@Chris, dude. I've done plenty of  interesting things in tech sector to try and make a living so my exposure covers many areas.

 

BTW, going off thread, my bank rant the other day has led me further down the road to understand many things now. Infact I'd say that the banking sector is possibly responsible for most of the corruption that happens in any heavy borrowing countries. CBK has been pushing for lower rates by adjusting its own lending rates but banks do not want to pass on to borrowers. So, there is a need for international banks to venture into agreements with local ventures as partners at much lower rates. Keep the profits and taxes here but submit the borrowed amounts. If this is legal, then kiss the local banks goodbye is a grand idea. You cannot borrow eg Ksh 10mil and pay 22 Mil as interest so in total you owe the bank 32Mil! Hakuna, thats pure theft bordering on a grand scale. Lets see where the research ends up at.... :-)

 

Rgds.