Re: [Skunkworks] Let's build an Electronic Payment Solution!

Thanks Daniel. I've got a few reponses. One from a company building the solution, another from developers who were already planning on building it. Anyone else tick tock tick tock ... @~) --- On Tue, 9/15/09, Daniel Mugambi <danielmugambi@gmail.com> wrote: From: Daniel Mugambi <danielmugambi@gmail.com> Subject: Re: [Skunkworks] Let's build an Electronic Payment Solution! To: kiriinya2000@yahoo.com Date: Tuesday, September 15, 2009, 5:57 PM Hi Wesley, Count me in for development. Mugambi On Tue, Sep 15, 2009 at 12:45 PM, wesley kirinya <kiriinya2000@yahoo.com> wrote: A couple of weeks ago, and a few months before that I talked about a payment solution for developers, basically a system where developers can receive payments from clients. Rad! had started the topic I commented on a few weeks ago. I believe that it's a great time now for us developers to do something about it. There are lots of great guys making great apps, especially mobile apps, but the methods that exist for them to receive payments are cumbersome for the client or the revenue share would not make business sense for the developer unless they are selling in the 10s or 100s of thousands. As I commented on Rad!'s thread, the payment solution is in-deed the last mile for us developers. With such a solution one can confidently build an app and plan for it's sale. I'm therefore putting the request out to all parties/developers interested. Is anyone willing to contribute to develop such a system. I belive we have some of the best developers spread out in our lists. We have the Security Guru's, the UI Gurus, Database Gurus, Software Architects, Designers and Programmers among others. And I'm sure those people know other people internationaly who can provide expert help. If we archieve this we could have a great open platform for payments. I had in mind a simple platform. It works the same way one would buy Mobile credit from the retail chains. It will be electronic. One purchases the amount they need, they send a request to the servers, through the Application (website, PC or mobile App). The application on the server deducts the amounts as they are used by the subscriber. I believe this system can generate enough revenue to sustain itself. The retail chain can pocket their 10 %, the system (and whoever is maintaining it) pocket another 10% and 70%-80% goes to the developer. Apple's Appstore pockets 30% while developer pockets 70%, that is great. One developer might have a client base of 5,000 for their app, but with 20 developers that goes up to 100,000. A developer would have access to the API to embed the payment solution in a website, mobile app, or PC app. I'm starting this thread for discussion into this venture. If the discussions are successful, let's make this a reality! If not, then I'll repost and repost until this idea makes sense, coz I'm yet to see how it doesn't. O_O _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

