I don't see why it must be restricted to MPesa. All the telcos have or are developing payment technologies. In any case, there's always the route of asking end users to send an SMS to a premium rate number and get payment that way. Let getting the actual payment be the telco's problem.

Well, getting premium rate numbers is a little expensive for your average small scale developer. The easiest thing to do was leach of M-Pesa's payment system for the time being. I can get more details as to why they chose to go down the M-Pesa road as well. Excellent suggestion though...

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With Regards,

Phares Kariuki

| T: +254 734 810 802 | E: pkariuki@gmail.com | Twitter: kaboro | Skype: kariukiphares |