With all the m-commerce / mobile money transfer services that are floating around, isnt it time that the operaters open up their API&#39;s to developers? <br><br>like Balmer said &quot;Developers, Developers ,Developers!&quot;<br>

<br>whats your take?<br><br><br><div class="gmail_quote">On Fri, Aug 28, 2009 at 11:20 AM, Rad! <span dir="ltr">&lt;<a href="mailto:conradakunga@gmail.com">conradakunga@gmail.com</a>&gt;</span> wrote:<br><blockquote class="gmail_quote" style="border-left: 1px solid rgb(204, 204, 204); margin: 0pt 0pt 0pt 0.8ex; padding-left: 1ex;">

>From what I gather MPesa was conceptualized and designed in the UK. Safaricom executed it. <br><br><a href="http://technology.cgap.org/2009/07/14/what-you-dont-know-about-m-pesa/" target="_blank">http://technology.cgap.org/2009/07/14/what-you-dont-know-about-m-pesa/</a><br>


<br>In any case, it does not matter who had the idea first. What matters is who executed it best. If you do a bit of research you&#39;ll be surprised just how many mobile payment solutions have been tried, including as far back as 2000<br>


<br><div class="gmail_quote"><div class="im">On Fri, Aug 28, 2009 at 11:12 AM, Solomon Mburu <span dir="ltr">&lt;<a href="mailto:solo.mburu@gmail.com" target="_blank">solo.mburu@gmail.com</a>&gt;</span> wrote:<br></div><blockquote class="gmail_quote" style="border-left: 1px solid rgb(204, 204, 204); margin: 0pt 0pt 0pt 0.8ex; padding-left: 1ex;">

<div><div></div><div class="h5">
<br><br><div class="gmail_quote">2009/8/28 ndungu stephen <span dir="ltr">&lt;<a href="mailto:ndungustephen@gmail.com" target="_blank">ndungustephen@gmail.com</a>&gt;</span><div><br><blockquote class="gmail_quote" style="border-left: 1px solid rgb(204, 204, 204); margin: 0pt 0pt 0pt 0.8ex; padding-left: 1ex;">



<span style="font-family: comic sans ms,sans-serif; color: rgb(0, 51, 51);">This is obviously an MPESA rip off - I have not seen a single mention of where the idea originated from, or where it was tested..</span></blockquote>



</div><div><br>In my understanding, Nokia would not acknowledge the idea came from MPESA, because the latter&#39;s origin is Africa (I stand to be corrected on this)<br><br>The Nokia platform is not just a money transfer, like M-Pesa, but an m-commerce (what Zain has through ZAP). I think that is where the distinction ought to be. <br>



</div><blockquote class="gmail_quote" style="border-left: 1px solid rgb(204, 204, 204); margin: 0pt 0pt 0pt 0.8ex; padding-left: 1ex;"></blockquote></div><br>-- <br>Solomon Mburu<br>P.O. Box 19343 - 00202 Nairobi<br>Cell: (+254-0) 735 431041<br>



<br>Man is a gregarious animal and enjoys agreement as cows will graze all the same way to the side of a hill!<br><br>AND<br><br>It is better to die in dignity than in the ignomity of ambiguous generosity! <br><br><br>Sent from Nairobi, Kenya<br>




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