Hi Patrick,
Pole sana for you situation. Let me try answering based on my experience.
I) Is there a specific formula that insurance co.s in Kenya use to determine if the car is straight away a write off vis a viz repairable?
This depends on the kind of damage. If its a minor dent or broken light then they will repair but for deformed body or bent chassis then they will write off.
II) To what extent do air bags deployment determine which route this decision takes/are there any known reliable guys who can fix airbags in Kenya?
Airbag deployment means the interior is ripped off means they might just replace the dash board since its replaceable. It depends on the level of damage though.
III) Do I want to keep the car considering that all airbags were fired and there could be considerable chasis frame damage? How advisable?
For a damaged chassis I would suggest getting a new car.
IV) Lastly, I'd appreciate contacts of any good mechs/garages possible along Thika road as my insurance has given me that leeway to take the car to a garage of my choice. Any experiences?
I have dealt with
Top quality auto The repaired mine and I loved it. Am covered by Jubilee so check if they are in your insurance panel.