M-Shwari is the revolutionary new banking product for M-PESA customers that allows you to save and borrow money through your phone while earning you interest on money saved. With M-Shwari, you are also entitled to affordable emergency loans.

This is a product for everyone who feels that banking should be hassle-free. No forms to fill in, no branches to visit. Just one click on your phone and you have a savings account!

How to update your M-pesa menu.

1. Go to your M-pesa Menu.

2.click on my account

3.click update menu

4.enter your pin number

5.wait for safaricoms confirmation sms (will or might take time )

6.Go to your mpesa menu

7.go to m-shwari

8. read the terms and conditions (carefully)

9.if you accept you have access to your menus

10. the rest you explore by your self.