... 2 cents .. Useful idea but it poses some security hazards. MPESA uses a double-factor authentication ie. the combination of ... something that you have which is the unique SIM card and something that you know .. the PIN. Removal of one of these factors drastically increases its vulnerability. I think the banking act will not allow it. One could argue that technically MPESA does not fall under the Banking act .. but if they have to maintain their intergrity and the trust/faith of the users that MPESA is equivalent to legal tender then they have to somehow conform to the authentication methods prescribed by banks and other money handling institutions. The day there will be a nation-wide panic that your MPESA balance / account is no longer safe .. or that the funds are about to disappaer .. everyone will rush to withdraw whatever they have ... that will be the day Safaricom will close shop .. like Trade Bank.. ============================================================================================= On 10 November 2010 14:44, joe mwirigi <joemwirigi@gmail.com> wrote:
Any one aware of a way to automate (maybe via AT commands) the whole MPESA transacting process. such that, i send sms "send 1200 to murume" and kannel picks that passes on to php which interprests that and passes on these commands (via a script perhaps) to my sim card and sends 1200 to murume who is in my db?.
Nb: I dont want to use the phone to manually go to Safaricom => Send Money => Phone Number => Amount => Enter Pin =>Verify => loose the cash
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