Wes, Willing to give my services in UI and Design, When you get a team wes, please lets have a brainstorm meeting or set up a Labs site. It would also be nice to have some lawyers and finance gurus on board. Mugambi Kimathi On Sep 16, 2009, at 7:49 AM, wesley kirinya wrote:
Thanks Daniel. I've got a few reponses. One from a company building the solution, another from developers who were already planning on building it.
Anyone else tick tock tick tock ...
@~)
--- On Tue, 9/15/09, Daniel Mugambi <danielmugambi@gmail.com> wrote:
From: Daniel Mugambi <danielmugambi@gmail.com> Subject: Re: [Skunkworks] Let's build an Electronic Payment Solution! To: kiriinya2000@yahoo.com Date: Tuesday, September 15, 2009, 5:57 PM
Hi Wesley,
Count me in for development.
Mugambi
On Tue, Sep 15, 2009 at 12:45 PM, wesley kirinya <kiriinya2000@yahoo.com
wrote:
A couple of weeks ago, and a few months before that I talked about a payment solution for developers, basically a system where developers can receive payments from clients. Rad! had started the topic I commented on a few weeks ago.
I believe that it's a great time now for us developers to do something about it. There are lots of great guys making great apps, especially mobile apps, but the methods that exist for them to receive payments are cumbersome for the client or the revenue share would not make business sense for the developer unless they are selling in the 10s or 100s of thousands.
As I commented on Rad!'s thread, the payment solution is in-deed the last mile for us developers. With such a solution one can confidently build an app and plan for it's sale.
I'm therefore putting the request out to all parties/developers interested. Is anyone willing to contribute to develop such a system. I belive we have some of the best developers spread out in our lists. We have the Security Guru's, the UI Gurus, Database Gurus, Software Architects, Designers and Programmers among others. And I'm sure those people know other people internationaly who can provide expert help. If we archieve this we could have a great open platform for payments.
I had in mind a simple platform. It works the same way one would buy Mobile credit from the retail chains. It will be electronic. One purchases the amount they need, they send a request to the servers, through the Application (website, PC or mobile App). The application on the server deducts the amounts as they are used by the subscriber.
I believe this system can generate enough revenue to sustain itself. The retail chain can pocket their 10 %, the system (and whoever is maintaining it) pocket another 10% and 70%-80% goes to the developer. Apple's Appstore pockets 30% while developer pockets 70%, that is great. One developer might have a client base of 5,000 for their app, but with 20 developers that goes up to 100,000.
A developer would have access to the API to embed the payment solution in a website, mobile app, or PC app.
I'm starting this thread for discussion into this venture. If the discussions are successful, let's make this a reality! If not, then I'll repost and repost until this idea makes sense, coz I'm yet to see how it doesn't.
O_O
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Hey I have been thinking on this line too and i have afew comments on the same. 1. The application is not a competitor with the existing money transfer solutions but it can be a tool to enhance payments to the solution developers. My take, have an account with the telcos that clients can send the money to, then on receiving the money, the client recieves a key that they can use to download the application they have bought from the store. 2. On %s, Ovi takes 30% per download, apple store too(from what i gather here) so we cld just replicate the same solution here for the local market. 3. On restricting the app from being pirated, limit the type of downloading browser (This shldn't be anything hard for hardcore developers like we have on the list....) 4. Each key should only download one app. 5. The developer shld receive a log of all downloads to keep tabs with the income flow. I think we will have created an opportunity for the store admins, have our returns assured and yes fueled innovation by rewarding the innovative minds. My thoughts. Have an innovative day... -- Regards Mathu http://sojjar.blogspot.com

KDN MD had said they were working on something but I've not heard any more information about it. I don't understand why big telcos are dragging their feet about this. They have nothing to lose and everything to gain On Wed, Sep 16, 2009 at 9:00 AM, Paul Mathu <mails.mathu@gmail.com> wrote:
Hey
I have been thinking on this line too and i have afew comments on the same. 1. The application is not a competitor with the existing money transfer solutions but it can be a tool to enhance payments to the solution developers. My take, have an account with the telcos that clients can send the money to, then on receiving the money, the client recieves a key that they can use to download the application they have bought from the store.
2. On %s, Ovi takes 30% per download, apple store too(from what i gather here) so we cld just replicate the same solution here for the local market.
3. On restricting the app from being pirated, limit the type of downloading browser (This shldn't be anything hard for hardcore developers like we have on the list....)
4. Each key should only download one app.
5. The developer shld receive a log of all downloads to keep tabs with the income flow.
I think we will have created an opportunity for the store admins, have our returns assured and yes fueled innovation by rewarding the innovative minds.
My thoughts. Have an innovative day...

