Credit Card payment solutions
Hi Skunks, Trust your weekend is cool, I am pondering on how to incorporate a credit card payment solutions to a website I am working on and to enable payment online, anybody who has done so (especially on php) please adivice on how to go about the following 1. Security levels e.g SSL (verisgn etc) 2. How the transaction is done between banks or and the website 3. Credit Card validation - how to verify whether the card is genuine 4. How to make the transaction semaless and secure Regards -- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us. Calvin Omari Systems Software Developer http://www.facebook.com/barongo
I am most familiar with PayPal, but I am sure other services work in a similar way to what am going to explain 1. SSL, you host should provide you with an option for this. usually you'd have to pay more. Some shared hosting services will give it to you as part of the package. Once its set up then all you'll need to do is use https:// on the permitted URL to get it working. 2. Since am familiar with PayPal... Simply go into your account and hit the Withdraw Tab. You should be able to transfer the amount you want to the Bank account you verified. Unfortunately I understand if you are in Kenya you cannot do this. 3. PayPal or other Merchant services should handle credit card validations for you. 4. To make the process seamless, the merchant service will provide you with an API and templates you can customize. Other merchants in addition to PayPal include World Pay, 2CheckOut, Money Bookers etc etc. You will have to go their websites and follow instructions. For PayPal here's the link https://www.x.com/community/home Steve ----- "Calvin Omari" <calvinebarongo@gmail.com> wrote:
Hi Skunks, Trust your weekend is cool, I am pondering on how to incorporate a credit card payment solutions to a website I am working on and to enable payment online, anybody who has done so (especially on php) please adivice on how to go about the following 1. Security levels e.g SSL (verisgn etc) 2. How the transaction is done between banks or and the website 3. Credit Card validation - how to verify whether the card is genuine 4. How to make the transaction semaless and secure Regards
-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us.
Calvin Omari Systems Software Developer http://www.facebook.com/barongo
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
Thanks so much Steve for your insight, I have considered paypal but it has its shortcomings, mostly I would like to have a way you select the card (either, VISA, AMerican Express, etc) then you put the credit card number, then the last digits (security code) then finaly the expiry date just like when you buy an app from apple store With Kind Regards On Sun, Jul 17, 2011 at 3:16 PM, Steve Obbayi <steve@sobbayi.com> wrote:
I am most familiar with PayPal, but I am sure other services work in a similar way to what am going to explain
1. SSL, you host should provide you with an option for this. usually you'd have to pay more. Some shared hosting services will give it to you as part of the package. Once its set up then all you'll need to do is use https:// on the permitted URL to get it working.
2. Since am familiar with PayPal... Simply go into your account and hit the Withdraw Tab. You should be able to transfer the amount you want to the Bank account you verified. Unfortunately I understand if you are in Kenya you cannot do this.
3. PayPal or other Merchant services should handle credit card validations for you.
4. To make the process seamless, the merchant service will provide you with an API and templates you can customize.
Other merchants in addition to PayPal include World Pay, 2CheckOut, Money Bookers etc etc.
You will have to go their websites and follow instructions. For PayPal here's the link
https://www.x.com/community/home
Steve
----- "Calvin Omari" <calvinebarongo@gmail.com> wrote:
Hi Skunks,
Trust your weekend is cool,
I am pondering on how to incorporate a credit card payment solutions to a website I am working on and to enable payment online, anybody who has done so (especially on php) please adivice on how to go about the following
1. Security levels e.g SSL (verisgn etc) 2. How the transaction is done between banks or and the website 3. Credit Card validation - how to verify whether the card is genuine 4. How to make the transaction semaless and secure
Regards
-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us.
