Dear Skunks,

Which bank(s) have the best services for operating Foreign Currency Personal Account.  I want to measure based on, but not limited to the below.
  • Account operating fees
  • Bill payment through cheques, standing orders and direct debits
  • Cash withdrawals from cash machines
  • ATM card to enable you pay for goods and services
  • Online and mobile banking
  • Savings interest rates
  • Minimum operating balances
  • Reputation of the bank (now that people have their money locked in Chase and other banks)
  • Exchange rates the offer
Regards,
Kenneth