I believe many of us have heard of someone who was forced by thugs to go to an ATM and withdraw cash. So an idea popped. Why can't banks issue atleast 2 PINs per ATM card. If a person is forced to withdraw cash then they can use the second (distress) PIN. This PIN will let the system display that the person only has a fraction of the amount in his/her account. Once that PIN has been used, using the first PIN will not display the correct amount in the account until the person visits one of the bank's branch. This way thugs only get a fraction of the original amount. Thugs would know that a person has 2 PINs but it's a 50/50 gamble on whether they will use the right PIN. Thugs may force the person to give up his/her 2 PINs. If they use the second PIN there is no way of knowing the true amount in the person's account even if they used the first PIN. If they used the first PIN before the second PIN then it's a lucky day for the thugs. Whether use of the second PIN should generate a distress call is another issue. Atleast the above offers some way of protection for bank customers. Thugs will get away with some of the money but not as much as they could have gotten away with. o_O!