Calvin Omari Systems Software Developer http://www.facebook.com/barongo
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94------------ Other services @ http://my.co.ke
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us. Calvin Omari Systems Software Developer http://www.facebook.com/barongo
You can do that with PayPal. In fact I have done it for a few clients before. PayPal has an API that allows you to use your own custom form residing on your website (not there's) once you hit submit it discreetly does the processing on PayPal servers. The user can enter their credit card details and never leaves your website. The PayPal Package you are interested in is called Website Payments Pro . https://www.x.com/community/ppx/wpp Steve ----- "Calvin Omari" <calvinebarongo@gmail.com> wrote:
Thanks so much Steve for your insight, I have considered paypal but it has its shortcomings, mostly I would like to have a way you select the card (either, VISA, AMerican Express, etc) then you put the credit card number, then the last digits (security code) then finaly the expiry date just like when you buy an app from apple store With Kind Regards
On Sun, Jul 17, 2011 at 3:16 PM, Steve Obbayi < steve@sobbayi.com > wrote:
I am most familiar with PayPal, but I am sure other services work in a similar way to what am going to explain
1. SSL, you host should provide you with an option for this. usually you'd have to pay more. Some shared hosting services will give it to you as part of the package. Once its set up then all you'll need to do is use https:// on the permitted URL to get it working.
2.. Since am familiar with PayPal... Simply go into your account and hit the Withdraw Tab. You should be able to transfer the amount you want to the Bank account you verified. Unfortunately I understand if you are in Kenya you cannot do this.
3. PayPal or other Merchant services should handle credit card validations for you.
4. To make the process seamless, the merchant service will provide you with an API and templates you can customize.
Other merchants in addition to PayPal include World Pay, 2CheckOut, Money Bookers etc etc.
You will have to go their websites and follow instructions. For PayPal here's the link
https://www.x.com/community/home
Steve
----- "Calvin Omari" < calvinebarongo@gmail.com > wrote:
Hi Skunks, Trust your weekend is cool, I am pondering on how to incorporate a credit card payment solutions to a website I am working on and to enable payment online, anybody who has done so (especially on php) please adivice on how to go about the following 1. Security levels e.g SSL (verisgn etc) 2. How the transaction is done between banks or and the website 3. Credit Card validation - how to verify whether the card is genuine 4. How to make the transaction semaless and secure Regards
-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure.. It is our light, not our darkness, that frightens us.
Calvin Omari Systems Software Developer http://www.facebook.com/barongo
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us.
Calvin Omari Systems Software Developer http://www.facebook.com/barongo
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
On Sun, Jul 17, 2011 at 2:50 PM, Calvin Omari <calvinebarongo@gmail.com>wrote:
Hi Skunks,
Trust your weekend is cool,
I am pondering on how to incorporate a credit card payment solutions to a website I am working on and to enable payment online, anybody who has done so (especially on php) please adivice on how to go about the following
Not sure about local solutions - I've heard I&M might provide the service. However, most payment gateway providers publish documentation on how to integrate: http://developer.authorize.net/ Or Paypal as Steve mentioned
1. Security levels e.g SSL (verisgn etc)
This is part of your application. Most API calls to payment gateway are done via secure connections
2. How the transaction is done between banks or and the website
the short version (probably the general case) You need - a merchant account with a bank - this is where your money goes - an account with a payment gateway - payments are processed through the gateway - client provides payment information depending on type of card (names on card, card number, CVV code, address) - You push the card info plus your transaction information to the payment gateway (Usually secure http POST) - You process the response from the payment gateway - success or failure (might include the reason for the failure) - sometimes funds are not captured immediately from the client's bank - you might have to provide a callback service to which the payment gateway sends the result of capture (or failure) - proceed with fulfillment of what was paid for 3. Credit Card validation - how to verify whether the card is genuine
Assuming by genuine you mean, that which belongs to the owner, it might come down to simply deciding how confident you are that the client is who they say they are (existing clients will be less bothersome) : check items like location, address information, value of transaction e.t.c
4. How to make the transaction semaless and secure
:: Seamless - you could store card and address info - so that check out simply involves confirmation - also allows you to execute scheduled charges (recurring services) :: protect sensitive information (card numbers, cvv e.t.c) This is a broad area - would suggest some research my two dururus
Regards
-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us.
