Techies, Apologies for the misleading subject line. It was just a dream I had a few mins ago. Anyway, in the dream, banks will be accepting facebook friends as collateral. Many of us know how hard it is to get a loan from a bank. The ask for collateral which, if you had, you'd not be asking for the loan in the first place. So, what if banks 'banked' on what many youth can claim 'ownership': Facebook friends! This is how it would work: - The amount of loan you will get will depend on how many friends you have on FB - The guarantor MUST be your friend on FB - You must share at least x no of mutual friends with the guarantor(s) - You shall accept the bank as a friend - The bank will post on your wall *repeatedly* a payment due message if and when you default (Think of the embarrassment!) - The bank will post the same message above on your guarantor's wall - You shall not 'like' an overdue message on your wall. Its not funny and negates the whole point of embarrassing you