Do banks really have terms and conditions or do they make most of their &quot;policies&quot; up? So I went to one of the local banks, wont mention its name but its National Bank of Kenya. So my ATM expired last month and I happily went today morning to collect my ATM. Apparently I had to apply for a new ATM......yeah....what??? Say I have 80K and Im stranded somewhere with my National expired Bank ATM card.......so, they want to say, &quot;We care enough not to give you atm card when you need it, but we want you to give us your money&quot;.<br>
<br>Banks do come up with these &quot;terms&quot; and go out there sponsoring parks and seats (Co-op Bank Kenya), but they do not really make a person proud of being in that Bank. So Ive come to the conclusion, Go I&amp;M and NIC FULLSTOP<br>