Calvin Omari Systems Software Developer http://www.facebook.com/barongo
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
When i checkd earlier this year.. I&m bank uses iveri as a gateway, they have an api guide on their website www.iveri.com. On 18/07/2011, One Murithi <o0murithi@gmail.com> wrote:
On Sun, Jul 17, 2011 at 2:50 PM, Calvin Omari <calvinebarongo@gmail.com>wrote:
Hi Skunks,
Trust your weekend is cool,
I am pondering on how to incorporate a credit card payment solutions to a website I am working on and to enable payment online, anybody who has done so (especially on php) please adivice on how to go about the following
Not sure about local solutions - I've heard I&M might provide the service.
However, most payment gateway providers publish documentation on how to integrate: http://developer.authorize.net/ Or Paypal as Steve mentioned
1. Security levels e.g SSL (verisgn etc)
This is part of your application. Most API calls to payment gateway are done via secure connections
2. How the transaction is done between banks or and the website
the short version (probably the general case) You need - a merchant account with a bank - this is where your money goes - an account with a payment gateway - payments are processed through the gateway
- client provides payment information depending on type of card (names on card, card number, CVV code, address) - You push the card info plus your transaction information to the payment gateway (Usually secure http POST) - You process the response from the payment gateway - success or failure (might include the reason for the failure) - sometimes funds are not captured immediately from the client's bank - you might have to provide a callback service to which the payment gateway sends the result of capture (or failure) - proceed with fulfillment of what was paid for
3. Credit Card validation - how to verify whether the card is genuine
Assuming by genuine you mean, that which belongs to the owner, it might come down to simply deciding how confident you are that the client is who they say they are (existing clients will be less bothersome) : check items like location, address information, value of transaction e.t.c
4. How to make the transaction semaless and secure
:: Seamless - you could store card and address info - so that check out simply involves confirmation - also allows you to execute scheduled charges (recurring services) :: protect sensitive information (card numbers, cvv e.t.c)
This is a broad area - would suggest some research
my two dururus
Regards
-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us.
Calvin Omari Systems Software Developer http://www.facebook.com/barongo
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
@250k setup fee, I&M' / Iveri s platform is way out of reach for most devs.. On Mon, Jul 18, 2011 at 3:13 PM, benson orina <benonlists@gmail.com> wrote:
When i checkd earlier this year.. I&m bank uses iveri as a gateway, they have an api guide on their website www.iveri.com.
On 18/07/2011, One Murithi <o0murithi@gmail.com> wrote:
On Sun, Jul 17, 2011 at 2:50 PM, Calvin Omari <calvinebarongo@gmail.com>wrote:
Hi Skunks,
Trust your weekend is cool,
I am pondering on how to incorporate a credit card payment solutions to a website I am working on and to enable payment online, anybody who has done so (especially on php) please adivice on how to go about the following
Not sure about local solutions - I've heard I&M might provide the service.
However, most payment gateway providers publish documentation on how to integrate: http://developer.authorize.net/ Or Paypal as Steve mentioned
1. Security levels e.g SSL (verisgn etc)
This is part of your application. Most API calls to payment gateway are done via secure connections
2. How the transaction is done between banks or and the website
the short version (probably the general case) You need - a merchant account with a bank - this is where your money goes - an account with a payment gateway - payments are processed through the gateway
- client provides payment information depending on type of card (names on card, card number, CVV code, address) - You push the card info plus your transaction information to the payment gateway (Usually secure http POST) - You process the response from the payment gateway - success or failure (might include the reason for the failure) - sometimes funds are not captured immediately from the client's bank - you might have to provide a callback service to which the payment gateway sends the result of capture (or failure) - proceed with fulfillment of what was paid for
3. Credit Card validation - how to verify whether the card is genuine
Assuming by genuine you mean, that which belongs to the owner, it might come down to simply deciding how confident you are that the client is who they say they are (existing clients will be less bothersome) : check items like location, address information, value of transaction e.t.c
4. How to make the transaction semaless and secure
:: Seamless - you could store card and address info - so that check out simply involves confirmation - also allows you to execute scheduled charges (recurring services) :: protect sensitive information (card numbers, cvv e.t.c)
This is a broad area - would suggest some research
my two dururus
Regards
-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us.
