Aki, you couldn't have put it in a better way, i was just analyzing loan statements for a next of kin and i tell, "fraud" is an understatement, those interest rates! worse still they are taking advantage of clients with little knowledge on finance, nonetheless, this are symptoms of bad leadership and i similar to what the US has been going through, nonetheless as Alex put it Change is coming...it might take time but we will overcome, by the way i would appreciate a write up on possible solutions to the concerns you have raised since they are well thought Regards On Sun, Aug 30, 2009 at 10:15 PM, Alvin Jason Ochieng <ajochola@gmail.com>wrote:
Aki I totally agree.........
On Sun, Aug 30, 2009 at 9:51 PM, aki<aki275@googlemail.com> wrote:
On Sun, Aug 30, 2009 at 9:26 PM, Gakuru Alex <alexgakuru.lists@gmail.com
wrote:
Take heart... change is coming:-)
@Alex, self defeating ? Is cheaper internet going to make operational costs cheaper? I don't think so. Internet is a very small corner of expenditure of most businesses. The effects are not going to be felt to except those who are doing large established turnovers. The majority rest will continue to feel the effects of almost fake economies i.e expensive borrowing, lack of loan peformances, a glut in unemployment and its effects, physical security business doing booming business and cost of food, fuel, rent, electricity, transport remains high.The Internet is also not going to change anyones lives in slum or informal settlement areas who will continue crying out for food, basic needs and a better future.
Indeed, banks and other servcie sectors have led the way in conmen schemes out to steal and exploit the country with the BIG green light from governance.
Try borrowing on that 14-17% on loans and see if it makes any business sense to be doing so, unless it can be passed on to end users and higher pricing..... :-)
Rgds.
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