Even with those solutions, their stash is still getting stolen, even in the first world, as recently as this month, as reported here.

In the link above, USD$40 million was stolen across 24 countries in 10 hours. I would posture a theory that this is incredibly difficult to achieve in the absence of a web presence.

My point is that, an online presence exposes a bank to a exponentially large risk factor, compared to a physical presence.


On Fri, May 24, 2013 at 12:14 PM, Dennis Kioko <dmbuvi@gmail.com> wrote:
There are solutions that can stop funds being stolen online, or detect the same - the only issue is that banks approach Internet security from a physical perspective. Analytics should detect suspicious activity, if deployed well - the human factor still remains the weakest link as people can simply come up with a reason to turn it off, or to game it. 
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Peter Karunyu
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