Calvin Omari Systems Software Developer http://www.facebook.com/barongo
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
Check out http://www.3gdirectpay.com/ They have a branch in Kenya and could be within reach in terms of budget. Regards, M. Mugo On Mon, Jul 18, 2011 at 4:45 PM, Kiti Chigiri <kiti.chigiri@gmail.com>wrote:
@250k setup fee, I&M' / Iveri s platform is way out of reach for most devs..
On Mon, Jul 18, 2011 at 3:13 PM, benson orina <benonlists@gmail.com>wrote:
When i checkd earlier this year.. I&m bank uses iveri as a gateway, they have an api guide on their website www.iveri.com.
On 18/07/2011, One Murithi <o0murithi@gmail.com> wrote:
On Sun, Jul 17, 2011 at 2:50 PM, Calvin Omari <calvinebarongo@gmail.com>wrote:
Hi Skunks,
Trust your weekend is cool,
I am pondering on how to incorporate a credit card payment solutions to a website I am working on and to enable payment online, anybody who has done so (especially on php) please adivice on how to go about the following
Not sure about local solutions - I've heard I&M might provide the service.
However, most payment gateway providers publish documentation on how to integrate: http://developer.authorize.net/ Or Paypal as Steve mentioned
1. Security levels e.g SSL (verisgn etc)
This is part of your application. Most API calls to payment gateway are done via secure connections
2. How the transaction is done between banks or and the website
the short version (probably the general case) You need - a merchant account with a bank - this is where your money goes - an account with a payment gateway - payments are processed through the gateway
- client provides payment information depending on type of card (names on card, card number, CVV code, address) - You push the card info plus your transaction information to the payment gateway (Usually secure http POST) - You process the response from the payment gateway - success or failure (might include the reason for the failure) - sometimes funds are not captured immediately from the client's bank - you might have to provide a callback service to which the payment gateway sends the result of capture (or failure) - proceed with fulfillment of what was paid for
3. Credit Card validation - how to verify whether the card is genuine
Assuming by genuine you mean, that which belongs to the owner, it might come down to simply deciding how confident you are that the client is who they say they are (existing clients will be less bothersome) : check items like location, address information, value of transaction e.t.c
4. How to make the transaction semaless and secure
:: Seamless - you could store card and address info - so that check out simply involves confirmation - also allows you to execute scheduled charges (recurring services) :: protect sensitive information (card numbers, cvv e.t.c)
This is a broad area - would suggest some research
my two dururus
Regards
-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us.
Calvin Omari Systems Software Developer http://www.facebook.com/barongo
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
Hi Skunks, I have settled for paypal and pesa pal I think will serve me well, I so much appreciate you advise and suggestion Regards On Tue, Jul 19, 2011 at 9:26 AM, m mugo <mugo2of3@gmail.com> wrote:
Check out
They have a branch in Kenya and could be within reach in terms of budget.
Regards, M. Mugo
On Mon, Jul 18, 2011 at 4:45 PM, Kiti Chigiri <kiti.chigiri@gmail.com>wrote:
@250k setup fee, I&M' / Iveri s platform is way out of reach for most devs..
On Mon, Jul 18, 2011 at 3:13 PM, benson orina <benonlists@gmail.com>wrote:
When i checkd earlier this year.. I&m bank uses iveri as a gateway, they have an api guide on their website www.iveri.com.
On 18/07/2011, One Murithi <o0murithi@gmail.com> wrote:
On Sun, Jul 17, 2011 at 2:50 PM, Calvin Omari <calvinebarongo@gmail.com>wrote:
Hi Skunks,
Trust your weekend is cool,
I am pondering on how to incorporate a credit card payment solutions to a website I am working on and to enable payment online, anybody who has done so (especially on php) please adivice on how to go about the following
Not sure about local solutions - I've heard I&M might provide the service.
