Reminds me of a journalist who I strongly feel was paid by Banks to trash MPESA.
When she contacted me (as a dealer - not developer); I told her the whole idea behind "Float" and the ID authentication process to deposit/withdraw.
Suffice to say when I read the article, I was grossly misquoted - she made MPESA look fishy, unsecure and unprofessional.
So this article is not surprising.
I wish for the day layman readers will read non-biased and objective headlines/articles on such matters.