Willie....<br><br>Until Last 2 month, there was no local payment gateway Willie..... you have been using your Visa Debit Cards which are processed via international gateways like Paypal and the rest but the big thing is what happens for E-commerce in Kenya or even money transfer from diaspora.... For you, you do purchase online and merchants gets their money from their local banks, but when guys from diaspora buy from our online e-commerce via their Visa cards... we cannot get that cash from our local banks.. thats the Game<br>