However, most payment gateway providers publish documentation on how to integrate: http://developer.authorize.net/ Or Paypal as Steve mentioned
1. Security levels e.g SSL (verisgn etc)
This is part of your application. Most API calls to payment gateway are done via secure connections
2. How the transaction is done between banks or and the website
the short version (probably the general case) You need - a merchant account with a bank - this is where your money goes - an account with a payment gateway - payments are processed through the gateway
- client provides payment information depending on type of card (names on card, card number, CVV code, address) - You push the card info plus your transaction information to the payment gateway (Usually secure http POST) - You process the response from the payment gateway - success or failure (might include the reason for the failure) - sometimes funds are not captured immediately from the client's bank - you might have to provide a callback service to which the payment gateway sends the result of capture (or failure) - proceed with fulfillment of what was paid for
3. Credit Card validation - how to verify whether the card is genuine
Assuming by genuine you mean, that which belongs to the owner, it might come down to simply deciding how confident you are that the client is who they say they are (existing clients will be less bothersome) : check items like location, address information, value of transaction e.t.c
4. How to make the transaction semaless and secure
:: Seamless - you could store card and address info - so that check out simply involves confirmation - also allows you to execute scheduled charges (recurring services) :: protect sensitive information (card numbers, cvv e.t.c)
This is a broad area - would suggest some research
my two dururus
Regards
-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us.
Calvin Omari Systems Software Developer http://www.facebook.com/barongo
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us. Calvin Omari Systems Software Developer http://www.facebook.com/barongo
have you looked at moneybookers + epay kenya? On Wed, Jul 20, 2011 at 6:28 AM, Calvin Omari <calvinebarongo@gmail.com>wrote:
Hi Skunks, I have settled for paypal and pesa pal I think will serve me well, I so much appreciate you advise and suggestion
Regards
On Tue, Jul 19, 2011 at 9:26 AM, m mugo <mugo2of3@gmail.com> wrote:
Check out
They have a branch in Kenya and could be within reach in terms of budget.
Regards, M. Mugo
On Mon, Jul 18, 2011 at 4:45 PM, Kiti Chigiri <kiti.chigiri@gmail.com>wrote:
@250k setup fee, I&M' / Iveri s platform is way out of reach for most devs..
On Mon, Jul 18, 2011 at 3:13 PM, benson orina <benonlists@gmail.com>wrote:
When i checkd earlier this year.. I&m bank uses iveri as a gateway, they have an api guide on their website www.iveri.com.
On 18/07/2011, One Murithi <o0murithi@gmail.com> wrote:
On Sun, Jul 17, 2011 at 2:50 PM, Calvin Omari <calvinebarongo@gmail.com>wrote:
Hi Skunks,
Trust your weekend is cool,
I am pondering on how to incorporate a credit card payment solutions to a website I am working on and to enable payment online, anybody who has done so (especially on php) please adivice on how to go about the following
Not sure about local solutions - I've heard I&M might provide the service.
However, most payment gateway providers publish documentation on how to integrate: http://developer.authorize.net/ Or Paypal as Steve mentioned
1. Security levels e.g SSL (verisgn etc)
This is part of your application. Most API calls to payment gateway are done via secure connections
2. How the transaction is done between banks or and the website
the short version (probably the general case) You need - a merchant account with a bank - this is where your money goes - an account with a payment gateway - payments are processed through the gateway
- client provides payment information depending on type of card (names on card, card number, CVV code, address) - You push the card info plus your transaction information to the payment gateway (Usually secure http POST) - You process the response from the payment gateway - success or failure (might include the reason for the failure) - sometimes funds are not captured immediately from the client's bank - you might have to provide a callback service to which the payment gateway sends the result of capture (or failure) - proceed with fulfillment of what was paid for
3. Credit Card validation - how to verify whether the card is genuine
Assuming by genuine you mean, that which belongs to the owner, it might come down to simply deciding how confident you are that the client is who they say they are (existing clients will be less bothersome) : check items like location, address information, value of transaction e.t.c
4. How to make the transaction semaless and secure
:: Seamless - you could store card and address info - so that check out simply involves confirmation - also allows you to execute scheduled charges (recurring services) :: protect sensitive information (card numbers, cvv e.t.c)
This is a broad area - would suggest some research
my two dururus
Regards
-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us.
