I found this. Too much for the asking :D I will go KopoKopo Way see How it will work --------------------------------------------------- REQUIREMENTS FOR M-PESA UTILITY ACCOUNT Organizations that wish to apply for the Customer to Business Service (Pay Bill) or Business to Customer Service (Bulk Payment) will be required to:   1. Complete and submit the following forms:   • Utility Application Form   • M-PESA Access Authorization Form   Forms can be collected at Safaricom House, M-PESA Department or request for soft copies on m-pesa@safaricom.co.ke     2. Attach the following documents (where applicable certified copies):   • Brief company/organization profile   • Certificate of Incorporation (i.e. a private company limited by shares or a company limited by guarantee, or registered trust incorporated under the Trustees (Perpetual Succession) Act, or a corporation created by statute, or a body corporate created by legal notice in the official gazette)   • Memorandum and articles of association (for companies) or the document creating the corporation or body corporate (in the case of corporations/bodies corporate) or the trust deed in the case of a Registered Trust or equivalent   • The most current annual returns (for companies incorporated more than 18 months ago). Companies less than 18 months need not provide returns   • PIN Certificate   • VAT Certificate (or exemption certificate where applicable)   • Board Resolution (companies) or resolution of the AGM of EGM for societies or equivalent   • Form CR12, current to 1 month (for companies) or an official search by the Societies Registrar confirming that the organization is legitimate. For statutory corporations, look for the act of Parliament that created the corporation. For bodies corporate created by legal notice, look for the legal notice that created the body corporate ------------------------------------------------------------------