I think what Timothy is looking for is the simplicity,
off the shelve no requirements just load and spend the requirements bit are taken care off by the card owners
also look for changamuka its a health preloaded card that works the same
If the 1st link works on your end...
http://www.boakenya.com/toucanvisa.html
http://www.kcbbankgroup.com/ke/index.php?option=com_content&task=view&id=31&Itemid=246
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