Mobile Pay have something in the offing , contact Morris Mwangi head of IT 0202211177 On Wed, Sep 16, 2009 at 10:34 AM, Rad! <conradakunga@gmail.com> wrote:
KDN MD had said they were working on something but I've not heard any more information about it.
I don't understand why big telcos are dragging their feet about this. They have nothing to lose and everything to gain
On Wed, Sep 16, 2009 at 9:00 AM, Paul Mathu <mails.mathu@gmail.com> wrote:
Hey
I have been thinking on this line too and i have afew comments on the
same.
1. The application is not a competitor with the existing money transfer solutions but it can be a tool to enhance payments to the solution developers. My take, have an account with the telcos that clients can send the money to, then on receiving the money, the client recieves a key that they can use to download the application they have bought from the store.
2. On %s, Ovi takes 30% per download, apple store too(from what i gather here) so we cld just replicate the same solution here for the local market.
3. On restricting the app from being pirated, limit the type of downloading browser (This shldn't be anything hard for hardcore developers like we have on the list....)
4. Each key should only download one app.
5. The developer shld receive a log of all downloads to keep tabs with the income flow.
I think we will have created an opportunity for the store admins, have our returns assured and yes fueled innovation by rewarding the innovative minds.
My thoughts. Have an innovative day...
Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Barrack O. Otieno Administrative Manager Afriregister Ltd (Ke) P.o.Box 21682 Nairobi 00100 Tel: +254721325277 +254733206359 Riara Road, Bamboo Lane www.afriregister.com ICANN accredited registrar.

Sorry Morris Mwanga Mobile Pay Solution i mispelled the name Regards On Wed, Sep 16, 2009 at 12:01 PM, Barrack Otieno <otieno.barrack@gmail.com>wrote:
Mobile Pay have something in the offing , contact Morris Mwangi head of IT 0202211177
On Wed, Sep 16, 2009 at 10:34 AM, Rad! <conradakunga@gmail.com> wrote:
KDN MD had said they were working on something but I've not heard any more information about it.
I don't understand why big telcos are dragging their feet about this. They have nothing to lose and everything to gain
On Wed, Sep 16, 2009 at 9:00 AM, Paul Mathu <mails.mathu@gmail.com> wrote:
Hey
I have been thinking on this line too and i have afew comments on the
same.
1. The application is not a competitor with the existing money transfer solutions but it can be a tool to enhance payments to the solution developers. My take, have an account with the telcos that clients can send the money to, then on receiving the money, the client recieves a key that they can use to download the application they have bought from the store.
2. On %s, Ovi takes 30% per download, apple store too(from what i gather here) so we cld just replicate the same solution here for the local market.
3. On restricting the app from being pirated, limit the type of downloading browser (This shldn't be anything hard for hardcore developers like we have on the list....)
4. Each key should only download one app.
5. The developer shld receive a log of all downloads to keep tabs with the income flow.
I think we will have created an opportunity for the store admins, have our returns assured and yes fueled innovation by rewarding the innovative minds.
My thoughts. Have an innovative day...
Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Barrack O. Otieno Administrative Manager Afriregister Ltd (Ke) P.o.Box 21682 Nairobi 00100 Tel: +254721325277 +254733206359 Riara Road, Bamboo Lane www.afriregister.com ICANN accredited registrar.
-- Barrack O. Otieno Administrative Manager Afriregister Ltd (Ke) P.o.Box 21682 Nairobi 00100 Tel: +254721325277 +254733206359 Riara Road, Bamboo Lane www.afriregister.com ICANN accredited registrar.

