Did safaricom patent Mpesa? Coz Obopay seems like a copy and paste of Mpesa only focusing on a much larger scale.
in 2005, Carol Realini founded Obopay to meet the nascent need for an industry leader in mobile payments. Today, Obopay — through partnerships with financial institutions such as Citi and MasterCard and mobile carriers — is using mobile phones to deliver financial services that empower people’s life and work.
Carol founded Obopay after traveling in Africa and recognizing that while mobile phones were ubiquitous, many people didn’t have access to even the most basic banking services. Recognizing the need and opportunity in both industrialized and developing nations, Carol designed Obopay’s business model to promote social and economic development throughout the world, by providing mobile savings, money transfer, and payments to people everywhere.