Calvin Omari Systems Software Developer http://www.facebook.com/barongo
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us.
Calvin Omari Systems Software Developer http://www.facebook.com/barongo
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
Hi Calvin, Hope you are well. Wanted to kindly point me in the right direction; I find myself in a situation where I need to receive payments online. Which particular package did u get from PayPal? How has your experience with PesaPal been? Much thanks for your help. Regards, Peter. On Wed, Jul 20, 2011 at 6:28 AM, Calvin Omari <calvinebarongo@gmail.com>wrote:
Hi Skunks, I have settled for paypal and pesa pal I think will serve me well, I so much appreciate you advise and suggestion
Regards
On Tue, Jul 19, 2011 at 9:26 AM, m mugo <mugo2of3@gmail.com> wrote:
Check out
They have a branch in Kenya and could be within reach in terms of budget.
Regards, M. Mugo
On Mon, Jul 18, 2011 at 4:45 PM, Kiti Chigiri <kiti.chigiri@gmail.com>wrote:
@250k setup fee, I&M' / Iveri s platform is way out of reach for most devs..
On Mon, Jul 18, 2011 at 3:13 PM, benson orina <benonlists@gmail.com>wrote:
When i checkd earlier this year.. I&m bank uses iveri as a gateway, they have an api guide on their website www.iveri.com.
On 18/07/2011, One Murithi <o0murithi@gmail.com> wrote:
On Sun, Jul 17, 2011 at 2:50 PM, Calvin Omari <calvinebarongo@gmail.com>wrote:
Hi Skunks,
Trust your weekend is cool,
I am pondering on how to incorporate a credit card payment solutions to a website I am working on and to enable payment online, anybody who has done so (especially on php) please adivice on how to go about the following
Not sure about local solutions - I've heard I&M might provide the service.
However, most payment gateway providers publish documentation on how to integrate: http://developer.authorize.net/ Or Paypal as Steve mentioned
1. Security levels e.g SSL (verisgn etc)
This is part of your application. Most API calls to payment gateway are done via secure connections
2. How the transaction is done between banks or and the website
the short version (probably the general case) You need - a merchant account with a bank - this is where your money goes - an account with a payment gateway - payments are processed through the gateway
- client provides payment information depending on type of card (names on card, card number, CVV code, address) - You push the card info plus your transaction information to the payment gateway (Usually secure http POST) - You process the response from the payment gateway - success or failure (might include the reason for the failure) - sometimes funds are not captured immediately from the client's bank - you might have to provide a callback service to which the payment gateway sends the result of capture (or failure) - proceed with fulfillment of what was paid for
3. Credit Card validation - how to verify whether the card is genuine
Assuming by genuine you mean, that which belongs to the owner, it might come down to simply deciding how confident you are that the client is who they say they are (existing clients will be less bothersome) : check items like location, address information, value of transaction e.t.c
4. How to make the transaction semaless and secure
:: Seamless - you could store card and address info - so that check out simply involves confirmation - also allows you to execute scheduled charges (recurring services) :: protect sensitive information (card numbers, cvv e.t.c)
This is a broad area - would suggest some research
my two dururus
Regards
-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us.
Calvin Omari Systems Software Developer http://www.facebook.com/barongo
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-- Our greatest fear is not that we are inadequate, but that we are powerful beyond measure. It is our light, not our darkness, that frightens us.
Calvin Omari Systems Software Developer http://www.facebook.com/barongo
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks ------------ Skunkworks Rules http://my.co.ke/phpbb/viewtopic.php?f=24&t=94 ------------ Other services @ http://my.co.ke
participants (8)
-
benson orina -
Calvin Omari -
jamo njoroge -
Kiti Chigiri -
m mugo -
One Murithi -
Peter Karunyu -
Steve Obbayi