Im tryng to understand this thread: You're looking for a way to clear online payments using the mobile payment systems? mpesa,zap et all? did I nail the problem description? whats the scope? for one site or are you looking to set up merchant accounts? ie one solution that serves them all? would you (skunk works) be interested in collaborating on an open source project for this sort of thing? Big telcos,governement and regulators have nothing to lose or gain whether you do it now or later they'll eventualy benefit; the key question is who does it, when and how does that benefit the community - they are all known for sort of milking the cow before the calf has its fill..... - this sort of thing can at least start moving content generation in the right direction; imagine if we had a free API for anyone that wanted to develop an ecommerce enabled website with visa for international payments and mobile payments for local transactions (I really really don't want to see visa/mastercard/paypal) getting a foot hold of our local transactions, its already bad enough that we can't have a local photo album :-) and a quarter of our traffic goes to face book, yahoo and cnn that will be a sad sad day. G On Wed, Sep 16, 2009 at 12:01 PM, Barrack Otieno <otieno.barrack@gmail.com> wrote:
Mobile Pay have something in the offing , contact Morris Mwangi head of IT 0202211177
On Wed, Sep 16, 2009 at 10:34 AM, Rad! <conradakunga@gmail.com> wrote:
KDN MD had said they were working on something but I've not heard any more information about it.
I don't understand why big telcos are dragging their feet about this. They have nothing to lose and everything to gain
On Wed, Sep 16, 2009 at 9:00 AM, Paul Mathu <mails.mathu@gmail.com> wrote:
Hey
I have been thinking on this line too and i have afew comments on the same. 1. The application is not a competitor with the existing money transfer solutions but it can be a tool to enhance payments to the solution developers. My take, have an account with the telcos that clients can send the money to, then on receiving the money, the client recieves a key that they can use to download the application they have bought from the store.
2. On %s, Ovi takes 30% per download, apple store too(from what i gather here) so we cld just replicate the same solution here for the local market.
3. On restricting the app from being pirated, limit the type of downloading browser (This shldn't be anything hard for hardcore developers like we have on the list....)
4. Each key should only download one app.
5. The developer shld receive a log of all downloads to keep tabs with the income flow.
I think we will have created an opportunity for the store admins, have our returns assured and yes fueled innovation by rewarding the innovative minds.
My thoughts. Have an innovative day...
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Barrack O. Otieno Administrative Manager Afriregister Ltd (Ke) P.o.Box 21682 Nairobi 00100 Tel: +254721325277 +254733206359 Riara Road, Bamboo Lane www.afriregister.com ICANN accredited registrar.
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- **Gitau

I dont see how this is a payment system. . . .seems to me like a localised app store. . . . .my view is (Anyone can correct me if am wrong) wesley wants a system thats hosted by the providers portals such that anyone wanting to download gets it from the portal and the developer gets paid for the transaction right? this aint a payment system but a transaction platform. . . .and it seems its constricted to developers/content providers as opposed to intergrating M-pesa, zap and the likes to a unified scalable system that can be used with credit cards, bank atm cards and the like for the east african market. . . . . On Wed, Sep 16, 2009 at 12:34 AM, Rad! <conradakunga@gmail.com> wrote:
KDN MD had said they were working on something but I've not heard any more information about it.
I don't understand why big telcos are dragging their feet about this. They have nothing to lose and everything to gain
On Wed, Sep 16, 2009 at 9:00 AM, Paul Mathu <mails.mathu@gmail.com> wrote:
Hey
I have been thinking on this line too and i have afew comments on the same. 1. The application is not a competitor with the existing money transfer solutions but it can be a tool to enhance payments to the solution developers. My take, have an account with the telcos that clients can send the money to, then on receiving the money, the client recieves a key that they can use to download the application they have bought from the store.
2. On %s, Ovi takes 30% per download, apple store too(from what i gather here) so we cld just replicate the same solution here for the local market.
3. On restricting the app from being pirated, limit the type of downloading browser (This shldn't be anything hard for hardcore developers like we have on the list....)
4. Each key should only download one app.
5. The developer shld receive a log of all downloads to keep tabs with the income flow.
I think we will have created an opportunity for the store admins, have our returns assured and yes fueled innovation by rewarding the innovative minds.
My thoughts. Have an innovative day...
_______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general
-- Regards, Mark Mwangi http://mwangy.wordpress.com

Well looks to me too that what Wesley is thinking about is a localized app store. i just don't know if its restricted to mobile apps or can it serve other digital content irrespective of platform. anyway, if thats the case then i think this is a great idea and am up for squeezing in some of my time to get this done. Quoting Mark Mwangi <mwangy@gmail.com>:
I dont see how this is a payment system. . . .seems to me like a localised app store. . . . .my view is (Anyone can correct me if am wrong) wesley wants a system thats hosted by the providers portals such that anyone wanting to download gets it from the portal and the developer gets paid for the transaction right? this aint a payment system but a transaction platform. . . .and it seems its constricted to developers/content providers as opposed to intergrating M-pesa, zap and the likes to a unified scalable system that can be used with credit cards, bank atm cards and the like for the east african market. . . . .
On Wed, Sep 16, 2009 at 12:34 AM, Rad! <conradakunga@gmail.com> wrote:
KDN MD had said they were working on something but I've not heard any more information about it.
I don't understand why big telcos are dragging their feet about this. They have nothing to lose and everything to gain
On Wed, Sep 16, 2009 at 9:00 AM, Paul Mathu <mails.mathu@gmail.com> wrote:

