gsmmodemsms.com/Siemens-GSM-Modem-AT-Commands.pdf>.
Now, working with USSD menus seems more complicated. Any tips, anyone?
Joseph Wayodi.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Server donations spreadsheet
http://spreadsheets.google.com/ccc?key=0AopdHkqSqKL-dHlQVTMxU1VBdU1BSWJxdy1f... ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
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participants (5)
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Andrew Wachira
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Calvin Omari
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Geoffrey Mimano
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Jangita
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Joseph Wayodi