Hehehe, Bobby better speak up!
About banks being a cartel, I wish I could amass forces to destroy this cartel. They literary impose fines to loan borrowers at the slightest loopholes, hike interest rates at will and determine their own terms.... all in the name of maintaining profitability. I still banking is an industry that not 'directly' consumer controlled, like wen people stop calling or 'kuhama'. Hopes for eradicating this ill is not even a thought to consider, requires political will and so many other factors that it just seems like a nightmare...
@Jared,
Hehehe...
I am suprised that he hasn't posted on skunkworks, but I suspect he is
lurking herein...
Bobby...are you here, Bobby???
Timo.
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