Hi Emmanuel, Dependig on the amount, sometimes I have excess money sitting in my mpesa account and I am will to move it to Paypal. I usually use an almost current exchange rate (KES 90) and then you absorb all the Paypal and Mpesa charges. I dont charge commission at all. Whats the catch? By transfering money using guys like you, is actually cheaper for me as I save on the paypal charges, mpesa charges and we both save on forex charges (obviously) On the other hand you also save on bank charges etc. So its a win win for both of us. Let me know -- Steve Obbayi | Software Engineer & Web Strategy Consultant, Mountaineer Tel: (Ke) +254.726.244.166 | (USA) +1.407.992.8099 | Email: steve@sobbayi.com Embedded Systems . Reverse Engineering . Interactive Visuals . Virtual Content . Web Apps . Mountaineering . Scuba Diving . Sport Fishing