1. Mpesa business - needs about 100k per shop; regular (gross monthly) returns of btwn 10-20k depending on location.

2. Online Forex trading needs more like 360k to make good margins (or cushion losses  ) - i.e some hosts will not allow you less than 4000 euros.

3. Buy motorbikes and use them as transport to non-matatu accessible areas of town,, like further parts of some estates.

4. Use the money to fund and write an Android or iOS app; then hope it moves up the ranks (with *time*) to become a self earner.


etc,, etc,, (when i have time to write more)