Hey, DTB is my bank of best experience. I have other banks but DTB has given me the best experience. I hava a DTB savings account that only charges stamp duty over the counter. That's ...drumrolls please.. Only 2KES per transaction and I can make as many transactions as I want. Short comings of this account is that it offers little interest 3% and does not issue any card or cheque or any kind of extras. It a no frills come with your ID to the counter and withdraw or deposit account. DTB also has multiple branches all over Nai that open upto 8pm 6 days a week and upto 6pm on Sundays. Select branches stay open even on public holidays upto 6pm. They even have a 450 a month visa card issuing account that can handle those with more complicated tastes. They issue a range of DTB visa credit cards internationally accepted and at the lowest interest 3% and no annual fees, waived for now. Minimum balances are the lowest in the market where applicable and in most cases there is no minimum. Best of all very many ATMS and no queue ever in the banking halls. BTW: you can make arrangements on the phone if you know the banker and they know you so you may not need to go to the bank. Fair asset finance and good loan facilities Also try FINA bank, similar in all ways except visa card issuance to DTB Try it. Subject: Re: [Skunkworks] RECOMMEND A BANK ACCOUNT THAT IS NOT FULL OF CRAP. Message-ID: <AANLkTim_8qwqfGWeecf6b48hrAUs5Okp9dVv+0G3_Vvm@mail.gmail.com> Content-Type: text/plain; charset="iso-8859-1" I don't see DTB mentioned here...I guess not many use their services. I've had an account with them for about 2 years and I never get time-consuming queues (ok, max I ever saw is about 10 guys)...anyone care to share their experience with them?