My guess is that the responses; if any will be as varied as they come.
The biggest challenge for your case will be getting some existing member from the target SACCO to front your application.
>From my grape-vine & background checks done a while in the past; I'd recommend these two:
Safaricom Investment Co-operative : http://www.sic.co.ke/
Maisha Bora Sacco Society : http://maishaborasacco.com/index.php
Notes :
SIC ----> I'm not sure if that meets your Idea of a sacco. Joining Requirements are straightforward.
MashaBora ----> Good luck in getting someone to introduce you there.
PS : I'm not a member of any SACCO at the moment.
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