in my opinion, we should now be moving to the first stage of development. so where do we implement this from? who heads the project? On 16/09/2009, steve@sobbayi.com <steve@sobbayi.com> wrote:
Well looks to me too that what Wesley is thinking about is a localized app store. i just don't know if its restricted to mobile apps or can it serve other digital content irrespective of platform. anyway, if thats the case then i think this is a great idea and am up for squeezing in some of my time to get this done.
Quoting Mark Mwangi <mwangy@gmail.com>:
I dont see how this is a payment system. . . .seems to me like a localised app store. . . . .my view is (Anyone can correct me if am wrong) wesley wants a system thats hosted by the providers portals such that anyone wanting to download gets it from the portal and the developer gets paid for the transaction right? this aint a payment system but a transaction platform. . . .and it seems its constricted to developers/content providers as opposed to intergrating M-pesa, zap and the likes to a unified scalable system that can be used with credit cards, bank atm cards and the like for the east african market. . . . .
On Wed, Sep 16, 2009 at 12:34 AM, Rad! <conradakunga@gmail.com> wrote:
KDN MD had said they were working on something but I've not heard any more information about it.
I don't understand why big telcos are dragging their feet about this. They have nothing to lose and everything to gain
On Wed, Sep 16, 2009 at 9:00 AM, Paul Mathu <mails.mathu@gmail.com> wrote:
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-- with Regards: Kazi kwa vijana and other idiots, all at my blog: http://gramware.blogspot.com

Hi Wesly, I need such an app, We could eliminate alot of things, because recently I had paypal a/c which was linked to my "Member" VISA card, while it my statement showed that Paypal had linked to my account, the damn software couldn't verify my "Member"account details here in Kenya.. Lets have a plan, schedule or anything to get this started, Phares can "organize" meetings so that guys can start it!

Probably slightly off this thread but: I need such an app, We could eliminate alot of things, because recently I had paypal a/c which was linked to my "Member" VISA card, while it my statement showed that Paypal had linked to my account, the damn software couldn't verify my "Member"account details here in Kenya.. Paypal couldn't verify? Any how.. my understanding of what Wesley has in mind A system that is (possibly in the form of an API) -> platform agnostic (mobile, web etc) i.e. can work with any -> operator agnostic - can work on/with any network providers systems. -> independent of any banking system - can do any A skunk store (I like the name :) ) where applications can be uploaded, vetted(?), and downloaded for free or for a fee. (Mostly mobile apps I assume). I propose Wesley as PM for this project.... -- Josiah Mugambi Mike Ditka <http://www.brainyquote.com/quotes/authors/m/mike_ditka.html> - "If God had wanted man to play soccer, he wouldn't have given us arms." On Wed, Sep 16, 2009 at 2:18 PM, Clement Ongera <cnongera@gmail.com> wrote:
Hi Wesly, I need such an app, We could eliminate alot of things, because recently I had paypal a/c which was linked to my "Member" VISA card, while it my statement showed that Paypal had linked to my account, the damn software couldn't verify my "Member"account details here in Kenya.. Lets have a plan, schedule or anything to get this started, Phares can "organize" meetings so that guys can start it! _______________________________________________ Skunkworks mailing list Skunkworks@lists.my.co.ke http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks Other services @ http://my.co.ke Other lists ------------- Announce: http://lists.my.co.ke/cgi-bin/mailman/listinfo/skunkworks-announce Science: http://lists.my.co.ke/cgi-bin/mailman/listinfo/science kazi: http://lists.my.co.ke/cgi-bin/mailman/admin/kazi/general

Wesley, been silent but I am with you on this.... regards On Wed, Sep 16, 2009 at 7:49 AM, wesley kirinya <kiriinya2000@yahoo.com>wrote:
Thanks Daniel. I've got a few reponses. One from a company building the solution, another from developers who were already planning on building it.
Anyone else tick tock tick tock ...
@~)
--- On *Tue, 9/15/09, Daniel Mugambi <danielmugambi@gmail.com>* wrote:
From: Daniel Mugambi <danielmugambi@gmail.com> Subject: Re: [Skunkworks] Let's build an Electronic Payment Solution! To: kiriinya2000@yahoo.com Date: Tuesday, September 15, 2009, 5:57 PM
Hi Wesley,
Count me in for development.
Mugambi
On Tue, Sep 15, 2009 at 12:45 PM, wesley kirinya <kiriinya2000@yahoo.com<http://us.mc1120.mail.yahoo.com/mc/compose?to=kiriinya2000@yahoo.com>
wrote:
A couple of weeks ago, and a few months before that I talked about a payment solution for developers, basically a system where developers can receive payments from clients. Rad! had started the topic I commented on a few weeks ago.
I believe that it's a great time now for us developers to do something about it. There are lots of great guys making great apps, especially mobile apps, but the methods that exist for them to receive payments are cumbersome for the client or the revenue share would not make business sense for the developer unless they are selling in the 10s or 100s of thousands.
As I commented on Rad!'s thread, the payment solution is in-deed the last mile for us developers. With such a solution one can confidently build an app and plan for it's sale.
I'm therefore putting the request out to all parties/developers interested. Is anyone willing to contribute to develop such a system. I belive we have some of the best developers spread out in our lists. We have the Security Guru's, the UI Gurus, Database Gurus, Software Architects, Designers and Programmers among others. And I'm sure those people know other people internationaly who can provide expert help. If we archieve this we could have a great open platform for payments.
I had in mind a simple platform. It works the same way one would buy Mobile credit from the retail chains. It will be electronic. One purchases the amount they need, they send a request to the servers, through the Application (website, PC or mobile App). The application on the server deducts the amounts as they are used by the subscriber.
I believe this system can generate enough revenue to sustain itself. The retail chain can pocket their 10 %, the system (and whoever is maintaining it) pocket another 10% and 70%-80% goes to the developer. Apple's Appstore pockets 30% while developer pockets 70%, that is great. One developer might have a client base of 5,000 for their app, but with 20 developers that goes up to 100,000.
A developer would have access to the API to embed the payment solution in a website, mobile app, or PC app.
I'm starting this thread for discussion into this venture. If the discussions are successful, let's make this a reality! If not, then I'll repost and repost until this idea makes sense, coz I'm yet to see how it doesn't.
O_O
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Hi Josiah, I must've misread but won't such an app be "like" paypal? As for verification....The banking information could not be verified. (Status :: Unverified) even after confirming my VISA information.

Clement: *As for verification....The banking information could not be verified. (Status :: Unverified) even after confirming my VISA information.* Even after putting that code that usually appears in your credit card statement after the 1$ substitution? I must've misread but won't such an app be "like" paypal? Potentially yes... but something that any kawaida person can use. - i.e. integrated seamlessly with ZAP, MPESA etc... -- Josiah Mugambi Pablo Picasso<http://www.brainyquote.com/quotes/authors/p/pablo_picasso.html> - "Computers are useless. They can only give you answers."

Hi Josiah, I wasn't far off there, Either way we should start ASAP.. Should've asked but I'll have to ask for the real statement instead of the mini-statement and see the code. Its approx $2 ($1.95). I guess they deducted(I'll check again and GBTU).
participants (12)
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Barrack Otieno
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Clement Ongera
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Dennis Kioko
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Gakuru Alex
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John Gitau
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Josiah Mugambi
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Mark Mwangi
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Mugambi Kimathi
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Paul Mathu
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Rad!
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steve@sobbayi.com
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wesley kirinya